Comparison

Vault22 vs StokFella

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Vault22

This app acts as a personal financial coach, helping you build, grow, and protect your wealth. It connects to over 120 financial institutions, providing personalized tools, expert advice, and actionable insights to improve your financial wellness.

Highlights
  • Connects to 120+ financial institutions
  • Personalized financial fitness levels
  • Consolidated view of all accounts
  • Detailed spending insights and categorization
  • Budget setting and tracking
  • Personalized financial nudges
  • Debt management strategies
  • Tax time export feature
Features
Read full description

Welcome to Vault22 – Your Personal Financial Fitness Platform Vault22 is your smart financial wellness companion, guiding you toward a more secure and fulfilling financial life. Think of us as your personal financial coach—helping you build, grow, and protect your wealth through personalized tools, expert advice, and actionable insights. Connect Your Financial World With support for hundreds of financial institutions worldwide—including major banks, credit providers, investment platforms, and rewards programs—Vault22 connects your entire financial network. We partner with trusted global financial leaders to ensure your information and wealth are secure. How Vault22 Works: Boost Your Financial Fitness Level: Track your progress with our gamified levels: start as a Rookie, level up to Enthusiast, climb higher to Competitor, sharpen your skills as an Expert, and reach the ultimate tier, Elite. Your Financial Fitness Level reflects how far you’ve come on your journey to financial wellness. See All Your Money in One Place: Link your bank accounts, credit and store cards, investments, loans, and rewards from multiple institutions worldwide. Get a complete view of your net worth and watch it grow with purpose. Spend Smarter: Gain insights into your spending habits with detailed transaction views and customizable filters. Understand where your money goes and make smarter financial decisions. Set Budgets You Can Stick To: Plan for what matters! Prioritize expenses, reduce impulse spending, and track your monthly budget. Activate spending alerts to stay on track and achieve your financial goals. Get Personalized Insights: Life gets busy—we get it. Vault22 Nudges offer helpful advice and insights about your spending compared to similar users. Discover ways to optimize your financial habits and make your money work harder for you. Manage Your Debt: Tackle debt efficiently with strategies tailored to your situation. Turn financial challenges into manageable steps and reclaim your financial freedom. Security is Our Priority: We take the “Vault” in Vault22 seriously. Using bank-grade encryption, we ensure your data stays private, secure, and yours—always. Trusted by Millions Worldwide: Join over 2.2 million users who have linked their accounts to Vault22 to take control of their financial future. More Features to Explore: Simplify Your Statements: Automatically categorize and update all your income and expenses. Access your transaction history anytime, anywhere—for free. Make Tax Time Easy: Export your categorized financial data straight to Excel or your preferred software. Simplify taxes without the stress. Real Support, Real People: Our friendly Vault22 Team is available from 9AM to 5PM (local time) on weekdays. Contact us via email or live chat—we’re here to help!

About

StokFella

This app helps stokvel groups and their members manage finances, payments, claims, and meetings. It provides tools for consolidation, communication, and analysis of stokvel activities and financials, simplifying group management and financial oversight.

Highlights
  • Manage payments and claims
  • Track outstanding payments
  • View financial performance
  • Monitor membership growth
  • Manage meeting schedules
  • Receive notification reminders
Features
Read full description

StokFella puts the power of informed financial management and decision making in the hands of all stokvels and its members. It allows a stokvel group and its members to manage, consolidate, communicate, visualise and analyse their stokvel activities, financials and any other related stokvel matters. - Stokvel admin nightmare? Not anymore! Manage all your Stokvel’s payments, claims and meetings all from your mobile. - Forgot how much you owe? Let’s remind you! See your outstanding payments anytime, anywhere and get notification reminders. - Not sure how your Stokvel is performing? Let’s tell you! View your Stokvel’s finance, goals and membership growth. - Forgot who’s hosting? Never again! Check when your next meeting is, who’s the host and receive notifications if any meeting changes happen.

Screenshots

Vault224 screens
StokFella4 screens

Verdict

The call

The clearest difference is review sentiment: StokFella at 100% against Vault22's 62%. StokFella also leads on monetization model (free vs free with in-app purchases) and rating (4.7 vs 4.5). Vault22's advantage is update cadence (every 9 days vs monthly) and ratings volume (51 vs 3). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

StokFella holds the better App Store score, 4.7 against 4.5. That said, the two scores are not equally well evidenced: Vault22 has 51 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 62% of Vault22's written reviews are positive against 100% of StokFella's.

UpkeepUpdate frequency

Vault22 ships an update every 9 days, StokFella monthly. The most recent releases landed on October 15, 2026 and October 7, 2026 respectively.

Scorecard6 real differences · 4 level
Vault22 versus StokFella: the parameters behind the verdict, then further details
ParameterVault22StokFella
PriceFreeFree
Rating4.5 (51 ratings)4.7 (3 ratings) — better
Positive reviews61.9% of reviews100.0% of reviews — better
Number of ratings51 — better3
Update frequencyEvery 9 days — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.111.0 — better
Further details — not scored
Size121 MB29 MB
Age rating12+4+
DeveloperVault22 Financial Ltd.Pluritone

Customer experience

Vault22

All ratings51 ratings
Positive84.3%
Neutral7.8%
Negative7.8%
Written reviews42 reviews
Positive61.9%
Neutral11.9%
Negative26.2%

StokFella

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Vault22

No in-app purchases

None

StokFella

No in-app purchases

Questions

Is Vault22 free?
Vault22 is free to download, with no in-app purchases.
Is StokFella free?
StokFella is free to download, with no in-app purchases.
Which has better reviews, Vault22 or StokFella?
StokFella is rated higher. Vault22 averages 4.5 out of 5 from 51 ratings, while StokFella averages 4.7 from 3 ratings.
Do Vault22 or StokFella have ads?
Neither Vault22 nor StokFella shows ads.
Which is updated more often, Vault22 or StokFella?
Vault22 ships an update every 9 days, and StokFella monthly. Most recently, Vault22 was updated on October 15, 2026 and StokFella on October 7, 2026.

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