Comparison

Diversified Benefit Services vs NIHP FSA

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Diversified Benefit Services

Easily and securely file claims for reimbursement from your Health Care FSA, Limited Purpose FSA, Dependent Care FSA, and Health Reimbursement Arrangement. Submit claims online 24/7 for fast, convenient, and comprehensive management of your benefits.

Highlights
  • File claims on the go
  • Submit online 24/7
  • Secure and encrypted access
  • Manage FSA and HRA reimbursements
  • Comprehensive claim documentation
Features
Read full description

File claims on the go! It’s easy, convenient and secure. Submit your claims online 24/7 using DBS’s exclusive A.S.A.P.® (Advanced Strategic Administration Program), a safe and quick way to file claims for reimbursement from your Health Care FSA (HCFSA), Limited Purpose FSA (LPFSA), Dependent Care FSA (DCFSA) and Health Reimbursement Arrangement (HRA). FAST There’s no quicker way to get reimbursed for your FSA or HRA claims. CONVENIENT Day or night, you have access from your mobile phone. SAFE You have encrypted access, which is protected and Verisign secured. COMPREHENSIVE Submit and document your claim in one easy location. DBS (Diversified Benefit Services) is a third party administrator providing comprehensive plan design and reimbursement strategies as well as communication and enrollment solutions for FSAs, HRAs, COBRA, Tribal Member Benefits and other customized programs. DBS services are supported by a robust proprietary software administration system and knowledgeable, customer focused professional staff. Terms of Use https://www.dbsbenefits.com/diversified-terms-of-use-mobileapp/ Privacy Policy https://www.dbsbenefits.com/dbs-privacy-policy/

About

NIHP FSA

Features
Read full description

Save time and hassles while making the most of your HSA, HRA, and FSA health benefit accounts by quickly checking your balances and details. Our secure app makes managing your health benefits easy through real-time access and intuitive navigation to all your important account information on the go! Powerful features of the app include: Easy, Convenient & Secure • Simply login to the intuitive app using your same health benefits website username and password (or follow alternative instructions if provided) • No sensitive account information is ever stored on your mobile device Connects You with the Details • Quickly check available balances 24/7 • View charts summarizing account(s) • View claims requiring receipts • Click to call or email Customer Service Provides Additional Time-Saving Options (if supported or applicable to your account(s)) • File a claim towards your medical FSA and HRA • Take or upload a picture of a receipt and submit for a new or existing claim • View, contribute and distribute HSA transactions • Pay bills from any account and add a payee • Using the Dashboard, enter medical expense information and supporting documentation • Retrieve your forgotten username/password • Report a debit card as lost or stolen Powered by WEX Health®

Screenshots

Diversified Benefit Services2 screens
NIHP FSA4 screens

Verdict

The call

The clearest difference is iOS requirement: Diversified Benefit Services at 15.0 against NIHP FSA's 17.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Diversified Benefit Services ships an update every 7 months, NIHP FSA every 5 months. The most recent releases landed on October 13, 2026 and September 24, 2026 respectively.

Scorecard1 real difference · 9 level
Diversified Benefit Services versus NIHP FSA: the parameters behind the verdict, then further details
ParameterDiversified Benefit ServicesNIHP FSA
PriceFreeFree
Rating2.7 (50 ratings) — better—
Positive reviews16.0% of reviews—
Number of ratings50 — better—
Update frequencyEvery 7 monthsEvery 5 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better17.0
Further details — not scored
Size12 MB29 MB
Age rating4+17+
DeveloperDiversified Benefit Services, Inc.Northern Illinois Health Plan

In-app purchases

None

Diversified Benefit Services

No in-app purchases

None

NIHP FSA

No in-app purchases

Questions

Is Diversified Benefit Services free?
Diversified Benefit Services is free to download, with no in-app purchases.
Is NIHP FSA free?
NIHP FSA is free to download, with no in-app purchases.
Do Diversified Benefit Services or NIHP FSA have ads?
Neither Diversified Benefit Services nor NIHP FSA shows ads.
Which is updated more often, Diversified Benefit Services or NIHP FSA?
Diversified Benefit Services ships an update every 7 months, and NIHP FSA every 5 months. Most recently, Diversified Benefit Services was updated on October 13, 2026 and NIHP FSA on September 24, 2026.

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