Comparison

Lemonade Insurance vs 记账2

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Lemonade Insurance

Easily purchase and manage home, car, pet, and life insurance policies directly from your phone. Get instant quotes, file claims with AI assistance, and enjoy a socially responsible insurance experience.

Highlights
  • Instant policy quotes
  • Mobile claims filing
  • AI-powered fraud detection
  • Adjustable coverage options
  • Bundle and save discounts
  • Socially responsible business model
Features
Currently charting
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“@Lemonade_Inc was the simplest and easiest insurance I’ve ever purchased, “old” insurance companies need to step into the current century!!!” SOME QUICK LEMONADE STATS • Starts as low as $30/mo for car insurance, $5/mo for renters, $25/mo for homeowners, $12/mo for pet, and $9/mo for term life. • Financial rating of “A” exceptional • 90 secs to get a policy through our app • Super fast and easy to use • Reinsured by the most trusted names on the planet WHY LEMONADE FOR INSURANCE • No Hassle: There’s no need to wait around for snail mail or talk on the phone w/ agents - get a policy with the Lemonade app whenever and wherever you are • Bundle and save! We’ll automatically apply your bundle discount to any combination of our products • Socially Driven: As a B-Corp, social good is baked into our business model: we take a flat fee, use the rest to pay claims (super fast!), and give back what’s left to charities you care about with our renters, homeowners, car, and pet products. Lemonade also plants trees based on our drivers’ mileage to help clean up carbon emissions. • Devoted Team: Our powerful tech and automation free up our dedicated customer experience team and claims specialists to help you when you need it most. HOW LEMONADE IS DIFFERENT • Live Policy: Want to personalize your coverage? Add your sig other? Cancel your policy and get a new one at a different address? Do it all with a couple of taps on your phone. • Instant Claims: Seamlessly file claims from your phone - anytime, anywhere. Our AI runs 18 anti-fraud algorithms, and if your claim is instantly approved, you’ll get paid in 3 secs. • Adjustable coverage: For your home, car, pets, personal property, liability, and more. Get your stuff covered whether it's at your home, or on the go. LET’S MAKE LEMONADE! Renters insurance is available almost everywhere in the US. Coming soon to AL, AK, HI, ID, KS, KY, ME, MN, and NE. Homeowners insurance is available in most of the US. Not yet in AL, AK, AR, DE, HI, LA, ME, MS, MT, NH, RI, SC, VT,  and WV, but we’re on our way. Car insurance is available in AZ, CA, CO, IL, IN, OH, OR, TN, TX, and WA. Pet insurance is available in most of the US. Still working on AK, ID, KS, KY, SD, VT, WV, and WY. Term life insurance is available nationwide, except NY. WANNA BE FRIENDS? • facebook.com/lemonade • twitter/lemonade_inc • instagram.com/lemonade_inc • instagram.com/lemonade_pet • youtube.com/lemonade_Inc YOU'RE INSURED BY LEMONADE: • Get questions answered by our team online or over the phone • Download and share proof of property and home insurance on your mobile phone • Adjust and update your policy for your home insurance coverage whenever and wherever • Protect your favorite items, at home and away THE LEGAL STUFF Terms of Service: lemonade.com/terms-of-service Privacy Policy: lemonade.com/privacy-policy Legal Stuff on Lemonade: lemonade.com/legal-stuff Cheers for reading all 3,402 characters! Give yourself a pat on the back ;) If you want more Lemonade, visit us at lemonade.com/blog

About

记账2

Features
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记账2 - 您的智能财务管理专家 【核心功能】 • 快速记账 - 3秒完成一笔记录,简洁高效 • 智能分析 - AI驱动的财务建议,个性化理财指导 • 预算管理 - 实时监控消费情况,智能预警超支 • 数据同步 - Firebase云端安全备份,多设备无缝同步 • 隐私保护 - Face ID生物识别保护,数据安全可靠 + 一键删除账号保护个人信息安全 【AI智能分析】 • 消费习惯分析与优化建议 • 预算超支智能预警 • 个性化理财建议 • 财务健康度评估 【特色功能】 • 支持中英文界面切换 • 优雅的Material Design设计 • 快捷输入常用交易 • 多维度统计图表 • 自定义分类管理 • 离线模式支持 【安全保障】 您的所有数据都经过加密处理,支持本地存储和云端同步。我们承诺保护您的隐私 安全,不会向第三方分享您的财务信息。 【适用人群】 • 需要管理个人财务的用户 • 希望培养理财习惯的初学者 • 追求高效记账的专业人士 • 注重数据安全的隐私保护者 立即下载,开启智能理财新生活!

Screenshots

Lemonade Insurance4 screens
记账24 screens

Verdict

The call

The clearest difference is update cadence: Lemonade Insurance at fortnightly against 记账2's every 6 months. Lemonade Insurance also leads on chart position (#106 vs unranked) and iOS requirement (16.0 vs 18.4). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Lemonade Insurance ships an update fortnightly, 记账2 every 6 months. The most recent releases landed on October 22, 2026 and October 18, 2026 respectively.

Scorecard3 real differences · 8 level
Lemonade Insurance versus 记账2: the parameters behind the verdict, then further details
ParameterLemonade Insurance记账2
PriceFreeFree
Rating4.8 (86K ratings) — better—
Positive reviews30.0% of reviews—
Number of ratings86K — better—
Update frequencyFortnightly — betterEvery 6 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchases—
Best chart rank#106 — better—
DevicesiPhoneiPhone, iPad — better
Requires iOS16.0 — better18.4
Further details — not scored
Size287 MB16 MB
Age rating17+4+
DeveloperLemonade Inc.伟 付

Bugs and requests

Lemonade Insurance

Reported bugs

3 issues
  • Keyboard collapsing during login
  • App not working as expected (blank screens, old conversations, etc.)
  • Issues with updating family members on shared policies

Requested features

5 requests
  • Option to not set a charity
  • Option to add different payment methods
  • Ability to transfer funds without issues
  • Improved bot conversation interface
  • More intuitive and user-friendly app design

记账2

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Lemonade Insurance

No in-app purchases

None

记账2

No in-app purchases

Questions

Is Lemonade Insurance free?
Lemonade Insurance is free to download, with no in-app purchases.
Is 记账2 free?
记账2 is free to download, with no in-app purchases.
Do Lemonade Insurance or 记账2 have ads?
Neither Lemonade Insurance nor 记账2 shows ads.
Which is updated more often, Lemonade Insurance or 记账2?
Lemonade Insurance ships an update fortnightly, and 记账2 every 6 months. Most recently, Lemonade Insurance was updated on October 22, 2026 and 记账2 on October 18, 2026.

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