Lemonade Insurance vs Sable Budget
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Lemonade Insurance
Easily purchase and manage home, car, pet, and life insurance policies directly from your phone. Get instant quotes, file claims with AI assistance, and enjoy a socially responsible insurance experience.
- Instant policy quotes
- Mobile claims filing
- AI-powered fraud detection
- Adjustable coverage options
- Bundle and save discounts
- Socially responsible business model
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“@Lemonade_Inc was the simplest and easiest insurance I’ve ever purchased, “old” insurance companies need to step into the current century!!!” SOME QUICK LEMONADE STATS • Starts as low as $30/mo for car insurance, $5/mo for renters, $25/mo for homeowners, $12/mo for pet, and $9/mo for term life. • Financial rating of “A” exceptional • 90 secs to get a policy through our app • Super fast and easy to use • Reinsured by the most trusted names on the planet WHY LEMONADE FOR INSURANCE • No Hassle: There’s no need to wait around for snail mail or talk on the phone w/ agents - get a policy with the Lemonade app whenever and wherever you are • Bundle and save! We’ll automatically apply your bundle discount to any combination of our products • Socially Driven: As a B-Corp, social good is baked into our business model: we take a flat fee, use the rest to pay claims (super fast!), and give back what’s left to charities you care about with our renters, homeowners, car, and pet products. Lemonade also plants trees based on our drivers’ mileage to help clean up carbon emissions. • Devoted Team: Our powerful tech and automation free up our dedicated customer experience team and claims specialists to help you when you need it most. HOW LEMONADE IS DIFFERENT • Live Policy: Want to personalize your coverage? Add your sig other? Cancel your policy and get a new one at a different address? Do it all with a couple of taps on your phone. • Instant Claims: Seamlessly file claims from your phone - anytime, anywhere. Our AI runs 18 anti-fraud algorithms, and if your claim is instantly approved, you’ll get paid in 3 secs. • Adjustable coverage: For your home, car, pets, personal property, liability, and more. Get your stuff covered whether it's at your home, or on the go. LET’S MAKE LEMONADE! Renters insurance is available almost everywhere in the US. Coming soon to AL, AK, HI, ID, KS, KY, ME, MN, and NE. Homeowners insurance is available in most of the US. Not yet in AL, AK, AR, DE, HI, LA, ME, MS, MT, NH, RI, SC, VT, and WV, but we’re on our way. Car insurance is available in AZ, CA, CO, IL, IN, OH, OR, TN, TX, and WA. Pet insurance is available in most of the US. Still working on AK, ID, KS, KY, SD, VT, WV, and WY. Term life insurance is available nationwide, except NY. WANNA BE FRIENDS? • facebook.com/lemonade • twitter/lemonade_inc • instagram.com/lemonade_inc • instagram.com/lemonade_pet • youtube.com/lemonade_Inc YOU'RE INSURED BY LEMONADE: • Get questions answered by our team online or over the phone • Download and share proof of property and home insurance on your mobile phone • Adjust and update your policy for your home insurance coverage whenever and wherever • Protect your favorite items, at home and away THE LEGAL STUFF Terms of Service: lemonade.com/terms-of-service Privacy Policy: lemonade.com/privacy-policy Legal Stuff on Lemonade: lemonade.com/legal-stuff Cheers for reading all 3,402 characters! Give yourself a pat on the back ;) If you want more Lemonade, visit us at lemonade.com/blog
Sable Budget
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Sable is a budget you keep by hand — a big keypad, monthly envelopes, savings buckets, and a quiet sense of what's left. You log spending by hand in seconds. That tiny moment of attention is the whole method: people who log by hand notice what they spend. WHAT SABLE DOES • Monthly budget with a calm "what's left · per day" pace • Category envelopes that fill as you spend • Savings buckets for the things you're building toward • Bills & task reminders that actually repeat, with gentle notifications • A month in review: top categories, one gentle note, no charts screaming at you WHAT SABLE REFUSES TO DO • No bank or card connections — ever • No account, no sign-in, no cloud • No analytics, no trackers, no ads. The app makes zero network calls. • App Store privacy label: Data Not Collected YOUR DATA, LITERALLY Everything lives on your phone in an encrypted database. Back it up to a file that only your passphrase can open — restore it on any phone. Lock the app behind Face ID. If you leave, take everything with you. NO SUBSCRIPTION Sable will never charge monthly. And your data is never for sale back to you: backup export and import are free in every version, always. Made for people who'd rather feel their spending than automate it.
Screenshots
Verdict
The clearest difference is chart position: Lemonade Insurance at #112 against Sable Budget's unranked. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | Lemonade Insurance | Sable Budget |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (86K ratings) — better | — |
| Positive reviews | 29.4% of reviews | — |
| Number of ratings | 86K — better | — |
| Update frequency | Fortnightly | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | — |
| Best chart rank | #112 — better | — |
| Devices | iPhone | iPhone |
| Requires iOS | 17.0 | 16.4 — better |
| Further details — not scored | ||
| Size | 293 MB | 43 MB |
| Age rating | 17+ | 4+ |
| Developer | Lemonade Inc. | Maxwell Lockleer |
Bugs and requests
Lemonade Insurance
Reported bugs
3 issues- Keyboard collapsing during login
- App not working as expected (blank screens, old conversations, etc.)
- Issues with updating family members on shared policies
Requested features
5 requests- Option to not set a charity
- Option to add different payment methods
- Ability to transfer funds without issues
- Improved bot conversation interface
- More intuitive and user-friendly app design
Sable Budget
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Lemonade Insurance
No in-app purchases
Sable Budget
No in-app purchases
Questions
Is Lemonade Insurance free?
Is Sable Budget free?
Do Lemonade Insurance or Sable Budget have ads?
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