Comparison

Ria Money Transfer vs 2Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Ria Money Transfer

Easily send money internationally to friends and family worldwide. This app offers secure and fast transfers to over 190 countries with multiple delivery options. Track your transfers and check exchange rates conveniently.

Highlights
  • International money transfers
  • Send to 190+ countries
  • Cash pickup locations
  • Debit/credit card transfers
  • Instant money transfer
  • Multiple delivery methods
  • Track transfers
  • Currency converter
Features
Currently charting
Read full description

The Ria Money Transfer app is the best way to send money to family and friends worldwide. Get exclusive rates and a $0 fee on your first transfer with code Helloria, terms and conditions below.* Money transfers around the world have never been easier or safer than inside the Ria Money Transfer app. Trusted in the remittance business for 35+ years, millions of customers have relied on Ria to safely deliver over a billion transfers globally. Download the app today and let Ria Money Transfer help you get money to where it needs to be, no matter the distance. RIA MONEY TRANSFER FEATURES: INTERNATIONAL MONEY TRANSFER - Send money to Mexico, India and over 190+ countries and territories worldwide - Send cash to over 500,000 cash pickup locations around the world - Transfer money using your debit card, bank account, or credit card** EASY, FAST & SECURE - Transfer funds quickly with instant money transfer - Send money from start to finish in a few minutes - Choose your money delivery method: cash pickup, bank deposit, mobile wallets, or home delivery*** - Repeat money transfers you send often with our Send Again feature - Track your transfer’s progress with our Track a Transfer feature CURRENCY EXCHANGE - Use our currency converter to check the exchange rate from USD to currencies from around the world - Our fraud & security team will ensure your money & transactions are as secure as possible. *Terms and conditions for new customer promotion: Terms and conditions vary depending on the send location. The promo code HELLORIA must be quoted at the time of checkout when the money transfer order is placed. The promo code can only be used once per customer and cannot be combined with any other promo code. Offer is valid for use on money transfers when using the Ria mobile application, or the Ria website. When sending from the US, Canada, Chile, New Zealand, and Australia, a minimum sending amount of 50 (in the selected currency, exclusive of any customer fee or other costs relating to the transaction) is required to apply the HELLORIA promo. When sending from Malaysia, a minimum sending amount of 100 (in the selected currency, exclusive of any customer fee or other costs relating to the transaction) is required to apply the HELLORIA promo. No minimum send amounts required when sending from Spain, the UK, Belgium, Sweden, France, Germany, Italy, Norway, Austria, Ireland, Lithuania, Netherlands, Poland, Portugal, Switzerland, Denmark, and Finland. US: Dandelion Payments, Inc. – 7000 Village Dr. Ste 200, Buena Park, CA 90621, USA; UK: Euronet Payment Services Ltd. – Part 7th Floor, North Block, 55 Baker Street, London, United Kingdom, W1U 7EU; EU: Ria Lithuania UAB – Ukmergės g. 126, LT-08100, Vilnius, Lithuania; CH: Ria Financial Services GmbH – Langstrasse 192, Zurich, Switzerland 8005; CA: Ria Telecommunications of Canada Inc – MZ400-1000 RUE De la Gauchetière O Montreal Québec H3B0A2 Canada CL: Ria Chile Servicios Financieros SPA – Av. Libertador Bernardo O' Higgins 1449, Torre 4 Oficina No. 1502 Santiago, Chile; MY: IME M SDN BHD – Unit 38-02 Level 38, Q Sentral 2A, Jalan Stesen Sentral 2, Kuala Lumpur Sentral, 50470, Kuala Lumpur, Malaysia SG: Ria Financial Services Singapore PTE. LTD. – 152 Beach Road #19-01/02, Gateway East, Singapore 189721 AU: Ria Money Transfer, INC. – Level 1, 75 Castlereagh St. Sydney, NSW. 2000

About

2Pay

Send money to loved ones quickly and affordably with this finance app. Register, select an amount, and enter recipient details for international transfers. Avoid long waits and poor exchange rates for a better money transfer experience.

Highlights
  • Fast money transfers
  • Affordable international sending
  • Simple registration process
  • Recipient details entry
  • Avoids lengthy waiting periods
  • Favorable exchange rates
Features
Read full description

Send money worldwide with confidence using 2Pay. 2Pay is a fast, secure, and affordable international money transfer app that lets you send money to family and friends in over 70 countries. Whether you're making a bank transfer, cash pickup, or mobile wallet payment, 2Pay provides competitive exchange rates, low fees, and real-time transfer tracking. Why choose 2Pay? • Fast international money transfers • Send to 70+ countries worldwide • Competitive exchange rates • Bank deposits, Cash Pickup & Mobile Wallets • Apple Pay & Open Banking payments • Secure identity verification (KYC) • Real-time transfer tracking • Instant notifications • Safe and encrypted payments Download 2Pay today and experience the smarter way to send money internationally.

Screenshots

Ria Money Transfer4 screens
2Pay4 screens

Verdict

The call

The clearest difference is rating: Ria Money Transfer at 4.8 against 2Pay's 4.1. Ria Money Transfer also leads on ratings volume (301K vs 9) and update cadence (every 8 days vs monthly). 2Pay's advantage is review sentiment (100% vs 58%) and monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Ria Money Transfer holds the better App Store score, 4.8 against 4.1. That said, the two scores are not equally well evidenced: Ria Money Transfer has 301K ratings behind it against 9, so its average is the more settled of the two. Written reviews complicate that: 58% of Ria Money Transfer's written reviews are positive against 100% of 2Pay's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Ria Money Transfer ships an update every 8 days, 2Pay monthly. Both last shipped on October 25, 2026.

Scorecard6 real differences · 5 level
Ria Money Transfer versus 2Pay: the parameters behind the verdict, then further details
ParameterRia Money Transfer2Pay
PriceFreeFree
Rating4.8 (301K ratings) — better4.1 (9 ratings)
Positive reviews58.1% of reviews100.0% of reviews — better
Number of ratings301K — better9
Update frequencyEvery 8 days — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
Best chart rank#123 — better—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size266 MB61 MB
Age rating4+4+
DeveloperRia Envia Inc.2Pay limited

Customer experience

Ria Money Transfer

All ratings297,865 ratings
Positive96.6%
Neutral1.3%
Negative2.1%
Written reviews1,712 reviews
Positive58.1%
Neutral3.4%
Negative38.5%

2Pay

All ratings9 ratings
Positive77.8%
Neutral0.0%
Negative22.2%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Ria Money Transfer

Reported bugs

3 issues
  • App crashes and login issues
  • Incorrect information displayed
  • Delayed or failed money transfers

Requested features

3 requests
  • Option to delete past transaction history
  • Increase daily/monthly transfer limits
  • Improve in-app support and communication

2Pay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Ria Money Transfer

No in-app purchases

None

2Pay

No in-app purchases

Questions

Is Ria Money Transfer free?
Ria Money Transfer is free to download, with no in-app purchases.
Is 2Pay free?
2Pay is free to download, with no in-app purchases.
Which has better reviews, Ria Money Transfer or 2Pay?
Ria Money Transfer is rated higher. Ria Money Transfer averages 4.8 out of 5 from 301K ratings, while 2Pay averages 4.1 from 9 ratings.
Do Ria Money Transfer or 2Pay have ads?
Neither Ria Money Transfer nor 2Pay shows ads.
Which is updated more often, Ria Money Transfer or 2Pay?
Ria Money Transfer ships an update every 8 days, and 2Pay monthly. Most recently, Ria Money Transfer was updated on October 25, 2026 and 2Pay on October 25, 2026.

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