Ria Money Transfer vs mBBI

The Ria Money Transfer app is the best way to send money to family and friends worldwide. Get exclusive rates and a $0 fee on your first transfer with code Helloria, terms and conditions below.* Money transfers around the world have never been easier or safer than inside the Ria Money Transfer app. Trusted in the remittance business for 35+ years, millions of customers have relied on Ria to safely deliver over a billion transfers globally. Download the app today and let Ria Money Transfer help you get money to where it needs to be, no matter the distance. RIA MONEY TRANSFER FEATURES: INTERNATIONAL MONEY TRANSFER - Send money to Mexico, India and over 190+ countries and territories worldwide - Send cash to over 500,000 cash pickup locations around the world - Transfer money using your debit card, bank account, or credit card** EASY, FAST & SECURE - Transfer funds quickly with instant money transfer - Send money from start to finish in a few minutes - Choose your money delivery method: cash pickup, bank deposit, mobile wallets, or home delivery*** - Repeat money transfers you send often with our Send Again feature - Track your transfer’s progress with our Track a Transfer feature CURRENCY EXCHANGE - Use our currency converter to check the exchange rate from USD to currencies from around the world - Our fraud & security team will ensure your money & transactions are as secure as possible. *Terms and conditions for new customer promotion: Terms and conditions vary depending on the send location. The promo code HELLORIA must be quoted at the time of checkout when the money transfer order is placed. The promo code can only be used once per customer and cannot be combined with any other promo code. Offer is valid for use on money transfers when using the Ria mobile application, or the Ria website. When sending from the US, Canada, Chile, New Zealand, and Australia, a minimum sending amount of 50 (in the selected currency, exclusive of any customer fee or other costs relating to the transaction) is required to apply the HELLORIA promo. When sending from Malaysia, a minimum sending amount of 100 (in the selected currency, exclusive of any customer fee or other costs relating to the transaction) is required to apply the HELLORIA promo. No minimum send amounts required when sending from Spain, the UK, Belgium, Sweden, France, Germany, Italy, Norway, Austria, Ireland, Lithuania, Netherlands, Poland, Portugal, Switzerland, Denmark, and Finland. US: Dandelion Payments, Inc. – 7000 Village Dr. Ste 200, Buena Park, CA 90621, USA; UK: Euronet Payment Services Ltd. – Part 7th Floor, North Block, 55 Baker Street, London, United Kingdom, W1U 7EU; EU: Ria Lithuania UAB – Ukmergės g. 126, LT-08100, Vilnius, Lithuania; CH: Ria Financial Services GmbH – Langstrasse 192, Zurich, Switzerland 8005; CA: Ria Telecommunications of Canada Inc – MZ400-1000 RUE De la Gauchetière O Montreal Québec H3B0A2 Canada CL: Ria Chile Servicios Financieros SPA – Av. Libertador Bernardo O' Higgins 1449, Torre 4 Oficina No. 1502 Santiago, Chile; MY: IME M SDN BHD – Unit 38-02 Level 38, Q Sentral 2A, Jalan Stesen Sentral 2, Kuala Lumpur Sentral, 50470, Kuala Lumpur, Malaysia SG: Ria Financial Services Singapore PTE. LTD. – 152 Beach Road #19-01/02, Gateway East, Singapore 189721 AU: Ria Money Transfer, INC. – Level 1, 75 Castlereagh St. Sydney, NSW. 2000

The mBBI application is a mobile banking service from BBI Bank that enables users to perform banking transactions and business with the bank quickly, safely, and easily. In addition to saving time and money, users can access the service 24/7 without needing to visit bank branches. With the mBBI application, users can control the balance and transactions on their accounts, check the execution of payment orders, pay all types of bills within the domestic payment system, buy and sell foreign currency, and perform a number of other customer services—all without physically coming to the bank! Main functionalities of mBBI: All accounts: Current Account (overview of balance, turnover, transaction history) - Overview of balance and account details - Overview of the status and details of the agreed package of products and services of the bank - Overview of traffic by account - Carrying out transactions between own accounts and the accounts of PI (private individuals) and legal entities in BBI Bank - Carrying out transactions on the accounts of PI (private individuals) and legal entities in other banks in Bosnia and Herzegovina - Carrying out transactions through the telephone directory for BBI Bank clients - Payments of public revenues - Payment of monthly utility bills with the eRežija service, with the largest number of contracted partners - Exchange rate - Creation of a standing order - Sending proof of payment directly from the application - Downloading electronic statements - Quick payments based on created samples - Overview and security management of cards - Creation of internal orders Savings (overview of balance and turnover) Financing (overview of balance and turnover) Credit Cards (overview of balance and transactions) Useful Information and Other Services: - New look of the application – improved graphic/visual design and performance - Ability to hide account details on the home screen - Useful tools and information for all application users upon entering the application (exchange rate list, FAQ, contacts, etc.) - Biometric authentication/Using the application with the highest level of security/login to the application via PIN or biometrics - Limit adjustment according to consumption channels - Geographic display of branches and locations of BBI Bank ATMs, as well as ATMs of members of the BH Network, with simple locating of the nearest ATM - News, offers, and special actions - Overview of the exchange rate list and currency calculator - Contacts Advantages of using the new mBBI application of BBI Bank: • Availability 24 hours a day, regardless of the Bank's working hours • Use the service wherever Internet access is available • Save money with more favorable fees for order execution • Save time by avoiding waiting in lines at the Bank counter Prerequisites for service: • Opened current account in Bosna Bank International d.d. • Mobile device - smartphone • Access to the Internet on a mobile device For any additional questions regarding the mBBI mobile banking service, visit the nearest BBI branch, call the BBI contact center via the free info number 080 020 020, or email: info@bbi.ba.