Comparison

Askari Mobile App vs ZTBL Digital App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Askari Mobile App

Manage your bank accounts, make payments, and transfer funds conveniently from your mobile device. Offers enhanced security features, bill splitting, and access to third-party services for tickets and vouchers.

Highlights
  • Biometric authentication
  • RAAST P2M transactions
  • Bill splitting
  • Urdu interface
  • Cardless ATM withdrawals
  • QR code payments
  • Utility and school fee payments
Features
Read full description

Askari mobile banking application offers banking services at your fingertips. Askari bank has redesigned this App keeping in view the ease of use. The new services allow you to save your branch visits, and access your accounts anytime, anywhere. The app has enhanced security features with secure Biometric Authentication and Access Code. Now you can apply online for consumer products, go Card less on ATM, find deals & discounts, use QR for making payments and much more Download our new app now and ‘Go Digital’! What’s New!!! Enhanced Security Login to the app with your ID/Password and get an access code for more security. You can also enable convenient biometric feature that saves you from shoulder surfing. RAAST P2M Askari Digital App now giving the services of Raast P2M transaction to all askari nationwide Customers. Location Services For better experience Askari Digital App use customer Location for better Accuracy . Bill-Split Instantly Split your bill with friends and colleagues, Divide by amounts and shares also view or track pending transactions. Urdu Interface The application also offers an Urdu interface to enhance accessibility for customers Askari Edge Askari Edge within the Askari Digital Banking App provides users with access to services offered by independent third-party providers. The apps that are provided by Askari edge are those apps which are inside the AKBL Mobile Banking app through Askari edge medium these apps are, single-purpose applications that can be accessed instantly through Askari Digital app, the services include Bus, Cinema, Events Tickets ,also Provides facility to Purchase gaming vouchers. Payments • Utility bills (K-Electric, LESCO, FESCO, IESCO,PESCO, SSGC, SNGPL, GEPCO, HESCO, MEPCO, SEPCO, Askari Housing, PTCL, DHA, Bahria Town, Nayatel, Daewoo Bus, Nadra Esahulat & Askari Colonies • Schools (APS, Beacon House, Bahria School, Fauji Foundation, Cosmopolitan grammar school) • University fees (LUMS,NUML,IBA) • Mobile top-ups (Telenor, Zong, Jazz, Ufone,) • Government taxes (FBR, SECP, GoP, Sindh Revenue Board) • Insurance payments (Jubilee Life Insurance, EFU) • E-Commerce transactions (KuickPay merchants) • Investments (CDC–IPO, Foundation Securities) • Other banks’ Credit Card payments (1Bill Option) • Business payments via B2B (HABALL) Funds Transfer Conveniently transfer funds up to PKR 1M to any member bank accounts and Mobile Wallets. Go Card less Use Card less Cash Withdrawal option to withdraw cash from any Askari Bank ATM. You can also make easy and fast QR payments by scanning QR Codes. Account Details Check real time available balances of all linked accounts and view last 10 transactions through mini statement option. Credit Card Management Manage your credit card and make bill payments through multiple options. Debit Card Management Manage your Debit Card easily through our app. You can check status of cards in use or block your card temporarily. This feature provides extra layer of security. Daily Fund Transfer Limits Personalize your transfer limits as per your convenience within the defined range and make your funds more secure. Manage Cheques & Cheque Books Stop any cheque payment and view history of submitted cheques. You can also order your cheque book using this app. Deals & Discounts Stay updated with all the deals and discounts in your city and avail exciting offers just in few clicks. Apply Online for Consumer Products Apply online for Mastercard Credit Cards, Personal Finance, Ask4Car and Mortgage Finance without visiting the branch. Simply fill in the details using our new app and our team will get in touch with you for further process. ATM Locator This new feature lets you find the nearest ATMs without any hassle.

About

ZTBL Digital App

Features
Read full description

A digital banking experience that is more convenient, fast and secure. Manage your finances quickly & securely with ZTBL Digital App that provide you with an enhanced user experience. Main features of ZTBL Digital App: · Alternate login feature (Pin/Biometric) · Islamic Portal on Pre login (Quran/Tashbeeh, Prayers Time, Qibla) · Multi Lingual App · Funds Transfers (Local/IBFT) · Bill Payments · Mobile TopUp · Credit Card bill payment of other banks through the 1BILL feature · Account Statement · Pay later Option

Screenshots

Askari Mobile App4 screens
ZTBL Digital App4 screens

Verdict

The call

Askari Mobile App and ZTBL Digital App are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Askari Mobile App ships an update monthly, ZTBL Digital App every 2 months. The most recent releases landed on October 16, 2026 and October 8, 2026 respectively.

ScorecardNo meaningful differences
Askari Mobile App versus ZTBL Digital App: the parameters behind the verdict, then further details
ParameterAskari Mobile AppZTBL Digital App
PriceFreeFree
Rating4.5 (991 ratings) — better—
Positive reviews50.2% of reviews—
Number of ratings991 — better—
Update frequencyMonthly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.615.1 — better
Further details — not scored
Size403 MB68 MB
Age rating4+17+
DeveloperAskari Bank LimitedZarai Taraqiati Bank Ltd

Bugs and requests

Askari Mobile App

Reported bugs

5 issues
  • App crashes on launch
  • Unable to enter OTP for transactions
  • Biometric verification not working
  • Compatibility issues with latest OS versions
  • Duplicate transactions and other technical issues

Requested features

5 requests
  • Add virtual/digital debit card option
  • Improve overseas banking features
  • Provide option to download account statements
  • Implement RAAST transfer to IBAN
  • Add copy-paste functionality

ZTBL Digital App

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Askari Mobile App

No in-app purchases

None

ZTBL Digital App

No in-app purchases

Questions

Is Askari Mobile App free?
Askari Mobile App is free to download, with no in-app purchases.
Is ZTBL Digital App free?
ZTBL Digital App is free to download, with no in-app purchases.
Do Askari Mobile App or ZTBL Digital App have ads?
Neither Askari Mobile App nor ZTBL Digital App shows ads.
Which is updated more often, Askari Mobile App or ZTBL Digital App?
Askari Mobile App ships an update monthly, and ZTBL Digital App every 2 months. Most recently, Askari Mobile App was updated on October 16, 2026 and ZTBL Digital App on October 8, 2026.

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