Comparison

BCBSMT vs EBMS miBenefits

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BCBSMT

Access your Blue Cross and Blue Shield of Montana member information and resources. Manage your coverage, claims, and ID card. Find in-network providers, estimate costs, and access virtual care.

Highlights
  • Access coverage and claims
  • Find in-network doctors and facilities
  • Estimate procedure costs
  • View medical and pharmacy benefits
  • Access virtual doctor visits
  • Store ID card in Apple Wallet
Features
Read full description

The Blue Cross and Blue Shield of Montana (BCBSMT) app provides access to the Blue Cross and Blue Shield of Montana member information and resources. BCBSMT app also provides shopping information such as getting a quote and tracking an application. Members can: • Login, register or change password • Easily access coverage, claims, and ID • Check deductible and out of pockets amounts • Find an in network doctor, hospital or facility • Find a nearby urgent care facility • Estimate the costs of procedures, tests and treatments • View patient reviews and average wait time • Search for doctors that speak Spanish • View medical benefits and copay levels • View pharmacy benefits and copay levels • Send ID to Apple Wallet for offline access • View their Explanation of Benefits • Log in via Touch ID • Share ID Card • Members with applicable pharmacy coverage can search for drug information and cost estimates, view and compare nearby pharmacies, and view reminders related to their prescriptions • Members with applicable coverage can access MDLive for virtual visits with a doctor (MDLive uses allergies and medications from your HealthKit when requesting a virtual visit)

About

EBMS miBenefits

Access your benefit plan information, ID cards, and claims in real-time. Securely manage your account and receive instant notifications about your coverage and updates.

Highlights
  • Real-time benefit plan coverage
  • Digital ID cards
  • Claim tracking and filtering
  • Instant push notifications
  • Provider and pharmacy locator
  • Secure account management
Features
Read full description

The miBenefits app furthers EBMS’ commitment to simplify the benefit journey by giving our customers instant access to their information. FEATURES: Secure, real-time information, access to benefit plan coverage, ID cards and instant notifications to keep you informed 24/7. SECURITY: Setting up your account is easy through our state of the art simple and secure 3 step process! Use the Touch ID or Face ID to log in now. BENEFITS & COVERAGE INFORMATION: Track benefits and deductibles for yourself or family members in real-time. You can also search benefits covered under your plan. ID CARD: Easily access your ID card, order a replacement to be sent to your address or save it in your digital wallet for future use! CLAIMS: View all claims in real-time for an easy understanding of your claim journey! You can also filter by a specific date range or status. NOTIFICATIONS: Never miss an important update! Push notifications send updates in real-time and you can easily access past notifications on the app. USEFUL LINKS: Need a provider or pharmacy? The app will help you locate one in a network near you. MANAGE ACCOUNT: Customize your experience in the app settings to enable or disable specific notifications. ABOUT EBMS - EBMS is a third-party administrator of self-funded benefit plans, committed to driving innovation in this evolving marketplace. We are industry leaders, and we consistently outperform our peers. We are continuously disrupting the industry with solutions and trends that bring results. From claims processing to care management programs to business intelligence, we have you covered. Our core solutions are designed to simplify the benefit journey for all stakeholders. We also offer multiple levels of service within every solution category, for a truly customizable experience.

Screenshots

BCBSMT4 screens
EBMS miBenefits4 screens

Verdict

The call

The clearest difference is rating: BCBSMT at 4.6 against EBMS miBenefits's 1.8. BCBSMT also leads on update cadence (fortnightly vs every 4 months) and review sentiment (21% vs 0%). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BCBSMT holds the better App Store score, 4.6 against 1.8. That said, the two scores are not equally well evidenced: BCBSMT has 570 ratings behind it against 24, so its average is the more settled of the two. Written reviews point the same way: 21% of BCBSMT's written reviews are positive against 0% of EBMS miBenefits's.

UpkeepUpdate frequency

BCBSMT ships an update fortnightly, EBMS miBenefits every 4 months. The most recent releases landed on September 21, 2026 and September 15, 2026 respectively.

Scorecard4 real differences · 6 level
BCBSMT versus EBMS miBenefits: the parameters behind the verdict, then further details
ParameterBCBSMTEBMS miBenefits
PriceFreeFree
Rating4.6 (570 ratings) — better1.8 (24 ratings)
Positive reviews21.1% of reviews — better0.0% of reviews
Number of ratings570 — better24
Update frequencyFortnightly — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.1 — better15.6
Further details — not scored
Size63 MB23 MB
Age rating17+4+
DeveloperHealth Care Service CorporationEBMS

Customer experience

BCBSMT

All ratings570 ratings
Positive90.0%
Neutral2.6%
Negative7.4%
Written reviews19 reviews
Positive21.1%
Neutral5.3%
Negative73.7%

EBMS miBenefits

All ratings24 ratings
Positive20.8%
Neutral0.0%
Negative79.2%
Written reviews7 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

BCBSMT

No in-app purchases

None

EBMS miBenefits

No in-app purchases

Questions

Is BCBSMT free?
BCBSMT is free to download, with no in-app purchases.
Is EBMS miBenefits free?
EBMS miBenefits is free to download, with no in-app purchases.
Which has better reviews, BCBSMT or EBMS miBenefits?
BCBSMT is rated higher. BCBSMT averages 4.6 out of 5 from 570 ratings, while EBMS miBenefits averages 1.8 from 24 ratings.
Do BCBSMT or EBMS miBenefits have ads?
Neither BCBSMT nor EBMS miBenefits shows ads.
Which is updated more often, BCBSMT or EBMS miBenefits?
BCBSMT ships an update fortnightly, and EBMS miBenefits every 4 months. Most recently, BCBSMT was updated on September 21, 2026 and EBMS miBenefits on September 15, 2026.

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