Comparison

STC Mobile Banking vs 1st Summit Bank Digital

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

STC Mobile Banking

Manage your finances on the go with this banking app. Quickly pay bills, deposit checks with a photo, and transfer funds to others. Enjoy secure access to balances, card controls, and branch locations.

Highlights
  • Bill payment
  • Mobile check deposit
  • Fund transfers
  • Balance checking
  • Debit card controls
  • Branch/ATM locator
  • Customizable alerts
Features
Read full description

The STC Mobile app from Somerset Trust is more versatile and convenient. Quickly pay bills and deposit checks just by taking a picture. Easily transfer money to friends or family. Check balances faster without having to log in. You can do all this and more, and do it all with multiple layers of security. The STC Mobile app - designed to let you do just about anything, anywhere, anytime. Now that’s convenient! Our mobile app is FREE and allows you to: • Transfer funds to friends and family • Make a check deposit on the go • Check your balances without logging in • Locate a branch or ATM • Turn your debit card on/off for extra security • Contact our People First Call Center • Set alerts • Share our app with friends and family To enroll in mobile banking, you must be a customer of Somerset Trust. Simply download the free mobile banking app and click ‘Register Now’ to get started. Disclosure: Some features are available for eligible customers and accounts only. There is no charge from Somerset Trust Co for STC Mobile. There may be message and data rates from your communications service provider. STC Mobile service may be interrupted by various reasons including service outages affecting your phone, wireless or internet provider; technology failures; and system capacity limitations.

About

1st Summit Bank Digital

Manage your finances on the go with this secure and convenient digital banking app. Easily check balances, pay bills, deposit checks, and transfer funds from your mobile device. Enjoy a simple, fast, and easy banking experience designed for your busy life.

Highlights
  • View account balances and transaction history
  • Transfer money between accounts
  • Mobile check deposit
  • Bill payment and management
  • Secure money transfers
  • Debit card controls and alerts
  • Find nearby branches and ATMs
Features
Read full description

The 1st Summit Bank digital banking app gives you secure, convenient access to your accounts wherever your day takes you. Whether you’re checking balances, paying bills, depositing checks, or moving money, our app makes everyday banking simple, fast, and easy to manage from the palm of your hand. With the 1st Summit Bank app, you can: • View account balances and transaction history • Transfer money between eligible accounts • Deposit checks with mobile deposit • Pay bills and manage payments • Send money securely • View statements and account details • Manage debit card controls and alerts • Find nearby branches and ATMs • Stay connected to your finances anytime, anywhere Designed for the way you bank today, our app combines the personal service you expect from 1st Summit Bank with the digital tools you need to keep moving. Simple navigation, secure access, and convenient features help you stay in control of your money whether you’re at home, at work, or on the go. Security is always a priority. The 1st Summit Bank app uses advanced security features to help protect your account information, including secure login options and account alerts Access is free for 1st Summit Bank customers. Standard messaging and data rates from your mobile carrier may apply. Some features may require enrollment or eligibility. Ready to bank wherever life takes you? Download the 1st Summit Bank digital banking app today.

Screenshots

STC Mobile Banking4 screens
1st Summit Bank Digital4 screens

Verdict

The call

The clearest difference is rating: STC Mobile Banking at 4.6 against 1st Summit Bank Digital's 4.0. STC Mobile Banking also leads on ratings volume (448 vs 101) and iOS requirement (16.0 vs 18.4). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

STC Mobile Banking holds the better App Store score, 4.6 against 4.0. Both are backed by a comparable volume of ratings — 448 and 101 respectively.

UpkeepUpdate frequency

STC Mobile Banking ships an update monthly, 1st Summit Bank Digital every 6 weeks. The most recent releases landed on November 2, 2026 and November 6, 2026 respectively.

Scorecard3 real differences · 7 level
STC Mobile Banking versus 1st Summit Bank Digital: the parameters behind the verdict, then further details
ParameterSTC Mobile Banking1st Summit Bank Digital
PriceFreeFree
Rating4.6 (448 ratings) — better4.0 (101 ratings)
Positive reviews43.5% of reviews—
Number of ratings448 — better101
Update frequencyMonthly — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better18.4
Further details — not scored
Size229 MB177 MB
Age rating4+4+
DeveloperSomerset Trust Company1ST SUMMIT Mobile Banking

Bugs and requests

STC Mobile Banking

Reported bugs

12 issues
  • App crashes on opening
  • Cannot add STC friend transfers
  • Account number validation errors
  • Authentication errors preventing login
  • Password reset kicks user out after change
Show 7 more
  • Cannot sign in after update
  • Mobile deposit screen shows thick white line and frozen small square
  • Fingerprint login disabled when linked accounts present
  • Inconsistent vendor information display
  • Account balance not reflecting transactions for days
  • Requires phone reboot to login
  • Thick white line appears during mobile deposit photo capture

Requested features

10 requests
  • Dark mode option
  • Real-time transaction and pending status updates
  • Running balance total per transaction
  • Automatic check photo capture (front and back)
  • Full iPad screen optimization
Show 5 more
  • Fingerprint/TouchID login restoration
  • Transaction reconciliation checkboxes
  • Better vendor/merchant name visibility
  • Pending transactions display
  • Bill pay support for iPad users

1st Summit Bank Digital

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

STC Mobile Banking

No in-app purchases

None

1st Summit Bank Digital

No in-app purchases

Questions

Is STC Mobile Banking free?
STC Mobile Banking is free to download, with no in-app purchases.
Is 1st Summit Bank Digital free?
1st Summit Bank Digital is free to download, with no in-app purchases.
Which has better reviews, STC Mobile Banking or 1st Summit Bank Digital?
STC Mobile Banking is rated higher. STC Mobile Banking averages 4.6 out of 5 from 448 ratings, while 1st Summit Bank Digital averages 4.0 from 101 ratings.
Do STC Mobile Banking or 1st Summit Bank Digital have ads?
Neither STC Mobile Banking nor 1st Summit Bank Digital shows ads.
Which is updated more often, STC Mobile Banking or 1st Summit Bank Digital?
STC Mobile Banking ships an update monthly, and 1st Summit Bank Digital every 6 weeks. Most recently, STC Mobile Banking was updated on November 2, 2026 and 1st Summit Bank Digital on November 6, 2026.

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