Xledger vs EBCentral
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Xledger
This finance app allows employees to track time and expenses, upload receipts, and manage basic settings. Managers can view employee lists, approve timesheets and payments, and access updated bank balances. It requires employer subscription to Xledger.
- Time tracking
- Expense management
- Receipt uploading
- Timesheet approval
- Bank balance access
- Multilingual support
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The official Xledger app for iPhone and iPad makes your life easier. Enter data anywhere, anytime. Pair your device for fast and secure login. Works out-of-the-box with all standard roles. Get instant and easy access to updated information. Employees • Time keeping – track your time, and get full overview of your hours • Expense management – log your expenditures • Upload attachments – take a picture and upload receipts directly from the app • Basic user settings – available in 21 languages Managers • Employee list – access list of all the employees • Approve timesheets, travel bills and payments – approve tasks directly in the app from anywhere • Updated bank balance – constant access to updated bank balance NOTE: To enable this application your employer must be a customer of Xledger.
EBCentral
Manage all your benefit accounts, including FSA, HSA, and HRA, in one convenient app. Track your money, view account activity, submit claims with photos of receipts, and manage your benefits card. Stay organized and informed about your funds and deadlines.
- Unified benefit account management
- Track balances and activity
- Submit claims with receipt photos
- Manage benefits card
- View transaction history
- Access support resources
- Biometric login
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EBCentral gives you a clear, simple way to manage all your benefit accounts in one place. Whether you use an FSA, HSA, HRA, or commuter benefits, the app helps you track your money, stay organized, and take action fast. Your Benefits at a Glance Open the app to see your balances, recent activity, important dates, and quick access to the tools you use most. Understand Your Spending Tap into any account to review contributions, purchases, remaining funds, and plan deadlines—everything you need to stay on track throughout the year. Submit Claims Easily Take a photo of your receipt, upload it, and submit. You can follow the status of each claim from start to finish, with most reviewed in 1–2 business days. Manage Your Benefits Card Get instant push notifications when your Benefits Card is used, so you always know what’s happening in real time. If a Benefits Card purchase needs a receipt, you can upload it instantly to keep your account in good standing. Track Deposits and Activity View every deposit, swipe, and reimbursement in one place. Filter your history to quickly find exactly what you’re looking for. Get Help When You Need It Read messages, access helpful resources, or reach out for additional support—all within the app. Strong, Secure Access Use biometric login to keep your information protected EBCentral brings everything together so you can focus less on managing benefits and more on using them.
Screenshots
Verdict
The clearest difference is review sentiment: Xledger at 50% against EBCentral's 26%. Xledger also leads on rating (5.0 vs 4.7) and iOS requirement (15.0 vs 17.5). EBCentral's advantage is ratings volume (164 vs 2) and update cadence (every 5 weeks vs every 5 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Xledger holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: EBCentral has 164 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 50% of Xledger's written reviews are positive against 26% of EBCentral's.
Xledger ships an update every 5 months, EBCentral every 5 weeks. The most recent releases landed on September 14, 2026 and September 25, 2026 respectively.
| Parameter | Xledger | EBCentral |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | 4.7 (164 ratings) |
| Positive reviews | 50.0% of reviews — better | 25.7% of reviews |
| Number of ratings | 2 | 164 — better |
| Update frequency | Every 5 months | Every 5 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 17.5 |
| Further details — not scored | ||
| Size | 6 MB | 38 MB |
| Age rating | 4+ | 4+ |
| Developer | Xledger Labs AS | Employee Benefits Corporation |
Customer experience
Xledger
EBCentral
Bugs and requests
Xledger
Not enough reviews yet to summarise bugs or requests.
EBCentral
Reported bugs
50 issues- Does not show all accounts (e.g., investment accounts)
- App closes when trying to view activity
- Next button does not work during claim submission
- App does not work on iPhone
- Error message: username or password wrong
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- Unable to log in, connection error
- App closes after clicking what to view
- Transaction activity exits out of the app
- App stops working, blank screen
- Screen doesn't go anywhere after entering information
- Constant document requests for HSA
- Cannot log in to activate account
- Logs out every time, does not save login
- App not functional, login credentials clear
- Face ID setting defaults to password
- Not taking credentials for sign in
- Login is wrong on app, but fine on browser
- Empty home screen, no transactions visible
- Claim submission not working correctly
- Biometric login disabled frequently
- Photos don't always upload
- App closes randomly during use
- Verification codes not verifying
- App tells you password on website no longer works
- Password won't work, Face ID won't work
- App won't show balance or transactions, blank home screen
- Main screen shows no data after login
- Profile page displays 'Loading' and never loads
- App just spins and spins, can't see information
- App says PW is wrong, but browser works
- App won't load after issuing new cards
- 2 factor authentication default button resends code
- App requires password even after enabling Face ID
- App can't handle 2 uploaded pictures, closes and freezes
- App won't log in with correct username and password
- App gets worse with each update
- Mobile app gives incorrect username/password error
- App takes a long time to load or doesn't load at all
- Old app was better, new app requires login every time
- App spins and spins to load, blank screen
- App provides no info, not even balance
- App no longer works after setting up HealthSafe ID
- App is unresponsive when submitting a claim
- App logs into a blank screen, error message for everything
- App says user or PW incorrect, but browser works
- All pages are blank after login
- App keeps telling me account information is wrong
- App doesn't load, won't let me log in
- Default button on 2 factor page resends code
- Face ID never works, requires password
Requested features
3 requests- Add option to replace cards
- Implement dark mode
- Improve Face ID/biometric login persistence
In-app purchases
Xledger
No in-app purchases
EBCentral
No in-app purchases









