Comparison

Askari Mobile App vs Subuk by MCB Islamic

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Askari Mobile App

Manage your bank accounts, make payments, and transfer funds conveniently from your mobile device. Offers enhanced security features, bill splitting, and access to third-party services for tickets and vouchers.

Highlights
  • Biometric authentication
  • RAAST P2M transactions
  • Bill splitting
  • Urdu interface
  • Cardless ATM withdrawals
  • QR code payments
  • Utility and school fee payments
Features
Read full description

Askari mobile banking application offers banking services at your fingertips. Askari bank has redesigned this App keeping in view the ease of use. The new services allow you to save your branch visits, and access your accounts anytime, anywhere. The app has enhanced security features with secure Biometric Authentication and Access Code. Now you can apply online for consumer products, go Card less on ATM, find deals & discounts, use QR for making payments and much more Download our new app now and ‘Go Digital’! What’s New!!! Enhanced Security Login to the app with your ID/Password and get an access code for more security. You can also enable convenient biometric feature that saves you from shoulder surfing. RAAST P2M Askari Digital App now giving the services of Raast P2M transaction to all askari nationwide Customers. Location Services For better experience Askari Digital App use customer Location for better Accuracy . Bill-Split Instantly Split your bill with friends and colleagues, Divide by amounts and shares also view or track pending transactions. Urdu Interface The application also offers an Urdu interface to enhance accessibility for customers Askari Edge Askari Edge within the Askari Digital Banking App provides users with access to services offered by independent third-party providers. The apps that are provided by Askari edge are those apps which are inside the AKBL Mobile Banking app through Askari edge medium these apps are, single-purpose applications that can be accessed instantly through Askari Digital app, the services include Bus, Cinema, Events Tickets ,also Provides facility to Purchase gaming vouchers. Payments • Utility bills (K-Electric, LESCO, FESCO, IESCO,PESCO, SSGC, SNGPL, GEPCO, HESCO, MEPCO, SEPCO, Askari Housing, PTCL, DHA, Bahria Town, Nayatel, Daewoo Bus, Nadra Esahulat & Askari Colonies • Schools (APS, Beacon House, Bahria School, Fauji Foundation, Cosmopolitan grammar school) • University fees (LUMS,NUML,IBA) • Mobile top-ups (Telenor, Zong, Jazz, Ufone,) • Government taxes (FBR, SECP, GoP, Sindh Revenue Board) • Insurance payments (Jubilee Life Insurance, EFU) • E-Commerce transactions (KuickPay merchants) • Investments (CDC–IPO, Foundation Securities) • Other banks’ Credit Card payments (1Bill Option) • Business payments via B2B (HABALL) Funds Transfer Conveniently transfer funds up to PKR 1M to any member bank accounts and Mobile Wallets. Go Card less Use Card less Cash Withdrawal option to withdraw cash from any Askari Bank ATM. You can also make easy and fast QR payments by scanning QR Codes. Account Details Check real time available balances of all linked accounts and view last 10 transactions through mini statement option. Credit Card Management Manage your credit card and make bill payments through multiple options. Debit Card Management Manage your Debit Card easily through our app. You can check status of cards in use or block your card temporarily. This feature provides extra layer of security. Daily Fund Transfer Limits Personalize your transfer limits as per your convenience within the defined range and make your funds more secure. Manage Cheques & Cheque Books Stop any cheque payment and view history of submitted cheques. You can also order your cheque book using this app. Deals & Discounts Stay updated with all the deals and discounts in your city and avail exciting offers just in few clicks. Apply Online for Consumer Products Apply online for Mastercard Credit Cards, Personal Finance, Ask4Car and Mortgage Finance without visiting the branch. Simply fill in the details using our new app and our team will get in touch with you for further process. ATM Locator This new feature lets you find the nearest ATMs without any hassle.

About

Subuk by MCB Islamic

A secure mobile banking application for managing everyday transactions and exploring investment options. It offers an intuitive interface for account management, fund transfers, bill payments, and debit card controls, all with enhanced security features.

Highlights
  • Easy onboarding for new and existing customers
  • View and download account statements
  • Raast P2P transfers and bill payments
  • Debit card controls and PIN management
  • Biometric verification and transaction PIN
  • Open and manage term deposits
  • Book tickets and access discounts
Features
Read full description

