Comparison

BICE Pass vs Cencosud Scotiabank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BICE Pass

Securely verify and authorize online transactions from your mobile device. This app requires a secure enrollment process to validate your identity and communication. It is essential for authorizing transactions made through the bank's website and mobile app.

Highlights
  • Secure transaction verification
  • Mobile authorization
  • Online transaction authorization
  • Secure enrollment process
  • Identity validation
Features
Read full description

La App BICE Pass opera con los más altos estándares de seguridad de la industria, permitiendo a los clientes de Banco BICE verificar y autorizar transacciones en línea desde su dispositivo móvil, sin la necesidad de requerir otro sistema de seguridad adicional. Para utilizar BICE Pass se requiere cumplir con un proceso de enrolamiento seguro, que valida la identidad y la comunicación con el cliente. BICE Pass será requerido para autorizar las transacciones realizadas a través de bice.cl y de la App Banco BICE. Si pierdes o te roban tu dispositivo móvil, puedes llamar a nuestro Centro de Atención de Internet al 600 400 1000 o eliminarlo directamente desde el Portal Privado de Banco BICE.

About

Cencosud Scotiabank

Manage your credit card finances with instant digital card access, cash advances, and secure payment options. Control spending, block cards, and access statements easily.

Highlights
  • Instant digital card
  • Cash advance requests
  • Secure bill payments
  • Card management (block/renew)
  • Debt reordering
  • Expense tracking
  • Download statements
Features
Read full description

Bienvenido a tu App Cencosud Scotiabank Con la app Cencosud Scotiabank podrás: - Obtener tu tarjeta digital al instante. - Solicitar un Super Avance o Avance en efectivo desde la app. - Pagar tu estado de cuenta de forma rápida y segura. - Gestionar tus claves de internet y compras. - Bloquear tu tarjeta temporal o definitivamente en caso de pérdida o robo. - Reordenar tu deuda y organizar tus pagos fácilmente. - Revisar tus movimientos y mantener el control de tus gastos. - Descargar tus estados de cuenta cuando los necesites. - Renovar tu tarjeta si está vencida o extraviada. - Consultar tus puntos Cencosud y aprovechar tus beneficios. Descárgala hoy y lleva el control de tus finanzas.

Screenshots

BICE Pass4 screens
Cencosud Scotiabank4 screens

Verdict

The call

The clearest difference is rating: Cencosud Scotiabank at 4.4 against BICE Pass's 4.0. Cencosud Scotiabank also leads on review sentiment (18% vs 8%) and ratings volume (16 vs 3). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Cencosud Scotiabank holds the better App Store score, 4.4 against 4.0. That said, the two scores are not equally well evidenced: Cencosud Scotiabank has 16 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 8% of BICE Pass's written reviews are positive against 18% of Cencosud Scotiabank's.

UpkeepUpdate frequency

BICE Pass ships an update monthly, Cencosud Scotiabank every 3 weeks. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

Scorecard3 real differences · 7 level
BICE Pass versus Cencosud Scotiabank: the parameters behind the verdict, then further details
ParameterBICE PassCencosud Scotiabank
PriceFreeFree
Rating4.0 (3 ratings)4.4 (16 ratings) — better
Positive reviews7.7% of reviews18.3% of reviews — better
Number of ratings316 — better
Update frequencyMonthlyEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.615.1 — better
Further details — not scored
Size89 MB330 MB
Age rating4+4+
DeveloperBANCO BICEScotiabank Chile

Customer experience

BICE Pass

All ratings3 ratings
Positive66.7%
Neutral33.3%
Negative0.0%
Written reviews52 reviews
Positive7.7%
Neutral0.0%
Negative92.3%

Cencosud Scotiabank

All ratings16 ratings
Positive87.5%
Neutral0.0%
Negative12.5%
Written reviews71 reviews
Positive18.3%
Neutral4.2%
Negative77.5%

Bugs and requests

BICE Pass

Not enough reviews yet to summarise bugs or requests.

Cencosud Scotiabank

Reported bugs

33 issues
  • Payments not updating, showing as current debt
  • Facial recognition not functioning for login
  • Purchases not reflecting immediately
  • App not updated for iPhone 17 Pro Max
  • App not downloadable after update prompt
Show 28 more
  • App always in maintenance
  • Authorizer deactivated/not working
  • Cannot pay credits through the app
  • Cannot take photo of ID for account creation
  • Cannot recover password due to new ID not recognized
  • Cannot update data as new ID is not recognized
  • Cannot verify card in Wallet/Apple Pay
  • App constantly loading or buttons not working
  • App not updating balance and payments
  • Cannot pay full debt, only minimum
  • Error when trying to pay
  • App freezes when trying to update
  • App not allowing to press anything to pay
  • Charged for an annulled purchase
  • App shows 'difficulties' error
  • Cannot authorize online purchases
  • Coupons not functioning
  • Cannot use card for online purchases due to authenticator
  • Cannot verify card with Pay
  • Cannot authorize transactions, app does not refresh
  • Cannot enter 'my profile' section in Cencopay
  • App does not validate for Apple Pay
  • Card verification stopped working
  • App shows 'Ups, we are having some difficulties'
  • App not working for Peru
  • Web payment page hangs or blocks
  • Web page fails repeatedly
  • Cannot continue after entering Rut and password

Requested features

5 requests
  • Incorporate more user-friendly flows for benefits
  • Improve the benefits section
  • Add purchase notifications (push or email)
  • Add app for Peru
  • Improve info on offers, promotions, and discounts

In-app purchases

None

BICE Pass

No in-app purchases

None

Cencosud Scotiabank

No in-app purchases

Questions

Is BICE Pass free?
BICE Pass is free to download, with no in-app purchases.
Is Cencosud Scotiabank free?
Cencosud Scotiabank is free to download, with no in-app purchases.
Which has better reviews, BICE Pass or Cencosud Scotiabank?
Cencosud Scotiabank is rated higher. BICE Pass averages 4.0 out of 5 from 3 ratings, while Cencosud Scotiabank averages 4.4 from 16 ratings.
Do BICE Pass or Cencosud Scotiabank have ads?
Neither BICE Pass nor Cencosud Scotiabank shows ads.
Which is updated more often, BICE Pass or Cencosud Scotiabank?
BICE Pass ships an update monthly, and Cencosud Scotiabank every 3 weeks. Most recently, BICE Pass was updated on November 6, 2026 and Cencosud Scotiabank on November 7, 2026.

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