iM뱅크 vs Budget Notebook

●간편하게 시작하는 모든 금융● 계좌부터 혜택까지 매일 쓰는 금융을 iM뱅크 하나로 ●AI로 관리하는 나의 모임통장● 모임 장부 자동 정리, 월별 리포트까지 모임 관리가 더 쉬워집니다 ●한눈에 확인하는 나의 금융 알림● 입출금, 자동이체, 환율, 납부 일정 등 중요한 금융 정보를 빠르게 확인하세요 ●내게 맞는 금융상품 쉽게 찾기● 예·적금, 카드, 대출, 투자까지 원하는 금융 상품을 쉽고 편리하게 ●캐시백부터 할인까지 매일 만나는 혜택● 쿠폰과 이벤트를 한 곳에서 확인하고 다양한 혜택을 놓치지 마세요

A budget app you fill in yourself. Record what you earn and spend, and each month is laid out in charts. No bank linking, no sign-up and no ads. What you enter stays on your devices; the developer cannot see it. The app is available in English and Korean. New books start in your device's currency. ■ Recording · Income, expenses and transfers between accounts, with date, amount, description, payment method, category and memo · Browse by month and filter by type, category, payment method or keyword · Register money that leaves on the same day every month as a recurring payment, and it is added on that day. You can also show recurring payments in your device's calendar · Add entries with Shortcuts and Siri ■ Your month in charts · This month's income, spending and savings at the top · Fixed and variable costs, and money you marked as "Didn’t Need It" · A six-month bar chart for the trend · Spending by category as a donut, and as a race that replays how each category added up over the month · A recurring calendar showing what goes out on which day ■ Savings and debts · Net worth is the total of all account balances minus debts · Balances are not stored; they are calculated from the starting balance and transactions, so fixing a transaction fixes the balance · Moving money from a spending account to a savings account counts as saving, and moving it back counts as spending your savings ■ Budgets · Set a monthly budget per category and see how much you've used as a bar · See the whole year at once, with every month's budget and spending added up · "Copy Last Month" saves re-entering every month ■ Three ways to start · Start with samples: twenty example entries to look around first, removable in one step · Import a backup: read a JSON file exported from the app · Start empty: basic categories and a "Cash" account, ready to use ■ Across devices · Signed in to iCloud, your iPhone, iPad and Mac share the same book · Without iCloud, everything stays on this device and works the same way · Export everything to one file at any time, and read it back the same way · On the Mac, switch tabs at the top of the window, with a sidebar for each tab, menus, keyboard shortcuts and multiple windows ■ If you use Claude (optional) Turn on Claude Link in Settings and an inbox appears. Claude on your Mac can read your book and put transactions into the "Budget Notebook" folder in iCloud Drive, and the app shows them line by line. Likely duplicates are flagged, and you add only what you choose. This needs a Mac and the Claude desktop app. The connector tool and setup guide: github.com/impro0126-pixel/bueong-claude The switch is off by default. While it is off, the app does not look at any files. ■ What's not here · No account. No sign-up or login · No connection to banks or card companies. No financial credentials are asked for · No ads, no analytics, no third-party SDKs · No in-app purchases