Comparison

CUB MOBILE BANKING PLUS vs DhanSmart

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CUB MOBILE BANKING PLUS

Manage your finances on the go with this banking app. Perform transactions, pay bills, invest in mutual funds, and track your account activity. It offers a comprehensive suite of banking services for convenient financial management.

Highlights
  • Mutual fund investments (SIP, one-time)
  • Bill payments and recharges
  • Card management (block, PIN reset)
  • Online deposit account opening
  • Balance and mini statement enquiry
  • Fund transfers (NEFT/IMPS)
  • m-PassBook for transaction tracking
Features
Read full description

City Union Bank Mobile Banking Plus lets you perform your banking tasks from the palm of your hand, anywhere and at any time Login through internet banking or mobile banking credentials with ease. For Support Contact : +91 44 71225000 E-Mail: customercare@cityunionbank.in Features:- ======== Mutual Fund (Wealth Management) -------------------------------------- In the new app, customer has been provided with the facility to invest in Mutual funds through simple guided interaction. Using this our customer can invest in any of the Asset Management company (AMC) available in the market. Also they can invest in Systematic Investment Plan (SIP) and One time payment. The App has built in intelligence to recommend best fund options during investment. Customer can invest in mutual funds, redeem, switch any time in this app. Bill Payments:- -------------------------- * Register/Instant Pay * Mobile Recharge * DTH Recharge * View/Pay Bills * Pay without Bills * Mobile/DTH Recharge Status * Bill Payment History * View/Delete Biller Card Management:- -------------------------- * Card Block * ATM PIN Reset TNEB Bill Payment:- -------------------------- * Pay TNEB Bills Online E-Deposit:- -------------------------- * Deposit Account Opening * Partial Withdrawal * Pre closure of Deposit * Loan Against Deposit * Loan Closure Enquiry:- --------------- * Balance Enquiry * Mini Statement Transaction:- ---------------- * Own Accounts * Other CUB Accounts * Other Bank Accounts using NEFT / IMPS Fee Payment:- ------------------- * Register Fee Payment * Payment of Fess * Check Pending Fees Request:- ------------ * Cheque Book Request * Stop Payment * Revoke Stop Payment Services:- -------------- * Add CUB Beneficiary * Add NEFT/IMPS Beneficiary * Delete Beneficiary * Fund Transfer limits * Change MPIN CUB m-PassBook ----------------------- CUB m-PassBook for New Generation Banking. Track your transactions on the go using CUB m-PassBook. CUB m-PassBook is an electronic service that replicates the traditional paper passbook on your mobile. CUB m-PassBook shows all your credit and debit transactions, fast, convenient and accurate. The look and feel of CUB m-PassBook is very similar to the traditional passbook, making its use comfortable for the users. A search feature that enables you to look for specific transactions quickly, based on certain criteria Set Allowed Login Time ---------------------------- This feature can be used by customers for restricting their net and mobile banking login time limit. Enjoy the features of our new mBank Plus application and post your reviews and rate our application.

About

DhanSmart

Access your Dhanlaxmi Bank accounts from your iPhone or iPad. Perform various banking tasks like viewing statements, transferring funds, and managing deposits remotely.

Highlights
  • Account summary viewing
  • Mini/Detailed statement access
  • Fund transfers (NEFT/RTGS)
  • Term and Recurring Deposit management
  • Cheque book and card requests
Features
Read full description

Dhanlaxmi Bank Mobile Banking gives you access to your account on your Iphone/Ipad. Now, you can perform your banking tasks from anywhere and at anytime! What can you do? - View Account, Deposit, Loan and Credit Card summaries - View Mini/Detailed statements - Transfer funds, including NEFT/RTGS transfers to other bank customers - Term Deposit and Recurring Deposit Open/Closure - Request Cheque Book, Stop Payment, Card Request, PIN Request etc.

Screenshots

CUB MOBILE BANKING PLUS4 screens
DhanSmart4 screens

Verdict

The call

The clearest difference is rating: CUB MOBILE BANKING PLUS at 3.7 against DhanSmart's 3.3. On price, review sentiment, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CUB MOBILE BANKING PLUS holds the better App Store score, 3.7 against 3.3. Both are backed by a comparable volume of ratings — 10 and 4 respectively. Written reviews point the same way: 35% of CUB MOBILE BANKING PLUS's written reviews are positive against 28% of DhanSmart's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 14, 2026 and October 9, 2026 respectively.

Scorecard1 real difference · 9 level
CUB MOBILE BANKING PLUS versus DhanSmart: the parameters behind the verdict, then further details
ParameterCUB MOBILE BANKING PLUSDhanSmart
PriceFreeFree
Rating3.7 (10 ratings) — better3.3 (4 ratings)
Positive reviews35.5% of reviews — better28.3% of reviews
Number of ratings10 — better4
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better14.1
Further details — not scored
Size64 MB115 MB
Age rating4+17+
DeveloperCITY UNION BANK LTDDhanlaxmi Bank Ltd.

Customer experience

CUB MOBILE BANKING PLUS

All ratings10 ratings
Positive70.0%
Neutral10.0%
Negative20.0%
Written reviews62 reviews
Positive35.5%
Neutral22.6%
Negative41.9%

DhanSmart

All ratings4 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews46 reviews
Positive28.3%
Neutral2.2%
Negative69.6%

In-app purchases

None

CUB MOBILE BANKING PLUS

No in-app purchases

None

DhanSmart

No in-app purchases

Questions

Is CUB MOBILE BANKING PLUS free?
CUB MOBILE BANKING PLUS is free to download, with no in-app purchases.
Is DhanSmart free?
DhanSmart is free to download, with no in-app purchases.
Which has better reviews, CUB MOBILE BANKING PLUS or DhanSmart?
CUB MOBILE BANKING PLUS is rated higher. CUB MOBILE BANKING PLUS averages 3.7 out of 5 from 10 ratings, while DhanSmart averages 3.3 from 4 ratings.
Do CUB MOBILE BANKING PLUS or DhanSmart have ads?
Neither CUB MOBILE BANKING PLUS nor DhanSmart shows ads.
Which is updated more often, CUB MOBILE BANKING PLUS or DhanSmart?
CUB MOBILE BANKING PLUS ships an update every 2 months, and DhanSmart every 2 months. Most recently, CUB MOBILE BANKING PLUS was updated on October 14, 2026 and DhanSmart on October 9, 2026.

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