Beyond Bank vs SubWise

The official app of Beyond Bank Australia. Designed to help you manage your money easily and safely on the move from the palm of your hand. As one of the largest, 100% customer-owned mutual banks, we aim to simplify banking with our award-winning app, recognised by Canstar as Customer Owned Bank of the Year - Digital Banking, 12 years in a row. Experience the latest version of our mobile banking app. With our mobile banking app you can: Manage your money with ease. * View, create and schedule payments, open accounts, activate, cancel, order replacement cards, view your card details, and change your card PIN anytime. Increase and decrease your account transaction limits without needing to give us a call. Pay your way. * Create a PayID® using your email address or mobile number to send and receive money instantly. Block, allow, and restrict individual card functions, such as contactless transactions within Australia and internationally. Manage your PayTo® agreements and complete international transfers and payments from the palm of your hand. Access personalised features. * Use biometrics like Face ID and Touch ID/Fingerprint Unlock to log into the app securely. Personalise your dashboard. View your balance and transfer money between your accounts without needing to log into the app. Track your spending and be in control of your finances. * Use our spend tracker to track and compare your daily spending with previous months or use the search function to search transactions. Watch your money grow. * Enable the round2save feature on your account today, sit back, and watch your savings grow! Travel with peace of mind. * Notify us of your travel plans to improve your accounts' security while you are on the move. Things you should know: * You need to be registered for internet banking to use this Mobile app. * We do not charge a licence fee for the app. However, you may incur data charges from your mobile network provider for downloading the application onto your mobile service. Check with your relevant service provider for more details. Whilst we endeavour to, the app is not compatible with all mobile devices or operating systems. To enjoy fee-free mobile banking you must download our iPhone app. Fee-free banking applies to transactions conducted on accounts other than a Bonus Saver, Double Interest Saver or Christmas Club Account using iOS 15.0 or later. iPhone and iPad are trademarks of Apple Inc. registered in the U.S. and other countries. Some Mobile and Internet Banking transactions require you to register for Secure SMS or a security token. Terms, conditions, fees and charges apply. For full details please review our Financial Services Guide, Product Guide and Fees and Charges Guide available on our website at www.beyondbank.com.au/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch. All products and services are provided by Beyond Bank Australia Ltd, 100 Waymouth Street, Adelaide, SA 5000, ABN 15 087 651 143 AFSL/ Australian Credit Licence 237 856. © 2026. For more information: http://www.beyondbank.com.au/banking/bank-with-us/mobile-banking.html

SubWise helps you take control of your subscriptions and recurring payments. TRACK EVERYTHING IN ONE PLACE • Add subscriptions manually or scan PDF receipts to auto-detect them • Choose from 70+ popular services or add custom ones • Track monthly, yearly, weekly, or custom billing cycles • Support for multiple currencies NEVER MISS A RENEWAL • Get notified the day before a subscription renews • Calendar view shows all upcoming charges at a glance • See your total monthly and yearly spending FREE TRIAL MANAGEMENT • Mark subscriptions as free trials with end dates • Get reminded before trials expire so you can cancel in time • Clear visual indicators distinguish trials from paid subscriptions MANAGE & CANCEL EASILY • Direct links to manage or cancel each subscription on their website • Quick access to App Store subscription management • One tap to pause or deactivate tracking PRIVACY FIRST • No account required — ever • No cloud, no servers, no tracking • All your data stays on your device • PDF scanning happens entirely offline SubWise is the simple, private way to stay on top of your subscriptions. Download it today and stop paying for things you've forgotten about.