Comparison

Ria Money Transfer vs BNCTL Mobile Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Ria Money Transfer

Send money internationally with ease and security. This app allows you to transfer funds to over 190 countries, offering competitive exchange rates and multiple delivery options. Track your transfers and manage your transactions efficiently.

Highlights
  • International money transfers to 190+ countries
  • Cash pickup, bank deposit, mobile wallet, or home delivery
  • Debit card, bank account, or credit card transfers
  • Instant money transfer capability
  • Track transfer progress
  • Currency converter
  • Repeat transfers with Send Again
Features
Currently charting
Read full description

The Ria Money Transfer app is the best way to send money to family and friends worldwide. Get exclusive rates and a $0 fee on your first transfer with code Helloria, terms and conditions below.* Money transfers around the world have never been easier or safer than inside the Ria Money Transfer app. Trusted in the remittance business for 35+ years, millions of customers have relied on Ria to safely deliver over a billion transfers globally. Download the app today and let Ria Money Transfer help you get money to where it needs to be, no matter the distance. RIA MONEY TRANSFER FEATURES: INTERNATIONAL MONEY TRANSFER - Send money to Mexico, India and over 190+ countries and territories worldwide - Send cash to over 500,000 cash pickup locations around the world - Transfer money using your debit card, bank account, or credit card** EASY, FAST & SECURE - Transfer funds quickly with instant money transfer - Send money from start to finish in a few minutes - Choose your money delivery method: cash pickup, bank deposit, mobile wallets, or home delivery*** - Repeat money transfers you send often with our Send Again feature - Track your transfer’s progress with our Track a Transfer feature CURRENCY EXCHANGE - Use our currency converter to check the exchange rate from USD to currencies from around the world - Our fraud & security team will ensure your money & transactions are as secure as possible. *Terms and conditions for new customer promotion: Terms and conditions vary depending on the send location. The promo code HELLORIA must be quoted at the time of checkout when the money transfer order is placed. The promo code can only be used once per customer and cannot be combined with any other promo code. Offer is valid for use on money transfers when using the Ria mobile application, or the Ria website. When sending from the US, Canada, Chile, New Zealand, and Australia, a minimum sending amount of 50 (in the selected currency, exclusive of any customer fee or other costs relating to the transaction) is required to apply the HELLORIA promo. When sending from Malaysia, a minimum sending amount of 100 (in the selected currency, exclusive of any customer fee or other costs relating to the transaction) is required to apply the HELLORIA promo. No minimum send amounts required when sending from Spain, the UK, Belgium, Sweden, France, Germany, Italy, Norway, Austria, Ireland, Lithuania, Netherlands, Poland, Portugal, Switzerland, Denmark, and Finland. US: Dandelion Payments, Inc. – 7000 Village Dr. Ste 200, Buena Park, CA 90621, USA; UK: Euronet Payment Services Ltd. – Part 7th Floor, North Block, 55 Baker Street, London, United Kingdom, W1U 7EU; EU: Ria Lithuania UAB – Ukmergės g. 126, LT-08100, Vilnius, Lithuania; CH: Ria Financial Services GmbH – Langstrasse 192, Zurich, Switzerland 8005; CA: Ria Telecommunications of Canada Inc – MZ400-1000 RUE De la Gauchetière O Montreal Québec H3B0A2 Canada CL: Ria Chile Servicios Financieros SPA – Av. Libertador Bernardo O' Higgins 1449, Torre 4 Oficina No. 1502 Santiago, Chile; MY: IME M SDN BHD – Unit 38-02 Level 38, Q Sentral 2A, Jalan Stesen Sentral 2, Kuala Lumpur Sentral, 50470, Kuala Lumpur, Malaysia SG: Ria Financial Services Singapore PTE. LTD. – 152 Beach Road #19-01/02, Gateway East, Singapore 189721 AU: Ria Money Transfer, INC. – Level 1, 75 Castlereagh St. Sydney, NSW. 2000

About

BNCTL Mobile Banking

Manage your finances conveniently with this mobile banking app. Access account balances, perform internal and external transfers, and top up quotas. Registration requires a visit to a branch.

