Delay It vs eLendly
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Delay It
This app helps you compare the cost of borrowing money with the potential returns of investing. It calculates loan payments and then shows how much interest you could earn by investing that same amount.
- Loan payment calculation
- Investment earning simulation
- Interest cost comparison
- Financial planning tool
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Want to borrow money for a new car? What if you delayed your gratification and invested the monthly payment instead. For example, if you knew you could afford $525 per month for a new car, do you know how much interest you would pay the bank versus how much interest you would earned if you invested the money instead? Delay It makes it easy to calculate a loan payment on one tab and then consider that payment as an investment on another tab.
eLendly
Manage your financial life by automating subscriptions, lending and borrowing with friends, and tracking your overall finances. This app provides a centralized platform for personal financial management.
- Automate subscriptions
- Lend and borrow with friends
- Track finances
- Investment tracking
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Automate your subscriptions, Lend/Borrow from a friend and track your finances
Screenshots
Verdict
The clearest difference is review sentiment: Delay It at 100% against eLendly's 7%. Delay It also leads on rating (5.0 vs 2.2). eLendly's advantage is update cadence (every 2 months vs every 12 months) and ratings volume (49 vs 7). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Delay It holds the better App Store score, 5.0 against 2.2. That said, the two scores are not equally well evidenced: eLendly has 49 ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 100% of Delay It's written reviews are positive against 7% of eLendly's.
Delay It ships an update every 12 months, eLendly every 2 months. The most recent releases landed on October 2, 2026 and October 3, 2026 respectively.
| Parameter | Delay It | eLendly |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (7 ratings) — better | 2.2 (49 ratings) |
| Positive reviews | 100.0% of reviews — better | 6.7% of reviews |
| Number of ratings | 7 | 49 — better |
| Update frequency | Every 12 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 17.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 5 MB | 70 MB |
| Age rating | 4+ | 4+ |
| Developer | Animated Bit LLC | Elendly Limited |
Customer experience
Delay It
eLendly
In-app purchases
Delay It
No in-app purchases
eLendly
No in-app purchases
