Property Calculator Australia vs Mortgage Calculator
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Property Calculator Australia
This app simplifies property ownership finances. It calculates deposits, stamp duty, loan balances, and LMI, offering insights for buyers and investors. Manage repayments and save unlimited calculations for informed decisions.
- Instant property purchase overview
- Deposit, stamp duty, and loan balance calculation
- Lenders Mortgage Insurance (LMI) calculation
- Customizable loan repayment options
- Foreign purchaser stamp duty calculation
- Save unlimited calculations
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Seven property calculators in one. All free, forever. Property Calculator Australia has been rebuilt from the ground up — the biggest update in our history. Work out the true cost of any Australian property in seconds: deposit, stamp duty, LMI, fees and grants, accurate to every state and territory. Most buyers don't discover what a purchase really costs until they're deep in the process. PCAU gives you the full picture up front — so you can budget with confidence, compare properties honestly, and walk into finance conversations already knowing your numbers. SEVEN INTEGRATED CALCULATORS, ONE APP - Upfront costs — deposit, stamp duty, LMI, transfer and mortgage fees, loan balance and repayments, very clearly detailed - Borrowing power — what a lender is likely to let you borrow, and whether it covers the property - Stamp duty — accurate to each state and territory's current rates - First Home Owner Grant — check your eligibility and grant amount - Rate sensitivity — see your repayments if interest rates rise - Rental yield — gross and net yield plus weekly cashflow for investments - Growth & equity — project your property's value and equity over time Plus an extra-repayments calculator to see how much time and interest you could save. FREE, FOREVER Every calculator is free, with unlimited use. Save your calculations, check any state, run the numbers as many times as you like — at no cost. BUILT FOR AUSTRALIA Every figure is calculated against current Australian rules — state-by-state stamp duty, first home buyer concessions and grants, LMI and lender benchmarks. Whether it's your first home or your next investment, the numbers reflect the state you're actually buying in. DO MORE WITH PREMIUM AND PRO - Premium — compare up to three properties side by side and export a clean, branded PDF report - Pro — for brokers, buyer's agents and property professionals: client-branded reports, client management and lead access CONNECT WITH A PROFESSIONAL When you're ready for the next step, opt in to be connected with a mortgage broker or buyer's agent — free, no obligation. All results are estimates to support your research and planning, and are not financial, tax or legal advice. Always confirm figures with the relevant authority or a licensed professional. Terms of Use: https://pcau.com.au/terms Privacy Policy: https://pcau.com.au/privacy
Mortgage Calculator
Estimate loan expenses with various payment frequencies and explore early payoff strategies. Calculate affordable loan amounts based on your budget and income. Save and manage your mortgage details easily.
- Multiple payment frequencies
- Extra payment options
- Tax and insurance input
- Affordable loan estimation
- Payoff strategy planner
- Saved mortgage management
- Light/Dark mode display
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This is a simple loan calculator that helps you estimate WEEKLY/BI-WEEKLY/MONTHLY/QUARTERLY/YEARLY EXPENSE on whole schedule and how much interest you could save if you want to pay it off earlier. Moreover, it provides "Payoff" tab which focus on pay-off options for your mortgages. Features: - Tab "Mortgage" displays a result in an early payoff duration with many options: + Support various kind of payment frequency: weekly, bi-weekly, monthly, quarterly, yearly. + Support extra payment on each payment; from a particular payment to last payment or extra payment on some specific payments (number of extra at specific payments is limited to 60 per loan). + Support input of tax or insurance in both percentage or value. + Support loading saved mortgages - Tab "Affordable Loan" helps to estimate the loan you can afford based on your monthly budget or annual income. - Tab "Payoff" focuses on many payoff options. - Tab "Saved" helps you record a mortgage so that you do not need to input all loan info from times to times. - Tab "Setting" supports selecting display mode (Light mode / Dark Mode). It is easy to use and simple to use.
Screenshots
Verdict
The clearest difference is in-app purchases: Mortgage Calculator at none against Property Calculator Australia's 5. Mortgage Calculator also leads on ratings volume (412 vs 1) and update cadence (every 3 weeks vs every 2 months). Property Calculator Australia's advantage is ads (none vs shown) and rating (5.0 vs 4.6). On price, review sentiment and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Property Calculator Australia sells 5 in-app purchases, starting at $2.99 per month. Mortgage Calculator asks for nothing beyond the download.
Property Calculator Australia holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Mortgage Calculator has 412 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 53% of Property Calculator Australia's written reviews are positive against 47% of Mortgage Calculator's.
Property Calculator Australia ships an update every 2 months, Mortgage Calculator every 3 weeks. The most recent releases landed on September 22, 2026 and September 23, 2026 respectively.
| Parameter | Property Calculator Australia | Mortgage Calculator |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 4.6 (412 ratings) |
| Positive reviews | 52.8% of reviews — better | 47.1% of reviews |
| Number of ratings | 1 | 412 — better |
| Update frequency | Every 2 months | Every 3 weeks — better |
| Ads | No — better | Yes |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | Ad-supported — better |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 40 MB | 6 MB |
| Age rating | 4+ | 17+ |
| Developer | Zanidy Pty Ltd | giang pham |
Customer experience
Property Calculator Australia
Mortgage Calculator
Bugs and requests
Property Calculator Australia
Not enough reviews yet to summarise bugs or requests.
Mortgage Calculator
Reported bugs
5 issues- Delete button not working for old saved mortgage overpayment projections
- App generating weird errors calculating taxes and insurance
- PMI bug makes app unusable
- Insurance calculation is inaccurate (not broken down monthly)
- Paid version crashes when trying to share amortization schedule
Requested features
5 requests- Fix delete button for old mortgage projections
- Offer a pub-free version
- Offer a Pro version without ads
- Developer has other apps?
- Donate for great work
In-app purchases
Property Calculator Australia
- Monthly Subscription$2.991 Month
- Pro (Monthly)$12.991 Month
- Premium (Annual)$24.991 Year
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- Annually Subscription$29.991 Year
- Pro (Annual)$99.991 Year
Mortgage Calculator
No in-app purchases
Questions
Is Property Calculator Australia free?
Is Mortgage Calculator free?
Which has better reviews, Property Calculator Australia or Mortgage Calculator?
Do Property Calculator Australia or Mortgage Calculator have ads?
Which is updated more often, Property Calculator Australia or Mortgage Calculator?
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