Comparison

STC Mobile Banking vs AmeriServ ClientPortal

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

STC Mobile Banking

Manage your finances on the go with this banking app. Quickly pay bills, deposit checks with a photo, and transfer funds to others. Enjoy secure access to balances, card controls, and branch locations.

Highlights
  • Bill payment
  • Mobile check deposit
  • Fund transfers
  • Balance checking
  • Debit card controls
  • Branch/ATM locator
  • Customizable alerts
Features
Read full description

The STC Mobile app from Somerset Trust is more versatile and convenient. Quickly pay bills and deposit checks just by taking a picture. Easily transfer money to friends or family. Check balances faster without having to log in. You can do all this and more, and do it all with multiple layers of security. The STC Mobile app - designed to let you do just about anything, anywhere, anytime. Now that’s convenient! Our mobile app is FREE and allows you to: • Transfer funds to friends and family • Make a check deposit on the go • Check your balances without logging in • Locate a branch or ATM • Turn your debit card on/off for extra security • Contact our People First Call Center • Set alerts • Share our app with friends and family To enroll in mobile banking, you must be a customer of Somerset Trust. Simply download the free mobile banking app and click ‘Register Now’ to get started. Disclosure: Some features are available for eligible customers and accounts only. There is no charge from Somerset Trust Co for STC Mobile. There may be message and data rates from your communications service provider. STC Mobile service may be interrupted by various reasons including service outages affecting your phone, wireless or internet provider; technology failures; and system capacity limitations.

About

AmeriServ ClientPortal

Access your trust and investment details securely on the go. View your total wealth, portfolio snapshots, and transaction history. Share information with your advisor to make informed financial decisions.

Highlights
  • Secure access to financial information
  • Portfolio snapshot
  • Detailed holdings
  • Recent trade activity
  • Fingerprint sign-in
Features
Read full description

Convenient and secure access to your trust and investment information wherever you are with the AmeriServ ClientPortal Mobile App. The app provides a snapshot of your total wealth, making it easy for you to share information with your trusted advisor, making informed financial decisions based on your goals. Key features include: - A secure environment, protecting your information. - Access to your financial information in a clear and simple format. - Use of your fingerprint as a convenient and secure way to sign in. - A snapshot of your total portfolio on an aggregated basis or by individual account. - Detailed holdings information. - Recent trade activity and transactions.

Screenshots

STC Mobile Banking4 screens
AmeriServ ClientPortal3 screens

Verdict

The call

The clearest difference is rating: STC Mobile Banking at 4.6 against AmeriServ ClientPortal's 3.0. STC Mobile Banking also leads on update cadence (monthly vs every 18 months) and ratings volume (448 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

STC Mobile Banking holds the better App Store score, 4.6 against 3.0. That said, the two scores are not equally well evidenced: STC Mobile Banking has 448 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

STC Mobile Banking ships an update monthly, AmeriServ ClientPortal every 18 months. Both last shipped on October 24, 2026.

Scorecard3 real differences · 7 level
STC Mobile Banking versus AmeriServ ClientPortal: the parameters behind the verdict, then further details
ParameterSTC Mobile BankingAmeriServ ClientPortal
PriceFreeFree
Rating4.6 (448 ratings) — better3.0 (2 ratings)
Positive reviews43.5% of reviews—
Number of ratings448 — better2
Update frequencyMonthly — betterEvery 18 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.015.0 — better
Further details — not scored
Size229 MB2 MB
Age rating4+4+
DeveloperSomerset Trust CompanyAmeriServ Financial Bank

Customer experience

STC Mobile Banking

All ratings443 ratings
Positive90.7%
Neutral2.9%
Negative6.3%
Written reviews46 reviews
Positive43.5%
Neutral2.2%
Negative54.3%

AmeriServ ClientPortal

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%

Bugs and requests

STC Mobile Banking

Reported bugs

12 issues
  • App crashes on opening
  • Cannot add STC friend transfers
  • Account number validation errors
  • Authentication errors preventing login
  • Password reset kicks user out after change
Show 7 more
  • Cannot sign in after update
  • Mobile deposit screen shows thick white line and frozen small square
  • Fingerprint login disabled when linked accounts present
  • Inconsistent vendor information display
  • Account balance not reflecting transactions for days
  • Requires phone reboot to login
  • Thick white line appears during mobile deposit photo capture

Requested features

10 requests
  • Dark mode option
  • Real-time transaction and pending status updates
  • Running balance total per transaction
  • Automatic check photo capture (front and back)
  • Full iPad screen optimization
Show 5 more
  • Fingerprint/TouchID login restoration
  • Transaction reconciliation checkboxes
  • Better vendor/merchant name visibility
  • Pending transactions display
  • Bill pay support for iPad users

AmeriServ ClientPortal

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

STC Mobile Banking

No in-app purchases

None

AmeriServ ClientPortal

No in-app purchases

Questions

Is STC Mobile Banking free?
STC Mobile Banking is free to download, with no in-app purchases.
Is AmeriServ ClientPortal free?
AmeriServ ClientPortal is free to download, with no in-app purchases.
Which has better reviews, STC Mobile Banking or AmeriServ ClientPortal?
STC Mobile Banking is rated higher. STC Mobile Banking averages 4.6 out of 5 from 448 ratings, while AmeriServ ClientPortal averages 3.0 from 2 ratings.
Do STC Mobile Banking or AmeriServ ClientPortal have ads?
Neither STC Mobile Banking nor AmeriServ ClientPortal shows ads.
Which is updated more often, STC Mobile Banking or AmeriServ ClientPortal?
STC Mobile Banking ships an update monthly, and AmeriServ ClientPortal every 18 months. Most recently, STC Mobile Banking was updated on October 24, 2026 and AmeriServ ClientPortal on October 24, 2026.

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