ImmediatePay vs ZayZoon

Access the Pay You’ve Earned When You Need It Most We partner with employers to offer access to earned pay between paydays and our pay card solutions. How ImmediatePay Works Your earned pay is available to access after you finish your workday, thanks to time tracking and payroll connections with Immediate. Simply choose the amount you’d like to transfer, select where to send the funds, and confirm the details. It’s that simple—you’ve just been paid! Financial Wellness Tools Whether you’re looking to manage your expenses better, start saving for a financial goal, or build healthier habits, ImmediatePay gives you access to tools that can help improve your overall financial wellness. Financial Coaching: Do you have specific questions about your finances? As an enrolled user, you can access real-time financial coaching from our experts. Whether you need advice on saving for an emergency fund or improving your credit score, we’re here to help guide you! Financial Surveys: Take charge of your financial health with tools like the FinHealth Score® from the Financial Health Network. Assess spending, saving, borrowing, and planning behaviors to make smarter decisions to improve your financial well-being. Financial Education: Access hundreds of financial education articles and financial wellness calculators. Whether you’re just starting out or working toward long-term goals, these resources will help you make informed decisions no matter where you are in your financial journey. Prescription Savings: Save big on prescriptions for you and your family with up to 80% savings on medications at over 65,000+ pharmacies nationwide. Get Started with ImmediatePay Today ImmediatePay is offered through participating employers as a financial wellness benefit. If your workplace doesn’t have it yet, ask your employer to consider offering ImmediatePay so you can access the pay you’ve earned when you need it most.

Make today the new payday. How it works: Each day you work, you build up an available amount and can choose how much of your wages you’d like to receive, instantly! On your payday, you are paid normally, minus the amount you accessed early. ZayZoon allows you to access your earned but unpaid wages to avoid payday loans, late bill payments and overdraft fees. Its financial wellness tools provide overdraft prediction, financial tracking and financial education. What else there is to love: Money transferred instantly, 24/7/365! Flat fee to access money, no interest! Trusted by your employer and payroll provider! Financial tools and courses to improve your financial health! Now get even more out of your ZayZoon payouts with Boost! Access 5-20% more of additional spending power when wages are redeemed on gift cards for essentials like groceries! Note: to use this app, your employer must have an existing agreement with ZayZoon. Get your company onboard with ZayZoon by becoming an ambassador. See www.zayzoon.com/ambassador for more details.