Comparison

Pakistani Banknotes vs HBL Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pakistani Banknotes

Learn about the security features of Pakistani banknotes to protect yourself from counterfeits. This app provides detailed information in both English and Urdu, allowing you to easily identify genuine currency.

Highlights
  • Identify security features
  • Detect counterfeit notes
  • Information in English and Urdu
  • Official State Bank of Pakistan app
Features
Read full description

The official application of State Bank of Pakistan for increasing awareness about security features of Pakistani Banknotes. Website: http://www.sbp.org.pk The app will help you to identify and check the security features of Pakistani Banknotes and save yourself from the risk of counterfeit notes. Simply select the desired banknote image and know the security features of Pakistani banknotes. The App contains information about Pakistani Banknotes in English as well as in Urdu language.

About

HBL Mobile

Manage your finances conveniently and securely from your smartphone. Perform transactions like bill payments, fund transfers, and view account details. Access banking services anytime, anywhere.

Highlights
  • View and download account statements
  • Funds transfer between accounts
  • Bill payments (utility, mobile, education)
  • Credit card payments
  • QR payments
  • Investment in mutual funds
  • Manage debit/credit cards
Read full description

Signup or login on new version of HBL Mobile for your daily banking & lifestyle needs. Key Financial Features: • Transfers – Enjoy seamless funds transfer to any bank account and save your friends and family as receivers. • Payments – Pay utility bills, education fees, and more in seconds. Just select your bill company and pay with a tap. • Top up – Recharge your prepaid balance, pay your postpaid bills or subscribe to mobile bundles, anytime, anywhere. • Scan to Pay – Go card-less and cashless on your shopping adventures with Scan to Pay feature. • Lifestyle – Shopping, Travel, and more! Service Requests: • Tax Certificates – Instantly download your tax related documents • Account Statement – Access your account statements within few taps • Card Management – Activate, replace & manage your HBL Cards Why HBL Mobile? • Refreshed look, simplified journeys and new features • Secure transactions with biometric and T-PIN protection • Wide range of services including utility payments, mobile recharge, money transfers, and more • Available 24/7 — bank anytime, anywhere Download now and experience the smarter way to bank with HBL Mobile. Leave your feedback and rate our app so we can serve you better.

Screenshots

Pakistani Banknotes4 screens
HBL Mobile4 screens

Verdict

The call

The clearest difference is rating: Pakistani Banknotes at 5.0 against HBL Mobile's 4.4. Pakistani Banknotes also leads on iOS requirement (8.0 vs 15.0). HBL Mobile's advantage is ratings volume (1.9K vs 4). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Pakistani Banknotes holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: HBL Mobile has 1.9K ratings behind it against 4, so its average is the more settled of the two.

UpkeepUpdate frequency

Pakistani Banknotes ships an update every 2 weeks, HBL Mobile fortnightly. The most recent releases landed on October 2, 2026 and October 22, 2026 respectively.

Scorecard3 real differences · 7 level
Pakistani Banknotes versus HBL Mobile: the parameters behind the verdict, then further details
ParameterPakistani BanknotesHBL Mobile
PriceFreeFree
Rating5.0 (4 ratings) — better4.4 (1.9K ratings)
Positive reviews—78.7% of reviews
Number of ratings41.9K — better
Update frequencyEvery 2 weeks — betterFortnightly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS8.0 — better15.0
Further details — not scored
Size81 MB432 MB
Age rating4+17+
DeveloperState Bank of PakistanHABIB BANK LIMITED

Customer experience

Pakistani Banknotes

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

HBL Mobile

All ratings1,890 ratings
Positive84.3%
Neutral3.7%
Negative12.0%
Written reviews779 reviews
Positive78.7%
Neutral3.5%
Negative17.8%

Bugs and requests

Pakistani Banknotes

Not enough reviews yet to summarise bugs or requests.

HBL Mobile

Reported bugs

4 issues
  • Biometric verification not working
  • App crashing on newer iOS versions
  • Transactions not showing up correctly
  • Scheduled payments not processing as expected

Requested features

5 requests
  • Add Face ID/Touch ID login option
  • Improve transaction history display
  • Increase funds transfer limits
  • Add more payment options (e.g., credit card bill payments for other banks)
  • Improve app stability and reduce crashes

In-app purchases

None

Pakistani Banknotes

No in-app purchases

None

HBL Mobile

No in-app purchases

Questions

Is Pakistani Banknotes free?
Pakistani Banknotes is free to download, with no in-app purchases.
Is HBL Mobile free?
HBL Mobile is free to download, with no in-app purchases.
Which has better reviews, Pakistani Banknotes or HBL Mobile?
Pakistani Banknotes is rated higher. Pakistani Banknotes averages 5.0 out of 5 from 4 ratings, while HBL Mobile averages 4.4 from 1.9K ratings.
Do Pakistani Banknotes or HBL Mobile have ads?
Neither Pakistani Banknotes nor HBL Mobile shows ads.
Which is updated more often, Pakistani Banknotes or HBL Mobile?
Pakistani Banknotes ships an update every 2 weeks, and HBL Mobile fortnightly. Most recently, Pakistani Banknotes was updated on October 2, 2026 and HBL Mobile on October 22, 2026.

Other comparisons