STC Mobile Banking vs 1st Summit Bank Digital
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
STC Mobile Banking
Manage your finances on the go with this banking app. Quickly pay bills, deposit checks with a photo, and transfer funds to others. Enjoy secure access to balances, card controls, and branch locations.
- Bill payment
- Mobile check deposit
- Fund transfers
- Balance checking
- Debit card controls
- Branch/ATM locator
- Customizable alerts
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The STC Mobile app from Somerset Trust is more versatile and convenient. Quickly pay bills and deposit checks just by taking a picture. Easily transfer money to friends or family. Check balances faster without having to log in. You can do all this and more, and do it all with multiple layers of security. The STC Mobile app - designed to let you do just about anything, anywhere, anytime. Now that’s convenient! Our mobile app is FREE and allows you to: • Transfer funds to friends and family • Make a check deposit on the go • Check your balances without logging in • Locate a branch or ATM • Turn your debit card on/off for extra security • Contact our People First Call Center • Set alerts • Share our app with friends and family To enroll in mobile banking, you must be a customer of Somerset Trust. Simply download the free mobile banking app and click ‘Register Now’ to get started. Disclosure: Some features are available for eligible customers and accounts only. There is no charge from Somerset Trust Co for STC Mobile. There may be message and data rates from your communications service provider. STC Mobile service may be interrupted by various reasons including service outages affecting your phone, wireless or internet provider; technology failures; and system capacity limitations.
1st Summit Bank Digital
Manage your finances on the go with this secure and convenient digital banking app. Easily check balances, pay bills, deposit checks, and transfer funds from your mobile device. Enjoy a simple, fast, and easy banking experience designed for your busy life.
- View account balances and transaction history
- Transfer money between accounts
- Mobile check deposit
- Bill payment and management
- Secure money transfers
- Debit card controls and alerts
- Find nearby branches and ATMs
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The 1st Summit Bank digital banking app gives you secure, convenient access to your accounts wherever your day takes you. Whether you’re checking balances, paying bills, depositing checks, or moving money, our app makes everyday banking simple, fast, and easy to manage from the palm of your hand. With the 1st Summit Bank app, you can: • View account balances and transaction history • Transfer money between eligible accounts • Deposit checks with mobile deposit • Pay bills and manage payments • Send money securely • View statements and account details • Manage debit card controls and alerts • Find nearby branches and ATMs • Stay connected to your finances anytime, anywhere Designed for the way you bank today, our app combines the personal service you expect from 1st Summit Bank with the digital tools you need to keep moving. Simple navigation, secure access, and convenient features help you stay in control of your money whether you’re at home, at work, or on the go. Security is always a priority. The 1st Summit Bank app uses advanced security features to help protect your account information, including secure login options and account alerts Access is free for 1st Summit Bank customers. Standard messaging and data rates from your mobile carrier may apply. Some features may require enrollment or eligibility. Ready to bank wherever life takes you? Download the 1st Summit Bank digital banking app today.
Screenshots
Verdict
The clearest difference is rating: STC Mobile Banking at 4.6 against 1st Summit Bank Digital's 4.0. STC Mobile Banking also leads on ratings volume (448 vs 101) and iOS requirement (16.0 vs 18.4). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
STC Mobile Banking holds the better App Store score, 4.6 against 4.0. Both are backed by a comparable volume of ratings — 448 and 101 respectively.
STC Mobile Banking ships an update monthly, 1st Summit Bank Digital every 6 weeks. The most recent releases landed on November 2, 2026 and November 6, 2026 respectively.
| Parameter | STC Mobile Banking | 1st Summit Bank Digital |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (448 ratings) — better | 4.0 (101 ratings) |
| Positive reviews | 43.5% of reviews | — |
| Number of ratings | 448 — better | 101 |
| Update frequency | Monthly — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 229 MB | 177 MB |
| Age rating | 4+ | 4+ |
| Developer | Somerset Trust Company | 1ST SUMMIT Mobile Banking |
Bugs and requests
STC Mobile Banking
Reported bugs
12 issues- App crashes on opening
- Cannot add STC friend transfers
- Account number validation errors
- Authentication errors preventing login
- Password reset kicks user out after change
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- Cannot sign in after update
- Mobile deposit screen shows thick white line and frozen small square
- Fingerprint login disabled when linked accounts present
- Inconsistent vendor information display
- Account balance not reflecting transactions for days
- Requires phone reboot to login
- Thick white line appears during mobile deposit photo capture
Requested features
10 requests- Dark mode option
- Real-time transaction and pending status updates
- Running balance total per transaction
- Automatic check photo capture (front and back)
- Full iPad screen optimization
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- Fingerprint/TouchID login restoration
- Transaction reconciliation checkboxes
- Better vendor/merchant name visibility
- Pending transactions display
- Bill pay support for iPad users
1st Summit Bank Digital
Not enough reviews yet to summarise bugs or requests.
In-app purchases
STC Mobile Banking
No in-app purchases
1st Summit Bank Digital
No in-app purchases





