Ria Money Transfer vs Reefe
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Ria Money Transfer
Easily and securely send money to friends and family worldwide. This app offers competitive exchange rates and a convenient way to manage international remittances. Track your transfers and choose from various delivery methods for your convenience.
- International money transfers to 190+ countries
- Cash pickup and bank deposit options
- Debit, credit, and bank account transfers
- Instant money transfers
- Track transfer progress
- Currency converter
- Repeat transfers with Send Again
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The Ria Money Transfer app is the best way to send money to family and friends worldwide. Get exclusive rates and a $0 fee on your first transfer with code Helloria, terms and conditions below.* Money transfers around the world have never been easier or safer than inside the Ria Money Transfer app. Trusted in the remittance business for 35+ years, millions of customers have relied on Ria to safely deliver over a billion transfers globally. Download the app today and let Ria Money Transfer help you get money to where it needs to be, no matter the distance. RIA MONEY TRANSFER FEATURES: INTERNATIONAL MONEY TRANSFER - Send money to Mexico, India and over 190+ countries and territories worldwide - Send cash to over 500,000 cash pickup locations around the world - Transfer money using your debit card, bank account, or credit card** EASY, FAST & SECURE - Transfer funds quickly with instant money transfer - Send money from start to finish in a few minutes - Choose your money delivery method: cash pickup, bank deposit, mobile wallets, or home delivery*** - Repeat money transfers you send often with our Send Again feature - Track your transfer’s progress with our Track a Transfer feature CURRENCY EXCHANGE - Use our currency converter to check the exchange rate from USD to currencies from around the world - Our fraud & security team will ensure your money & transactions are as secure as possible. *Terms and conditions for new customer promotion: Terms and conditions vary depending on the send location. The promo code HELLORIA must be quoted at the time of checkout when the money transfer order is placed. The promo code can only be used once per customer and cannot be combined with any other promo code. Offer is valid for use on money transfers when using the Ria mobile application, or the Ria website. When sending from the US, Canada, Chile, New Zealand, and Australia, a minimum sending amount of 50 (in the selected currency, exclusive of any customer fee or other costs relating to the transaction) is required to apply the HELLORIA promo. When sending from Malaysia, a minimum sending amount of 100 (in the selected currency, exclusive of any customer fee or other costs relating to the transaction) is required to apply the HELLORIA promo. No minimum send amounts required when sending from Spain, the UK, Belgium, Sweden, France, Germany, Italy, Norway, Austria, Ireland, Lithuania, Netherlands, Poland, Portugal, Switzerland, Denmark, and Finland. US: Dandelion Payments, Inc. – 7000 Village Dr. Ste 200, Buena Park, CA 90621, USA; UK: Euronet Payment Services Ltd. – Part 7th Floor, North Block, 55 Baker Street, London, United Kingdom, W1U 7EU; EU: Ria Lithuania UAB – Ukmergės g. 126, LT-08100, Vilnius, Lithuania; CH: Ria Financial Services GmbH – Langstrasse 192, Zurich, Switzerland 8005; CA: Ria Telecommunications of Canada Inc – MZ400-1000 RUE De la Gauchetière O Montreal Québec H3B0A2 Canada CL: Ria Chile Servicios Financieros SPA – Av. Libertador Bernardo O' Higgins 1449, Torre 4 Oficina No. 1502 Santiago, Chile; MY: IME M SDN BHD – Unit 38-02 Level 38, Q Sentral 2A, Jalan Stesen Sentral 2, Kuala Lumpur Sentral, 50470, Kuala Lumpur, Malaysia SG: Ria Financial Services Singapore PTE. LTD. – 152 Beach Road #19-01/02, Gateway East, Singapore 189721 AU: Ria Money Transfer, INC. – Level 1, 75 Castlereagh St. Sydney, NSW. 2000
Reefe
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Get a clearer view of what is due and when. Reefe helps you organize personal bills on a 30-day timeline. Add one-time, monthly, quarterly, or yearly bills, assign a category, and enter a fixed amount or an estimated range. Choose a display currency from the available options. Add a pay date and repeating interval to see how bill dates relate to your calendar rhythm. When you pay, record the date and actual amount, add a note, and attach a receipt or confirmation image from Photos or Camera. Voice dictation can help draft a bill note when speech recognition is available on your device. Turn on optional local reminders and choose how many days ahead they appear. Review a month’s completed bills, planned amounts, confirmed payments, and payments still needing receipts. Share a text summary using the iOS share sheet. Refill is a manual organization tool. It does not connect to banks or financial institutions, retrieve account data, initiate payments, or provide financial, investment, lending, or credit advice. Amounts and dates are entered by you and are not account balances or guarantees of what a biller will charge.
Screenshots
Verdict
The clearest difference is rating: Ria Money Transfer at 4.8 against Reefe's 1.0. Ria Money Transfer also leads on ratings volume (305K vs 1) and chart position (#131 vs unranked). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Ria Money Transfer holds the better App Store score, 4.8 against 1.0. That said, the two scores are not equally well evidenced: Ria Money Transfer has 305K ratings behind it against 1, so its average is the more settled of the two.
Ria Money Transfer ships an update every 8 days, Reefe every 9 days. The most recent releases landed on November 14, 2026 and November 10, 2026 respectively.
| Parameter | Ria Money Transfer | Reefe |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (305K ratings) — better | 1.0 (1 ratings) |
| Positive reviews | 58.4% of reviews | — |
| Number of ratings | 305K — better | 1 |
| Update frequency | Every 8 days — better | Every 9 days |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Best chart rank | #131 — better | — |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 268 MB | 10 MB |
| Age rating | 4+ | 17+ |
| Developer | Ria Envia Inc. | Johnson Innasia Lateese |
Bugs and requests
Ria Money Transfer
Reported bugs
3 issues- App crashes and login issues
- Incorrect information displayed
- Delayed or failed money transfers
Requested features
3 requests- Option to delete past transaction history
- Increase daily/monthly transfer limits
- Improve in-app support and communication
Reefe
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Ria Money Transfer
No in-app purchases
Reefe
No in-app purchases









