Comparison

Xledger vs EBCentral

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Xledger

This finance app allows employees to track time and expenses, upload receipts, and manage basic settings. Managers can view employee lists, approve timesheets and payments, and access updated bank balances. It requires employer subscription to Xledger.

Highlights
  • Time tracking
  • Expense management
  • Receipt uploading
  • Timesheet approval
  • Bank balance access
  • Multilingual support
Features
Read full description

The official Xledger app for iPhone and iPad makes your life easier. Enter data anywhere, anytime. Pair your device for fast and secure login. Works out-of-the-box with all standard roles. Get instant and easy access to updated information. Employees • Time keeping – track your time, and get full overview of your hours • Expense management – log your expenditures • Upload attachments – take a picture and upload receipts directly from the app • Basic user settings – available in 21 languages Managers • Employee list – access list of all the employees • Approve timesheets, travel bills and payments – approve tasks directly in the app from anywhere • Updated bank balance – constant access to updated bank balance NOTE: To enable this application your employer must be a customer of Xledger.

About

EBCentral

Manage all your benefit accounts, including FSA, HSA, and HRA, in one convenient app. Track your money, view account activity, submit claims with photos of receipts, and manage your benefits card. Stay organized and informed about your funds and deadlines.

Highlights
  • Unified benefit account management
  • Track balances and activity
  • Submit claims with receipt photos
  • Manage benefits card
  • View transaction history
  • Access support resources
  • Biometric login
Features
Read full description

EBCentral gives you a clear, simple way to manage all your benefit accounts in one place. Whether you use an FSA, HSA, HRA, or commuter benefits, the app helps you track your money, stay organized, and take action fast. Your Benefits at a Glance Open the app to see your balances, recent activity, important dates, and quick access to the tools you use most. Understand Your Spending Tap into any account to review contributions, purchases, remaining funds, and plan deadlines—everything you need to stay on track throughout the year. Submit Claims Easily Take a photo of your receipt, upload it, and submit. You can follow the status of each claim from start to finish, with most reviewed in 1–2 business days. Manage Your Benefits Card Get instant push notifications when your Benefits Card is used, so you always know what’s happening in real time. If a Benefits Card purchase needs a receipt, you can upload it instantly to keep your account in good standing. Track Deposits and Activity View every deposit, swipe, and reimbursement in one place. Filter your history to quickly find exactly what you’re looking for. Get Help When You Need It Read messages, access helpful resources, or reach out for additional support—all within the app. Strong, Secure Access Use biometric login to keep your information protected EBCentral brings everything together so you can focus less on managing benefits and more on using them.

Screenshots

Xledger3 screens
EBCentral4 screens

Verdict

The call

The clearest difference is review sentiment: Xledger at 50% against EBCentral's 26%. Xledger also leads on rating (5.0 vs 4.7) and iOS requirement (15.0 vs 17.5). EBCentral's advantage is ratings volume (164 vs 2) and update cadence (every 5 weeks vs every 5 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Xledger holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: EBCentral has 164 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 50% of Xledger's written reviews are positive against 26% of EBCentral's.

UpkeepUpdate frequency

Xledger ships an update every 5 months, EBCentral every 5 weeks. The most recent releases landed on September 14, 2026 and September 25, 2026 respectively.

Scorecard5 real differences · 5 level
Xledger versus EBCentral: the parameters behind the verdict, then further details
ParameterXledgerEBCentral
PriceFreeFree
Rating5.0 (2 ratings) — better4.7 (164 ratings)
Positive reviews50.0% of reviews — better25.7% of reviews
Number of ratings2164 — better
Update frequencyEvery 5 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better17.5
Further details — not scored
Size6 MB38 MB
Age rating4+4+
DeveloperXledger Labs ASEmployee Benefits Corporation

Customer experience

Xledger

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

EBCentral

All ratings164 ratings
Positive92.1%
Neutral1.8%
Negative6.1%
Written reviews74 reviews
Positive25.7%
Neutral8.1%
Negative66.2%

Bugs and requests

Xledger

Not enough reviews yet to summarise bugs or requests.

EBCentral

Reported bugs

50 issues
  • Does not show all accounts (e.g., investment accounts)
  • App closes when trying to view activity
  • Next button does not work during claim submission
  • App does not work on iPhone
  • Error message: username or password wrong
Show 45 more
  • Unable to log in, connection error
  • App closes after clicking what to view
  • Transaction activity exits out of the app
  • App stops working, blank screen
  • Screen doesn't go anywhere after entering information
  • Constant document requests for HSA
  • Cannot log in to activate account
  • Logs out every time, does not save login
  • App not functional, login credentials clear
  • Face ID setting defaults to password
  • Not taking credentials for sign in
  • Login is wrong on app, but fine on browser
  • Empty home screen, no transactions visible
  • Claim submission not working correctly
  • Biometric login disabled frequently
  • Photos don't always upload
  • App closes randomly during use
  • Verification codes not verifying
  • App tells you password on website no longer works
  • Password won't work, Face ID won't work
  • App won't show balance or transactions, blank home screen
  • Main screen shows no data after login
  • Profile page displays 'Loading' and never loads
  • App just spins and spins, can't see information
  • App says PW is wrong, but browser works
  • App won't load after issuing new cards
  • 2 factor authentication default button resends code
  • App requires password even after enabling Face ID
  • App can't handle 2 uploaded pictures, closes and freezes
  • App won't log in with correct username and password
  • App gets worse with each update
  • Mobile app gives incorrect username/password error
  • App takes a long time to load or doesn't load at all
  • Old app was better, new app requires login every time
  • App spins and spins to load, blank screen
  • App provides no info, not even balance
  • App no longer works after setting up HealthSafe ID
  • App is unresponsive when submitting a claim
  • App logs into a blank screen, error message for everything
  • App says user or PW incorrect, but browser works
  • All pages are blank after login
  • App keeps telling me account information is wrong
  • App doesn't load, won't let me log in
  • Default button on 2 factor page resends code
  • Face ID never works, requires password

Requested features

3 requests
  • Add option to replace cards
  • Implement dark mode
  • Improve Face ID/biometric login persistence

In-app purchases

None

Xledger

No in-app purchases

None

EBCentral

No in-app purchases

Questions

Is Xledger free?
Xledger is free to download, with no in-app purchases.
Is EBCentral free?
EBCentral is free to download, with no in-app purchases.
Which has better reviews, Xledger or EBCentral?
Xledger is rated higher. Xledger averages 5.0 out of 5 from 2 ratings, while EBCentral averages 4.7 from 164 ratings.
Do Xledger or EBCentral have ads?
Neither Xledger nor EBCentral shows ads.
Which is updated more often, Xledger or EBCentral?
Xledger ships an update every 5 months, and EBCentral every 5 weeks. Most recently, Xledger was updated on September 14, 2026 and EBCentral on September 25, 2026.

Other comparisons