Firstate Mobile vs First State Bank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Firstate Mobile
Manage your finances on the go with this mobile banking application. Check balances, transfer funds between accounts, pay bills, and deposit checks directly from your device. It's designed for existing online banking customers of the bank.
- Check account balances
- Search recent transactions
- Transfer funds between accounts
- Pay bills to existing payees
- Deposit checks
- Cancel scheduled bills
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Start banking wherever you are with Firstate Mobile. Available to all First State Bank online banking customers. Firstate Mobile allows you to check balances, make transfers, pay bills, and make deposits. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your accounts. Bill Pay - Make payments to existing payees, cancel scheduled bills and review previously paid bills from your mobile device. (You must be enrolled into Bill Pay to use Mobile Bill Pay). Make Deposits -Deposit checks while on the go.
First State Bank
Manage your bank accounts securely on the go. View balances, transfer funds, deposit checks, and manage your debit card. Organize transactions with notes and photos, and set up custom alerts for important account activity.
- Real-time balance viewing
- Fund transfers
- Mobile check deposit
- ATM/Debit card management
- Transaction organization
- Customizable alerts
- Payment capabilities
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First State Bank customers - you can now enjoy secure mobile banking anywhere, anytime. It's free to download and allows you to manage your accounts when it's most convenient for you. With a quick touch, you can view your balance, transfer funds, and much more like: - Manage your account - View balances in real time - Transfer funds between accounts - ATM/Debit card management - Mobile check deposit - Find banking center locations and ATMS near you in Southern Ohio and Eastern Kentucky - Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks - Set up alerts so you know when your balance drops below a certain amount - Make payments, whether you’re paying a company or a friend - View and save your monthly statements First State Bank mobile banking supports all account types including checking, certificates-of-deposits, loans and lines-of-credit. However, in order to access our mobile banking features, you must first have an approved online banking account established with First State Bank. For more details, contact us at 937-695-0331 or visit us at www.fsb4me.com. There is NO fee from First State Bank, however connectivity and usage rates may apply. Contact your wireless service provider for more details.
Screenshots
Verdict
The clearest difference is review sentiment: Firstate Mobile at 80% against First State Bank's 48%. Firstate Mobile also leads on monetization model (free vs free with in-app purchases) and iOS requirement (15.0 vs 18.4). First State Bank's advantage is ratings volume (2.2K vs 134) and rating (4.8 vs 4.6). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
First State Bank holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: First State Bank has 2.2K ratings behind it against 134, so its average is the more settled of the two. Written reviews complicate that: 80% of Firstate Mobile's written reviews are positive against 48% of First State Bank's, so the app with the better star average is not the one people write more warmly about.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 23, 2026 and October 19, 2026 respectively.
| Parameter | Firstate Mobile | First State Bank |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (134 ratings) | 4.8 (2.2K ratings) — better |
| Positive reviews | 80.0% of reviews — better | 47.8% of reviews |
| Number of ratings | 134 | 2.2K — better |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 147 MB | 197 MB |
| Age rating | 4+ | 12+ |
| Developer | First State Bank of Wrens | FIRST STATE BANK (OH) |
Customer experience
Firstate Mobile
First State Bank
Bugs and requests
Firstate Mobile
Not enough reviews yet to summarise bugs or requests.
First State Bank
Reported bugs
2 issues- App requires iOS 16.0 but many phones only support 15.8
- Card features had bugs that were later fixed
Requested features
2 requests- Bring back old app version
- Improve transaction visibility and timeliness
In-app purchases
Firstate Mobile
No in-app purchases
First State Bank
No in-app purchases
Questions
Is Firstate Mobile free?
Is First State Bank free?
Which has better reviews, Firstate Mobile or First State Bank?
Do Firstate Mobile or First State Bank have ads?
Which is updated more often, Firstate Mobile or First State Bank?
Other comparisons
