BCBSMT vs EBMS miBenefits
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BCBSMT
Access your Blue Cross and Blue Shield of Montana member information and resources. Manage your coverage, claims, and ID card. Find in-network providers, estimate costs, and access virtual care.
- Access coverage and claims
- Find in-network doctors and facilities
- Estimate procedure costs
- View medical and pharmacy benefits
- Access virtual doctor visits
- Store ID card in Apple Wallet
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The Blue Cross and Blue Shield of Montana (BCBSMT) app provides access to the Blue Cross and Blue Shield of Montana member information and resources. BCBSMT app also provides shopping information such as getting a quote and tracking an application. Members can: • Login, register or change password • Easily access coverage, claims, and ID • Check deductible and out of pockets amounts • Find an in network doctor, hospital or facility • Find a nearby urgent care facility • Estimate the costs of procedures, tests and treatments • View patient reviews and average wait time • Search for doctors that speak Spanish • View medical benefits and copay levels • View pharmacy benefits and copay levels • Send ID to Apple Wallet for offline access • View their Explanation of Benefits • Log in via Touch ID • Share ID Card • Members with applicable pharmacy coverage can search for drug information and cost estimates, view and compare nearby pharmacies, and view reminders related to their prescriptions • Members with applicable coverage can access MDLive for virtual visits with a doctor (MDLive uses allergies and medications from your HealthKit when requesting a virtual visit)
EBMS miBenefits
Access your benefit plan information, ID cards, and claims in real-time. Securely manage your account and receive instant notifications about your coverage and updates.
- Real-time benefit plan coverage
- Digital ID cards
- Claim tracking and filtering
- Instant push notifications
- Provider and pharmacy locator
- Secure account management
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The miBenefits app furthers EBMS’ commitment to simplify the benefit journey by giving our customers instant access to their information. FEATURES: Secure, real-time information, access to benefit plan coverage, ID cards and instant notifications to keep you informed 24/7. SECURITY: Setting up your account is easy through our state of the art simple and secure 3 step process! Use the Touch ID or Face ID to log in now. BENEFITS & COVERAGE INFORMATION: Track benefits and deductibles for yourself or family members in real-time. You can also search benefits covered under your plan. ID CARD: Easily access your ID card, order a replacement to be sent to your address or save it in your digital wallet for future use! CLAIMS: View all claims in real-time for an easy understanding of your claim journey! You can also filter by a specific date range or status. NOTIFICATIONS: Never miss an important update! Push notifications send updates in real-time and you can easily access past notifications on the app. USEFUL LINKS: Need a provider or pharmacy? The app will help you locate one in a network near you. MANAGE ACCOUNT: Customize your experience in the app settings to enable or disable specific notifications. ABOUT EBMS - EBMS is a third-party administrator of self-funded benefit plans, committed to driving innovation in this evolving marketplace. We are industry leaders, and we consistently outperform our peers. We are continuously disrupting the industry with solutions and trends that bring results. From claims processing to care management programs to business intelligence, we have you covered. Our core solutions are designed to simplify the benefit journey for all stakeholders. We also offer multiple levels of service within every solution category, for a truly customizable experience.
Screenshots
Verdict
The clearest difference is rating: BCBSMT at 4.6 against EBMS miBenefits's 1.8. BCBSMT also leads on update cadence (fortnightly vs every 4 months) and review sentiment (21% vs 0%). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BCBSMT holds the better App Store score, 4.6 against 1.8. That said, the two scores are not equally well evidenced: BCBSMT has 570 ratings behind it against 24, so its average is the more settled of the two. Written reviews point the same way: 21% of BCBSMT's written reviews are positive against 0% of EBMS miBenefits's.
BCBSMT ships an update fortnightly, EBMS miBenefits every 4 months. The most recent releases landed on September 21, 2026 and September 15, 2026 respectively.
| Parameter | BCBSMT | EBMS miBenefits |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (570 ratings) — better | 1.8 (24 ratings) |
| Positive reviews | 21.1% of reviews — better | 0.0% of reviews |
| Number of ratings | 570 — better | 24 |
| Update frequency | Fortnightly — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 — better | 15.6 |
| Further details — not scored | ||
| Size | 63 MB | 23 MB |
| Age rating | 17+ | 4+ |
| Developer | Health Care Service Corporation | EBMS |
Customer experience
BCBSMT
EBMS miBenefits
In-app purchases
BCBSMT
No in-app purchases
EBMS miBenefits
No in-app purchases






