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Delay It

Delay It

Loan and Investment Calculator

7 ratings
7 reviews
🔧 Utilities
💰 Finance
Free

Details

  • Released
  • Updated
  • October 26, 2015
  • June 28, 2026

Features

Developer

Animated Bit LLC
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Delay It screenshot #1 for iPhone
Delay It screenshot #2 for iPhone
Delay It screenshot #3 for iPhone
iphone
ipad
⭐7
Reviews↘︎
🔄6+ apps
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❓8 answered
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📦~ in 11 months
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About

This app helps you compare the cost of borrowing money with the potential returns of investing. It calculates loan payments and then shows how much interest you could earn by investing that same amount.

✓Loan payment calculation
✓Investment earning simulation
✓Interest cost comparison
✓Financial planning tool
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What's New in Delay It

2.0.1

June 28, 2026

Fixed ad banner layout when using the numeric keyboard. Improved input experience with Done button in the navigation bar

User reviews

Most RecentHighest RatedLowest Rated

Been using for years. Simple UI.

Handy and simple to use. Using for few years now to track retirement. Love the new UI - thanks for modernizing the app!
prezbitprezbit

Excelente aplicación

Lo mejor del mundo recomiendo 100%
JesussvtJesussvt

Easy to use, nice features

Strikes a nice balance between too basic and the very sophisticated making it nice for daily use. Reasonably intuitive.
NE badgerNE badger

Very Practical

The app is very easy to use! I love how the information carries over from one tab to the next! It's one of the best loan and investment calculators I have seen to date. I highly recommend it!
LordMofiliousLordMofilious

Great app

This app is a keeper, It makes my job easier, the pie chart is a great way to visualize to your customers the importance of savings versus spending. Thank you
BjnicaBjnica
See 2 more reviews

FAQ

What is Delay It?

Delay It is a finance app that helps you compare the interest you would pay on a loan against the potential interest you could earn by investing that same amount.

How does Delay It work?

The app has separate tabs for calculating loan payments and simulating investment growth. You can input a monthly payment amount and see the financial outcomes of both scenarios.

Is Delay It free to use?

Yes, Delay It is completely free to download and use, with no in-app purchases or advertisements.

What devices does Delay It support?

Delay It is available on iPhone, iPad, and iPod devices.

How secure is Delay It?

As a calculator app, Delay It does not handle sensitive financial account information, making it inherently secure for personal financial comparisons.

When was Delay It last updated?

The latest version of Delay It was released on October 30, 2017.

What is the age rating for Delay It?

Delay It has an age rating of 4+, making it suitable for a wide range of users.

What do users like about Delay It?

Users appreciate its straightforward comparison of loan costs versus investment gains, helping them make more informed financial choices.