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STC Mobile Banking

STC Mobile Banking

by Somerset Trust Company

443 ratings
46 reviews
💼 Business
💰 Finance
Free

Details

  • Released
  • Updated
  • December 22, 2015
  • September 18, 2026

Features

Developer

Somerset Trust Company
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STC Mobile Banking screenshot #1 for iPhone
STC Mobile Banking screenshot #2 for iPhone
STC Mobile Banking screenshot #3 for iPhone
STC Mobile Banking screenshot #4 for iPhone
STC Mobile Banking screenshot #5 for iPhone
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ipad
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About

Manage your finances on the go with this banking app. Quickly pay bills, deposit checks with a photo, and transfer funds to others. Enjoy secure access to balances, card controls, and branch locations.

✓Bill payment
✓Mobile check deposit
✓Fund transfers
✓Balance checking
✓Debit card controls
✓Branch/ATM locator
✓Customizable alerts
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What users say

Summarized from real user reviews of STC Mobile Banking. Based on 443 reviews and a 4.6/5 average, it highlights the 9 positives and 13 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Easy navigation and user-friendly interface
  • 💰Multi-account visibility across financial institutions
  • 📱Convenient 24/7 mobile banking access
  • ✅Improved modern design compared to old app
  • 💳Debit card control features (on/off toggle)
  • 💵Bill pay functionality
  • 📊Detailed transaction information and spending details
  • 🏦Good customer service interactions
  • 📸Mobile check deposit capability

Negative things

  • 🐛Frequent app crashes and freezing
  • ⏱️Slow mobile deposit processing
  • ⏱️Delayed account balance updates (24-48 hours)
  • 🔐Login and authentication errors
  • 🐛App requires frequent restarts
  • 📉Poor performance after recent update
  • 🔍Lack of real-time transaction visibility
  • 📱iPad compatibility issues (shrunk interface, Android keyboard)
  • 💡Missing transaction reconciliation checkboxes
  • ⚠️Inaccurate account balance display
  • 🔴Broken friend transfer functionality
  • 📝Incomplete transaction descriptions (only shows 'point of sale')
  • 🌞Bright interface causes eye strain
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What's New in STC Mobile Banking

4022.2.2

September 18, 2026

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

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User reviews

Most RecentHighest RatedLowest Rated

Works Fine

Easy to use, does require an SMS/eMail code from Somerset to complete the log in. Although it’s an iPhone/iPad app, it does work on MacOS. Wish they’d make a MacOS version.
EDM-52EDM-52

Bad app and service

The mobile deposit is slow and not worth, the mobile app is slow and hard to guide through, and the checking accounts work pretty well but it takes a long time for money to go through. making me want to switch banks pretty bad.
kelson mckelson mc

Buggy

Always crashes when opening the app. The platform just needs to be updated. App is always having to restart because it senses some overload and can’t handle it.
Cromu 18100Cromu 18100

Real time

I like the fact that I can see multiple accounts from other financial institutions. That’s great! Why I have such a low score jams for REAL TIME information. All other apps show the status of your account. Ritual right away. I know what pending and processing in real time. With Somerset Trust I don’t see any movement on my account for days! That annoying!
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ReyettahReyettah

Great upgrade!

Fantastic upgrade! The old app was glitchy and ponderous to use, but the new one is seamless and works every tiime. Get it, use it you will not be disappointed.
Alan FosterAlan Foster
See 41 more reviews

Developer apps

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User experience

🐞

Reported Bugs

12 issues

App crashes on opening

Bug

Cannot add STC friend transfers

Bug

Account number validation errors

Bug

Authentication errors preventing login

Bug

Password reset kicks user out after change

Bug

Cannot sign in after update

Bug

Mobile deposit screen shows thick white line and frozen small square

Bug

Fingerprint login disabled when linked accounts present

Bug

Inconsistent vendor information display

Bug

Account balance not reflecting transactions for days

Bug

Requires phone reboot to login

Bug

Thick white line appears during mobile deposit photo capture

Bug
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Requested Features

10 requests

Dark mode option

Feature

Real-time transaction and pending status updates

Feature

Running balance total per transaction

Feature

Automatic check photo capture (front and back)

Feature

Full iPad screen optimization

Feature

Fingerprint/TouchID login restoration

Feature

Transaction reconciliation checkboxes

Feature

Better vendor/merchant name visibility

Feature

Pending transactions display

Feature

Bill pay support for iPad users

Feature

FAQ

What can I do with the STC Mobile Banking app?

The app allows you to perform various banking tasks such as paying bills, depositing checks by taking a picture, transferring money to friends and family, and checking your account balances quickly. You can also locate branches and ATMs, manage your debit card by turning it on or off, set up alerts, and contact the customer service center.

Is the STC Mobile Banking app free to use?

Yes, the STC Mobile app is free to download and use. Somerset Trust Co. does not charge any fees for using the mobile banking service. However, your mobile carrier may charge message and data rates.

How do I enroll in STC Mobile Banking?

To enroll, you must be a customer of Somerset Trust. Simply download the free mobile banking app and tap 'Register Now' to begin the enrollment process. Follow the on-screen instructions to set up your account.

What are the security features of the app?

The app is designed with multiple layers of security to protect your financial information. A key security feature allows you to turn your debit card on or off directly through the app, providing an extra layer of control and protection against unauthorized use.

Can I check my balance without logging in?

Yes, one of the convenient features of the STC Mobile app is the ability to check your balances faster without needing to complete a full login process. This allows for quick access to your account information when you need it.