Highlights
  • Internet banking registration
  • Account dashboard
  • Transfer between own accounts
  • Internal account transfers
  • Transfer to payee
  • Change username and password
Features
Read full description

The BMB App is BNCTL's latest Internet banking and mobile banking application based on Internet data, making it easy for BNCTL's customers to transact via Application without having to wait in line at the branch. BMB App Features: 1. Internet banking registration To access Mobile Banking, customers must visit the branch office to register by filling the form with their account number and email address, after which they will get a notification of their user name and password. 2. Menu Account - Dashboard: To access the balances for all deposit and credit products that you have. - Transfer Between my accounts: Customers are able to make transfers to different account numbers a under the same name. - Internal Transfer: Customers can transfer from one account to another account from different names between BNCTL accounts. - Transfer to payee: Customers will be able to top-up their quota. 3. More - Change username - Change password - LOG OUT 4. QR Payments (TUQR) 5. Pay by Phone 6. Request to Pay

Screenshots

Ria Money Transfer4 screens
BNCTL Mobile Banking4 screens

Verdict

The call

The clearest difference is rating: Ria Money Transfer at 4.8 against BNCTL Mobile Banking's 4.0. Ria Money Transfer also leads on ratings volume (304K vs 14) and update cadence (every 8 days vs every 5 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Ria Money Transfer holds the better App Store score, 4.8 against 4.0. That said, the two scores are not equally well evidenced: Ria Money Transfer has 304K ratings behind it against 14, so its average is the more settled of the two. Written reviews point the same way: 58% of Ria Money Transfer's written reviews are positive against 50% of BNCTL Mobile Banking's.

UpkeepUpdate frequency

Ria Money Transfer ships an update every 8 days, BNCTL Mobile Banking every 5 weeks. The most recent releases landed on November 7, 2026 and November 3, 2026 respectively.

Scorecard7 real differences · 4 level
Ria Money Transfer versus BNCTL Mobile Banking: the parameters behind the verdict, then further details
ParameterRia Money TransferBNCTL Mobile Banking
PriceFreeFree
Rating4.8 (304K ratings) — better4.0 (14 ratings)
Positive reviews58.2% of reviews — better50.0% of reviews
Number of ratings304K — better14
Update frequencyEvery 8 days — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
Best chart rank#133 — better—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better18.6
Further details — not scored
Size289 MB59 MB
Age rating4+4+
DeveloperRia Envia Inc.Banco Nacional de Comercio de Timor-Leste

Customer experience

Ria Money Transfer

All ratings301,810 ratings
Positive96.5%
Neutral1.3%
Negative2.1%
Written reviews1,726 reviews
Positive58.2%
Neutral3.4%
Negative38.4%

BNCTL Mobile Banking

All ratings14 ratings
Positive64.3%
Neutral21.4%
Negative14.3%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

Bugs and requests

Ria Money Transfer

Reported bugs

3 issues
  • App crashes and login issues
  • Incorrect information displayed
  • Delayed or failed money transfers

Requested features

3 requests
  • Option to delete past transaction history
  • Increase daily/monthly transfer limits
  • Improve in-app support and communication

BNCTL Mobile Banking

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Ria Money Transfer

No in-app purchases

None

BNCTL Mobile Banking

No in-app purchases

Questions

Is Ria Money Transfer free?
Ria Money Transfer is free to download, with no in-app purchases.
Is BNCTL Mobile Banking free?
BNCTL Mobile Banking is free to download, with no in-app purchases.
Which has better reviews, Ria Money Transfer or BNCTL Mobile Banking?
Ria Money Transfer is rated higher. Ria Money Transfer averages 4.8 out of 5 from 304K ratings, while BNCTL Mobile Banking averages 4.0 from 14 ratings.
Do Ria Money Transfer or BNCTL Mobile Banking have ads?
Neither Ria Money Transfer nor BNCTL Mobile Banking shows ads.
Which is updated more often, Ria Money Transfer or BNCTL Mobile Banking?
Ria Money Transfer ships an update every 8 days, and BNCTL Mobile Banking every 5 weeks. Most recently, Ria Money Transfer was updated on November 7, 2026 and BNCTL Mobile Banking on November 3, 2026.

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