Comparison

Refunds vs ImmediatePay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Refunds

Easily track money lent to friends, insurance reimbursements, and online purchase returns. Organize refunds by category and store receipt details like tracking numbers and proof of deposit.

Highlights
  • Track money lent to friends
  • Monitor insurance reimbursements
  • Manage online purchase returns
  • Organize refunds by category
  • Scan return receipt barcodes
  • Attach proof of deposit photos
  • iCloud synchronization
  • Apple Watch companion app
Features
Read full description

Have you ever lent money to friends and never remembered who refunded you ? You never know if you have been refunded by your insurance for your heath care ? You often return items you've purchased online but you don't know what has been refunded or not ? With Refunds, you'll have the answer to all these questions and more in a simple and effective way. Refunds let you enter a new refund to track very quickly. The refunds are organized by category (health, purchase, person, expense report) in order to find them more easily. You can even scan the barcode on the return receipt in order to keep the tracking number at hand and take a picture of the deposit proof if you return a package. Refunds is available on all your iOS devices and can synchronize your refunds with iCloud. An Apple Watch app is also included to let you enter or validate a refund quickly without leaving your phone from your pocket (requires iOS 9 and watchOS 2).

About

ImmediatePay

Access a portion of your earned wages before your next payday. This app connects with employers to let you transfer funds instantly after your workday. It also provides financial wellness tools, including coaching, educational resources, and prescription savings.

Highlights
  • Access earned wages between paydays
  • Instant fund transfers
  • Financial wellness tools
  • Expert financial coaching
  • Financial health assessments
  • Educational articles and calculators
  • Prescription savings
Features
Read full description

Access the Pay You’ve Earned When You Need It Most We partner with employers to offer access to earned pay between paydays and our pay card solutions. How ImmediatePay Works Your earned pay is available to access after you finish your workday, thanks to time tracking and payroll connections with Immediate. Simply choose the amount you’d like to transfer, select where to send the funds, and confirm the details. It’s that simple—you’ve just been paid! Financial Wellness Tools Whether you’re looking to manage your expenses better, start saving for a financial goal, or build healthier habits, ImmediatePay gives you access to tools that can help improve your overall financial wellness. Financial Coaching: Do you have specific questions about your finances? As an enrolled user, you can access real-time financial coaching from our experts. Whether you need advice on saving for an emergency fund or improving your credit score, we’re here to help guide you! Financial Surveys: Take charge of your financial health with tools like the FinHealth Score® from the Financial Health Network. Assess spending, saving, borrowing, and planning behaviors to make smarter decisions to improve your financial well-being. Financial Education: Access hundreds of financial education articles and financial wellness calculators. Whether you’re just starting out or working toward long-term goals, these resources will help you make informed decisions no matter where you are in your financial journey. Prescription Savings: Save big on prescriptions for you and your family with up to 80% savings on medications at over 65,000+ pharmacies nationwide. Get Started with ImmediatePay Today ImmediatePay is offered through participating employers as a financial wellness benefit. If your workplace doesn’t have it yet, ask your employer to consider offering ImmediatePay so you can access the pay you’ve earned when you need it most.

Screenshots

Refunds3 screens
ImmediatePay4 screens

Verdict

The call

The clearest difference is ratings volume: ImmediatePay at 7.9K against Refunds's 1. ImmediatePay also leads on review sentiment (56% vs 40%). Refunds's advantage is device support (4 vs 2) and iOS requirement (8.0 vs 15.6). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Refunds against 4.9 for ImmediatePay. That said, the two scores are not equally well evidenced: ImmediatePay has 7.9K ratings behind it against 1, so its average is the more settled of the two. Written reviews are what separate them: 40% of Refunds's written reviews are positive against 56% of ImmediatePay's.

Scorecard4 real differences · 6 level
Refunds versus ImmediatePay: the parameters behind the verdict, then further details
ParameterRefundsImmediatePay
PriceFreeFree
Rating5.0 (1 ratings) — better4.9 (7.9K ratings)
Positive reviews40.0% of reviews56.3% of reviews — better
Number of ratings17.9K — better
Update frequency—Every 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPod
Requires iOS8.0 — better15.6
Further details — not scored
Size37 MB74 MB
Age rating4+4+
DeveloperLyricAppsImmediate Solutions

Customer experience

Refunds

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews5 reviews
Positive40.0%
Neutral60.0%
Negative0.0%

ImmediatePay

All ratings7,891 ratings
Positive96.4%
Neutral1.3%
Negative2.3%
Written reviews64 reviews
Positive56.3%
Neutral4.7%
Negative39.1%

Bugs and requests

Refunds

Not enough reviews yet to summarise bugs or requests.

ImmediatePay

Reported bugs

3 issues
  • Login issues
  • Inconsistent fund availability
  • Debit card registration problems

Requested features

3 requests
  • Faster payouts
  • Improved customer support
  • Clearer communication on processing times

In-app purchases

None

Refunds

No in-app purchases

None

ImmediatePay

No in-app purchases

Questions

Is Refunds free?
Refunds is free to download, with no in-app purchases.
Is ImmediatePay free?
ImmediatePay is free to download, with no in-app purchases.
Which has better reviews, Refunds or ImmediatePay?
Refunds is rated higher. Refunds averages 5.0 out of 5 from 1 ratings, while ImmediatePay averages 4.9 from 7.9K ratings.
Do Refunds or ImmediatePay have ads?
Neither Refunds nor ImmediatePay shows ads.

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