KBL mPassbook vs Spendulum

Karnataka Bank Offers New Generation Mobile PassBook service branded as "KBL mPassbook" to its Customers. Register by entering your i) 9 digit Customer Id which is available on 1st page of your physical Pass Book or by contacting your Base branch and ii) 10 digit Mobile number registered with the Bank. iii) New features added ATM locator , Branch Locator , link to mobile Banking and Branch Holiday List.

Spendulum is a simple, private income and expense tracker for iPhone. Built with SwiftUI and SwiftData, everything stays on your device — with optional iCloud sync across your own devices. OVERVIEW • Monthly net balance at a glance • Income and expense flows for the selected month • “Where it went” category breakdown • Recent activity and month-to-month navigation ACTIVITY • Every entry grouped by day • Search by title, category, or subcategory • Filter by income, expense, month or year • Swipe to delete, tap to edit INSIGHTS • 6-month income vs expense bar chart • Per-category spending donut for any month • Drill into subcategories and individual transactions • Use AI assistant to get insights from your data ADD & EDIT • Type, amount, date, category (icon grid), subcategory (icon grid), and note • Attach receipt photos, screenshots, or files • Multi-currency: enter in any favorite currency; summaries convert using live rates • Lock in the exchange rate when you add a transaction so history stays accurate AI QUICK ADD (on-device) • Type or dictate a sentence and get a structured transaction draft • Scan a receipt or payment screenshot — OCR + on-device AI extract title, amount, type, and category • Photo is attached to the new entry • Uses Apple’s on-device models where available; no account or subscription required for AI features SIRI & SHORTCUTS • “Add an expense in Spendulum” • “Scan a receipt in Spendulum” • Share a screenshot or photo into a Shortcut that runs Spendulum’s Add from Photo intent CATEGORIES & SETTINGS • Full category and subcategory management (icons and colors) • Choose display currency and manage your shortlist of favorites • Theme color and light / dark / system appearance • Load sample data to explore, or wipe transactions when you want a clean slate PRIVACY • Local SwiftData store • Optional private CloudKit sync (your iCloud account only) • Camera, microphone, and speech recognition only when you use those features • No third-party analytics or accounts required Requirements: iOS 17 or later. On-device AI Quick Add needs an Apple Intelligence–eligible device running a supported OS version.