IDBIdirect vs SplitPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
IDBIdirect
Access stock market trading and investment tools on the go. Track live rates, manage orders, and monitor your positions with intuitive features and real-time data. Make informed decisions with price charts and stock analysis.
- Real-time streaming quotes
- Create editable watch lists
- Place and monitor orders
- Track trading positions
- Access demat account holdings
- Intraday price charts
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IDBI direct’s App is light, quick, easy to operate with intuitive and logical flows. It allows you to operate in the stock markets at anytime from anywhere you are. Track live rates, create your own watch lists, place and monitor orders and trade positions. Never miss a trading opportunity. Provides critical decision making tools like price charts, volumes, limits and stock positions. Create multiple and editable watch lists Get real time streaming quotes Monitor your orders, trades, open positions Check available limits, limit utilization, lien / transfer funds and stocks. Easily access your holdings in demat account Link multiple demat and savings account Access intraday charts to track price movements. • Member name: -IDBI Capital Markets & Securities Ltd • SEBI Registration Number`: INZ000007237 • Member Code: NSE – 07066 BSE - 084 • Registered Exchange/s name: National Stock Exchange of India Ltd (NSE) and BSE Limited (BSE) • Exchange approved segment/s: NSE – CASH/FO and BSE - CASH
SplitPay
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SplitPay makes sharing costs with friends, flatmates and travel groups painless. Create a group, add expenses as they happen, and SplitPay works out exactly who owes whom — down to the last rupee. TRACK EVERY SHARED EXPENSE • Create groups for trips, flats, dinners or anything else • Add expenses in seconds: who paid, who's included, done • Split evenly or by custom weights — totals always add up exactly • Attach receipts so nothing is disputed later ALWAYS KNOW WHERE YOU STAND • Live balances for every member • Outstanding amount at a glance on every group card • Activity feed across all your groups SHARE GROUPS WITH AN INVITE CODE • Every group has a short invite code — share it anywhere • Friends enter the code and the same group appears on their phone, live • Add members straight from your contacts with the system picker SETTLE UP THE SMART WAY • Suggested payments minimise the number of transfers • Record partial or full payments — balances update instantly • Settle across groups: combine groups, clear everything at once • Optional bank mode: route all payments through one treasurer UNDERSTAND YOUR SPENDING • Per-group statistics: totals, averages, top spender • Monthly spend chart and category breakdown • Export as CSV, JSON or PDF WORKS OFFLINE Add expenses anywhere — everything syncs when you're back online. NO SIGN-UP REQUIRED No accounts, no passwords. Members are just names in a group, so you start splitting in under a minute.
Screenshots
Verdict
The clearest difference is update cadence: SplitPay at daily against IDBIdirect's every 2 months. IDBIdirect's advantage is iOS requirement (11.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
IDBIdirect ships an update every 2 months, SplitPay daily. The most recent releases landed on September 30, 2026 and September 24, 2026 respectively.
| Parameter | IDBIdirect | SplitPay |
|---|---|---|
| Price | Free | Free |
| Rating | 2.9 (12 ratings) — better | — |
| Positive reviews | 9.4% of reviews | — |
| Number of ratings | 12 — better | — |
| Update frequency | Every 2 months | Daily — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 11.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 42 MB | 57 MB |
| Age rating | 4+ | 4+ |
| Developer | IDBI Capital Markets & Securities Ltd | AppStoneLab Technologies LLP |
In-app purchases
IDBIdirect
No in-app purchases
SplitPay
No in-app purchases









