Comparison

SelectCare vs EBMS miBenefits

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SelectCare

Access your health plan information, including eligibility, maximums, and claims. View your member ID card and stay updated on current events. Secure sign-in protects your personal data.

Highlights
  • Eligibility status
  • Plan maximums
  • Claims history
  • Digital member ID card
  • Current events updates
  • Secure sign-in
Features
Read full description

The Calvo’s SelectCare mobile app is designed for members of the Calvo’s SelectCare Health Plans to view their information and to provide resources that promote improved health and wellness for the individual and their families. FEATURES Calvo’s SelectCare members will have the following features at your fingertips. • Eligibility • Plan Maximums • Claims • Member ID Card • Current Events You must always sign in with your User Name and Password to access the features in this app. Without that information, no one can reach your personal data. It is safe. ABOUT CALVO’S SELECTCARE Calvo’s SelectCare Health Plans is part of Calvo’s Insurance Underwriters, Inc., a full service insurance agency founded on Guam in 1938. Calvo’s Insurance is the largest insurance operation servicing all of Micronesia with branch offices in The Commonwealth of the Northern Marianas (CNMI) and the Republic of Palau. Calvo’s Insurance is also a subsidiary of Calvo Enterprises, which has grown to be one of the leading companies in Micronesia. For more information about Calvo’s SelectCare please visit us at www.calvos.net.

About

EBMS miBenefits

Access your benefit plan information, ID cards, and claims in real-time. Securely manage your account and receive instant notifications about your coverage and updates.

Highlights
  • Real-time benefit plan coverage
  • Digital ID cards
  • Claim tracking and filtering
  • Instant push notifications
  • Provider and pharmacy locator
  • Secure account management
Features
Read full description

The miBenefits app furthers EBMS’ commitment to simplify the benefit journey by giving our customers instant access to their information. FEATURES: Secure, real-time information, access to benefit plan coverage, ID cards and instant notifications to keep you informed 24/7. SECURITY: Setting up your account is easy through our state of the art simple and secure 3 step process! Use the Touch ID or Face ID to log in now. BENEFITS & COVERAGE INFORMATION: Track benefits and deductibles for yourself or family members in real-time. You can also search benefits covered under your plan. ID CARD: Easily access your ID card, order a replacement to be sent to your address or save it in your digital wallet for future use! CLAIMS: View all claims in real-time for an easy understanding of your claim journey! You can also filter by a specific date range or status. NOTIFICATIONS: Never miss an important update! Push notifications send updates in real-time and you can easily access past notifications on the app. USEFUL LINKS: Need a provider or pharmacy? The app will help you locate one in a network near you. MANAGE ACCOUNT: Customize your experience in the app settings to enable or disable specific notifications. ABOUT EBMS - EBMS is a third-party administrator of self-funded benefit plans, committed to driving innovation in this evolving marketplace. We are industry leaders, and we consistently outperform our peers. We are continuously disrupting the industry with solutions and trends that bring results. From claims processing to care management programs to business intelligence, we have you covered. Our core solutions are designed to simplify the benefit journey for all stakeholders. We also offer multiple levels of service within every solution category, for a truly customizable experience.

Screenshots

SelectCare4 screens
EBMS miBenefits4 screens

Verdict

The call

The clearest difference is update cadence: EBMS miBenefits at every 4 months against SelectCare's every 23 months. EBMS miBenefits also leads on ratings volume (24 vs 8). On price, rating, review sentiment and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SelectCare holds the better App Store score, 2.0 against 1.8. Both are backed by a comparable volume of ratings — 8 and 24 respectively. Written reviews split almost evenly too, at 0% and 0% positive.

UpkeepUpdate frequency

SelectCare ships an update every 23 months, EBMS miBenefits every 4 months. The most recent releases landed on August 25, 2026 and September 15, 2026 respectively.

Scorecard2 real differences · 8 level
SelectCare versus EBMS miBenefits: the parameters behind the verdict, then further details
ParameterSelectCareEBMS miBenefits
PriceFreeFree
Rating2.0 (8 ratings) — better1.8 (24 ratings)
Positive reviews0.0% of reviews0.0% of reviews
Number of ratings824 — better
Update frequencyEvery 23 monthsEvery 4 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS14.0 — better15.6
Further details — not scored
Size81 MB23 MB
Age rating17+4+
DeveloperCalvo's SelectCareEBMS

Customer experience

SelectCare

All ratings8 ratings
Positive25.0%
Neutral0.0%
Negative75.0%
Written reviews4 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

EBMS miBenefits

All ratings24 ratings
Positive20.8%
Neutral0.0%
Negative79.2%
Written reviews7 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

SelectCare

No in-app purchases

None

EBMS miBenefits

No in-app purchases

Questions

Is SelectCare free?
SelectCare is free to download, with no in-app purchases.
Is EBMS miBenefits free?
EBMS miBenefits is free to download, with no in-app purchases.
Which has better reviews, SelectCare or EBMS miBenefits?
SelectCare is rated higher. SelectCare averages 2.0 out of 5 from 8 ratings, while EBMS miBenefits averages 1.8 from 24 ratings.
Do SelectCare or EBMS miBenefits have ads?
Neither SelectCare nor EBMS miBenefits shows ads.
Which is updated more often, SelectCare or EBMS miBenefits?
SelectCare ships an update every 23 months, and EBMS miBenefits every 4 months. Most recently, SelectCare was updated on August 25, 2026 and EBMS miBenefits on September 15, 2026.

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