Welcome to MCB Islamic Subuk – Your Seamless Digital Banking Experience MCB Islamic Subuk is a smart and secure, mobile banking app by MCB Islamic Bank. Whether you're managing everyday transactions or exploring investment options, Subuk is designed to help you bank with ease — anytime, anywhere. Why Choose Subuk? Easy, Modern Interface Enjoy a user-friendly design, intuitive navigation, and clean layout built to make every action — from checking your balance to sending money — fast and easy. Easy Onboarding • Already an account holder? Register in minutes. • New to MCB Islamic? Open a digital account in just a few steps. Account Management • View balances, account details, and statements • Download statements in PDF, Excel, or CSV formats Transfers & Payments • Raast P2P transfers via QR Code (static & dynamic) • Transfer funds to your own account, MCB Islamic accounts, or other banks • Manage and favorite your beneficiaries • Pay utility bills, internet, mobile bundles, education fees, and more via 1Bill • Make Person-to-Merchant (P2M) payments via Raast Debit Card Controls • Activate, block, or replace your card • Set and manage transaction limits (ATM, POS, eCommerce) • Change your debit card PIN within in the app Enhanced Security • Device binding & biometric verification • Transaction PIN (T-PIN) for secure payments • Instant alerts via SMS, email, and push notifications Investments & Term Deposits • Open and manage Term Deposit Receipts (TDRs) • Investment options within the app Lifestyle Services • Book tickets in real time — right from your app • Discount Hub— Unlock exclusive discounts and deals from your app Security You Can Trust Your financial information is encrypted and safeguarded with multiple layers of security, so you can bank with complete confidence. Who Can Use Subuk? All MCB Islamic Bank account holders with registered mobile numbers are eligible. Simply download the app, register, and start banking smarter. How to Get Started 1. Download the app from the App Store. 2. Register using your CNIC. 3. Set up your secure T-PIN. 4. Start enjoying seamless digital banking. Experience Banking the Subuk Way With MCB Islamic Subuk, banking in Pakistan is easier and faster. Join to bank smarter. Download now and take full control of your Islamic banking journey — all from your phone.

Screenshots

Askari Mobile App4 screens
Subuk by MCB Islamic4 screens

Verdict

The call

The clearest difference is review sentiment: Subuk by MCB Islamic at 100% against Askari Mobile App's 50%. Subuk by MCB Islamic also leads on iOS requirement (13 vs 15.6). Askari Mobile App's advantage is rating (4.5 vs 4.1) and ratings volume (1.1K vs 8). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Askari Mobile App holds the better App Store score, 4.5 against 4.1. That said, the two scores are not equally well evidenced: Askari Mobile App has 1.1K ratings behind it against 8, so its average is the more settled of the two. Written reviews complicate that: 50% of Askari Mobile App's written reviews are positive against 100% of Subuk by MCB Islamic's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Askari Mobile App ships an update monthly, Subuk by MCB Islamic every 6 weeks. The most recent releases landed on November 6, 2026 and October 30, 2026 respectively.

Scorecard4 real differences · 6 level
Askari Mobile App versus Subuk by MCB Islamic: the parameters behind the verdict, then further details
ParameterAskari Mobile AppSubuk by MCB Islamic
PriceFreeFree
Rating4.5 (1.1K ratings) — better4.1 (8 ratings)
Positive reviews50.4% of reviews100.0% of reviews — better
Number of ratings1.1K — better8
Update frequencyMonthly — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.613 — better
Further details — not scored
Size403 MB591 MB
Age rating4+4+
DeveloperAskari Bank LimitedMCB Islamic Bank

Customer experience

Askari Mobile App

All ratings991 ratings
Positive88.3%
Neutral2.2%
Negative9.5%
Written reviews232 reviews
Positive50.4%
Neutral6.5%
Negative43.1%

Subuk by MCB Islamic

All ratings8 ratings
Positive75.0%
Neutral12.5%
Negative12.5%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Askari Mobile App

Reported bugs

5 issues
  • App crashes on launch
  • Unable to enter OTP for transactions
  • Biometric verification not working
  • Compatibility issues with latest OS versions
  • Duplicate transactions and other technical issues

Requested features

5 requests
  • Add virtual/digital debit card option
  • Improve overseas banking features
  • Provide option to download account statements
  • Implement RAAST transfer to IBAN
  • Add copy-paste functionality

Subuk by MCB Islamic

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Askari Mobile App

No in-app purchases

None

Subuk by MCB Islamic

No in-app purchases

Questions

Is Askari Mobile App free?
Askari Mobile App is free to download, with no in-app purchases.
Is Subuk by MCB Islamic free?
Subuk by MCB Islamic is free to download, with no in-app purchases.
Which has better reviews, Askari Mobile App or Subuk by MCB Islamic?
Askari Mobile App is rated higher. Askari Mobile App averages 4.5 out of 5 from 1.1K ratings, while Subuk by MCB Islamic averages 4.1 from 8 ratings.
Do Askari Mobile App or Subuk by MCB Islamic have ads?
Neither Askari Mobile App nor Subuk by MCB Islamic shows ads.
Which is updated more often, Askari Mobile App or Subuk by MCB Islamic?
Askari Mobile App ships an update monthly, and Subuk by MCB Islamic every 6 weeks. Most recently, Askari Mobile App was updated on November 6, 2026 and Subuk by MCB Islamic on October 30, 2026.

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