Comparison

Beyond Bank vs my+

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Beyond Bank

Manage your finances securely and conveniently on the go. This banking app allows you to easily view accounts, make payments, track spending, and manage your cards. Enjoy personalized features and grow your savings with innovative tools.

Highlights
  • Manage accounts and cards
  • Create and schedule payments
  • Use PayID for instant transfers
  • Biometric login (Face ID, Touch ID)
  • Track spending and transactions
  • Round2save feature for savings
  • Notify travel plans for security
Features
Read full description

The official app of Beyond Bank Australia. Designed to help you manage your money easily and safely on the move from the palm of your hand. As one of the largest, 100% customer-owned mutual banks, we aim to simplify banking with our award-winning app, recognised by Canstar as Customer Owned Bank of the Year - Digital Banking, 12 years in a row. Experience the latest version of our mobile banking app. With our mobile banking app you can: Manage your money with ease. * View, create and schedule payments, open accounts, activate, cancel, order replacement cards, view your card details, and change your card PIN anytime. Increase and decrease your account transaction limits without needing to give us a call. Pay your way. * Create a PayID® using your email address or mobile number to send and receive money instantly. Block, allow, and restrict individual card functions, such as contactless transactions within Australia and internationally. Manage your PayTo® agreements and complete international transfers and payments from the palm of your hand. Access personalised features. * Use biometrics like Face ID and Touch ID/Fingerprint Unlock to log into the app securely. Personalise your dashboard. View your balance and transfer money between your accounts without needing to log into the app. Track your spending and be in control of your finances. * Use our spend tracker to track and compare your daily spending with previous months or use the search function to search transactions. Watch your money grow. * Enable the round2save feature on your account today, sit back, and watch your savings grow! Travel with peace of mind. * Notify us of your travel plans to improve your accounts' security while you are on the move. Things you should know: * You need to be registered for internet banking to use this Mobile app. * We do not charge a licence fee for the app. However, you may incur data charges from your mobile network provider for downloading the application onto your mobile service. Check with your relevant service provider for more details. Whilst we endeavour to, the app is not compatible with all mobile devices or operating systems. To enjoy fee-free mobile banking you must download our iPhone app. Fee-free banking applies to transactions conducted on accounts other than a Bonus Saver, Double Interest Saver or Christmas Club Account using iOS 15.0 or later. iPhone and iPad are trademarks of Apple Inc. registered in the U.S. and other countries. Some Mobile and Internet Banking transactions require you to register for Secure SMS or a security token. Terms, conditions, fees and charges apply. For full details please review our Financial Services Guide, Product Guide and Fees and Charges Guide available on our website at www.beyondbank.com.au/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch. All products and services are provided by Beyond Bank Australia Ltd, 100 Waymouth Street, Adelaide, SA 5000, ABN 15 087 651 143 AFSL/ Australian Credit Licence 237 856. © 2026. For more information: http://www.beyondbank.com.au/banking/bank-with-us/mobile-banking.html

About

my+

Manage your employee benefits, including salary packaging and novated leasing, with this comprehensive app. Track, monitor, and optimize your benefits in real-time through a user-friendly interface. Seamlessly switch between services and access account details anytime, anywhere.

Highlights
  • Real-time benefit tracking
  • Seamless service switching
  • Account statement access
  • Instant notifications and alerts
  • Intuitive user interface
Features
Read full description

Manage Your Salary Packaging & Novated Leasing with Ease! my+ is your all-in-one app for managing and monitoring your employee benefits, including Salary Packaging and Novated Leasing. Designed for SalaryPackagingPLUS and LeasePLUS customers, my+ puts control at your fingertips, making it easier than ever to track, manage, and optimise your benefits. Key Features: - Effortless Management – View and track your Salary Packaging and Novated Leasing benefits in real time. - Seamless Switching – Easily switch between Salary Packaging (SalaryPackagingPLUS) and Novated Leasing (LeasePLUS) services. - Account Overview – Access statements, transactions, and benefit details anytime, anywhere. - Real-Time Updates – Stay informed with important notifications and alerts about your benefits. - User-Friendly Interface – A sleek and intuitive design for a hassle-free experience. Who is my+ for? If you’re a customer of SalaryPackagingPLUS or LeasePLUS, my+ is the ultimate tool to help you stay on top of your employee benefits. Download my+ today and take control of your Salary Packaging and Novated Leasing with confidence!

Screenshots

Beyond Bank4 screens
my+4 screens

Verdict

The call

The clearest difference is review sentiment: Beyond Bank at 90% against my+'s 50%. my+'s advantage is update cadence (every 10 days vs every 3 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Beyond Bank ships an update every 3 months, my+ every 10 days. The most recent releases landed on October 20, 2026 and October 18, 2026 respectively.

Scorecard2 real differences · 8 level
Beyond Bank versus my+: the parameters behind the verdict, then further details
ParameterBeyond Bankmy+
PriceFreeFree
Rating4.9 (9 ratings) — better—
Positive reviews89.7% of reviews — better50.0% of reviews
Number of ratings9 — better—
Update frequencyEvery 3 monthsEvery 10 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad, iPod
Requires iOS15.0 — better15.5
Further details — not scored
Size166 MB111 MB
Age rating4+4+
DeveloperBeyond Bank Australia LtdSalary Packaging PLUS Pty Ltd

Customer experience

Beyond Bank

All ratings9 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews542 reviews
Positive89.7%
Neutral3.7%
Negative6.6%

my+

Written reviews44 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

Bugs and requests

Beyond Bank

Reported bugs

4 issues
  • Delayed transaction updates or missing transactions
  • Unexpected errors or app crashes during use
  • Issues with login or account access on new devices
  • Compatibility problems with certain mobile operating systems

Requested features

5 requests
  • Spending tracker or budgeting tools
  • Customizable app interface and settings
  • Improved notification system for transactions
  • Better integration with other financial apps or services
  • Ability to view mortgage offset account details

my+

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Beyond Bank

No in-app purchases

None

my+

No in-app purchases

Questions

Is Beyond Bank free?
Beyond Bank is free to download, with no in-app purchases.
Is my+ free?
my+ is free to download, with no in-app purchases.
Do Beyond Bank or my+ have ads?
Neither Beyond Bank nor my+ shows ads.
Which is updated more often, Beyond Bank or my+?
Beyond Bank ships an update every 3 months, and my+ every 10 days. Most recently, Beyond Bank was updated on October 20, 2026 and my+ on October 18, 2026.

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