Comparison

StokFella vs Bank Zero

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

StokFella

This app helps stokvel groups and their members manage finances, payments, claims, and meetings. It provides tools for consolidation, communication, and analysis of stokvel activities and financials, simplifying group management and financial oversight.

Highlights
  • Manage payments and claims
  • Track outstanding payments
  • View financial performance
  • Monitor membership growth
  • Manage meeting schedules
  • Receive notification reminders
Features
Read full description

StokFella puts the power of informed financial management and decision making in the hands of all stokvels and its members. It allows a stokvel group and its members to manage, consolidate, communicate, visualise and analyse their stokvel activities, financials and any other related stokvel matters. - Stokvel admin nightmare? Not anymore! Manage all your Stokvel’s payments, claims and meetings all from your mobile. - Forgot how much you owe? Let’s remind you! See your outstanding payments anytime, anywhere and get notification reminders. - Not sure how your Stokvel is performing? Let’s tell you! View your Stokvel’s finance, goals and membership growth. - Forgot who’s hosting? Never again! Check when your next meeting is, who’s the host and receive notifications if any meeting changes happen.

About

Bank Zero

A modern, app-driven bank offering robust financial services for individuals and businesses at no cost. Features include secure transactions, account management, and dedicated support. Explore unique banking functionalities and manage your finances seamlessly.

Highlights
  • App-driven banking
  • Zero cost services
  • Individual and business accounts
  • Secure patented card
  • Dedicated banking specialists
  • Account opening and management
  • Payment and transfer services
Features
Read full description

Powerful and robust banking... at Zero cost! Bank Zero is a modern App-driven bank for individuals AND businesses. Customers also get a secure patented card and can chat via email with a dedicated team of banking specialists. Visit www.BankZero.co.za for 16 powerful unique features and more... You can do these banking activities: • Register • Open accounts including investments • Businesses banking and related functionality • Relationship Banking and Auth Chain • Opening of new business types - Pty, Solo, CC, NPO's, NPI's and Partnerships • Pay • Apple Pay • SARS/Public Recipient Pay • Transfer • Buy prepaid • Send Money • Pay via QR code • Pay many for multiple payments • Import recipient list for Pay Many using CSV upload • Pay Immediately • Stopping of Debit Orders • Update business FICA at any time • Download your statements and letters • Ability to switch daily emails on/off • Add your children (so they get full access) • Link people to your account, like friends and family • Setup owners/officials and the authorisation chain for your businesses

Screenshots

StokFella4 screens
Bank Zero4 screens

Verdict

The call

The clearest difference is rating: StokFella at 4.7 against Bank Zero's 3.5. StokFella also leads on review sentiment (100% vs 67%). Bank Zero's advantage is ratings volume (12 vs 3). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

StokFella holds the better App Store score, 4.7 against 3.5. Both are backed by a comparable volume of ratings — 3 and 12 respectively. Written reviews point the same way: 100% of StokFella's written reviews are positive against 67% of Bank Zero's.

UpkeepUpdate frequency

StokFella ships an update monthly, Bank Zero every 5 weeks. The most recent releases landed on October 7, 2026 and October 5, 2026 respectively.

Scorecard3 real differences · 7 level
StokFella versus Bank Zero: the parameters behind the verdict, then further details
ParameterStokFellaBank Zero
PriceFreeFree
Rating4.7 (3 ratings) — better3.5 (12 ratings)
Positive reviews100.0% of reviews — better66.7% of reviews
Number of ratings312 — better
Update frequencyMonthly — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS11.0 — better12.0
Further details — not scored
Size29 MB148 MB
Age rating4+9+
DeveloperPluritoneBank Zero

Customer experience

StokFella

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bank Zero

All ratings11 ratings
Positive63.6%
Neutral0.0%
Negative36.4%
Written reviews12 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

In-app purchases

None

StokFella

No in-app purchases

None

Bank Zero

No in-app purchases

Questions

Is StokFella free?
StokFella is free to download, with no in-app purchases.
Is Bank Zero free?
Bank Zero is free to download, with no in-app purchases.
Which has better reviews, StokFella or Bank Zero?
StokFella is rated higher. StokFella averages 4.7 out of 5 from 3 ratings, while Bank Zero averages 3.5 from 12 ratings.
Do StokFella or Bank Zero have ads?
Neither StokFella nor Bank Zero shows ads.
Which is updated more often, StokFella or Bank Zero?
StokFella ships an update monthly, and Bank Zero every 5 weeks. Most recently, StokFella was updated on October 7, 2026 and Bank Zero on October 5, 2026.

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