Comparison

DhanSmart vs KRS Digigold

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DhanSmart

Access your Dhanlaxmi Bank accounts from your iPhone or iPad. Perform various banking tasks like viewing statements, transferring funds, and managing deposits remotely.

Highlights
  • Account summary viewing
  • Mini/Detailed statement access
  • Fund transfers (NEFT/RTGS)
  • Term and Recurring Deposit management
  • Cheque book and card requests
Features
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Dhanlaxmi Bank Mobile Banking gives you access to your account on your Iphone/Ipad. Now, you can perform your banking tasks from anywhere and at anytime! What can you do? - View Account, Deposit, Loan and Credit Card summaries - View Mini/Detailed statements - Transfer funds, including NEFT/RTGS transfers to other bank customers - Term Deposit and Recurring Deposit Open/Closure - Request Cheque Book, Stop Payment, Card Request, PIN Request etc.

About

KRS Digigold

Features
Read full description

KRS Krishna Jewellery is a trusted destination for exquisite gold, diamond, and silver jewellery, combining traditional craftsmanship with contemporary designs. We create timeless jewellery pieces that celebrate life’s most precious moments, from weddings and special occasions to everyday elegance.

Screenshots

DhanSmart4 screens
KRS Digigold4 screens

Verdict

The call

DhanSmart and KRS Digigold are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

DhanSmart ships an update every 2 months, KRS Digigold every 3 months. The most recent releases landed on October 29, 2026 and October 31, 2026 respectively.

ScorecardNo meaningful differences
DhanSmart versus KRS Digigold: the parameters behind the verdict, then further details
ParameterDhanSmartKRS Digigold
PriceFreeFree
Rating3.3 (4 ratings) — better—
Positive reviews28.3% of reviews—
Number of ratings4 — better—
Update frequencyEvery 2 months — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS14.1 — better15.0
Further details — not scored
Size104 MB33 MB
Age rating17+12+
DeveloperDhanlaxmi Bank Ltd.Giri Technologies Pvt Ltd

In-app purchases

None

DhanSmart

No in-app purchases

None

KRS Digigold

No in-app purchases

Questions

Is DhanSmart free?
DhanSmart is free to download, with no in-app purchases.
Is KRS Digigold free?
KRS Digigold is free to download, with no in-app purchases.
Do DhanSmart or KRS Digigold have ads?
Neither DhanSmart nor KRS Digigold shows ads.
Which is updated more often, DhanSmart or KRS Digigold?
DhanSmart ships an update every 2 months, and KRS Digigold every 3 months. Most recently, DhanSmart was updated on October 29, 2026 and KRS Digigold on October 31, 2026.

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