Delay It vs Robins Financial Cards App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Delay It
This app helps you compare the cost of borrowing money with the potential returns of investing. It calculates loan payments and then shows how much interest you could earn by investing that same amount.
- Loan payment calculation
- Investment earning simulation
- Interest cost comparison
- Financial planning tool
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Want to borrow money for a new car? What if you delayed your gratification and invested the monthly payment instead. For example, if you knew you could afford $525 per month for a new car, do you know how much interest you would pay the bank versus how much interest you would earned if you invested the money instead? Delay It makes it easy to calculate a loan payment on one tab and then consider that payment as an investment on another tab.
Robins Financial Cards App
Securely manage your debit and credit cards from your phone. Instantly turn cards on or off, receive activity alerts, and view transaction history. Enjoy convenient card controls and travel notifications for peace of mind.
- Turn cards on/off
- Push/email alerts
- Card controls
- Travel notifications
- View balances
- Transaction history
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With Robins Financial Cards App, you can easily and securely turn your Robins Financial Credit Union debit and credit cards on and off anytime, anywhere all from your phone! In addition to the card on/off switch you will also find: • push notification or email alerts about various card activity • card controls • travel notifications • balances • transaction history • and more! This application is free to download and makes it easy for you to manage your cards on the go! For the Robins Financial Cards App, you will create a new username and password. Use this app in conjunction with Robins Financial Credit Union app to get the most benefit out of your card. Your security is our priority. Mobile data transmissions and account information are protected by 256 bit SSL encryption, just like they are when you bank online, to prevent unauthorized access. Experience the freedom Better Banking, in the palm of your hand!
Screenshots
Verdict
Delay It and Robins Financial Cards App both sit at 5.0 stars, but that hides the real split: 100% of Delay It's written reviews are positive against 55% of Robins Financial Cards App's. Delay It also leads on device support (3 vs 1). Robins Financial Cards App's advantage is ratings volume (4.5K vs 7) and update cadence (every 5 months vs every 12 months). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for Delay It against 4.9 for Robins Financial Cards App. That said, the two scores are not equally well evidenced: Robins Financial Cards App has 4.5K ratings behind it against 7, so its average is the more settled of the two. Written reviews are what separate them: 100% of Delay It's written reviews are positive against 55% of Robins Financial Cards App's.
Delay It ships an update every 12 months, Robins Financial Cards App every 5 months. The most recent releases landed on November 2, 2026 and November 11, 2026 respectively.
| Parameter | Delay It | Robins Financial Cards App |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (7 ratings) — better | 4.9 (4.5K ratings) |
| Positive reviews | 100.0% of reviews — better | 54.8% of reviews |
| Number of ratings | 7 | 4.5K — better |
| Update frequency | Every 12 months | Every 5 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 17.0 | 16.0 — better |
| Further details — not scored | ||
| Size | 5 MB | 71 MB |
| Age rating | 4+ | 4+ |
| Developer | Animated Bit LLC | Robins Financial Credit Union |
Customer experience
Delay It
Robins Financial Cards App
Bugs and requests
Delay It
Not enough reviews yet to summarise bugs or requests.
Robins Financial Cards App
Reported bugs
4 issues- App not working/unable to login
- App glitches/issues
- Card issues/declined transactions
- Unable to set up/register
Requested features
2 requests- More transaction details with maps and merchant information
- Balance shown in card app or ability to lock card from main app
In-app purchases
Delay It
No in-app purchases
Robins Financial Cards App
No in-app purchases
Questions
Is Delay It free?
Is Robins Financial Cards App free?
Which has better reviews, Delay It or Robins Financial Cards App?
Do Delay It or Robins Financial Cards App have ads?
Which is updated more often, Delay It or Robins Financial Cards App?
Other comparisons
