North Memorial FCU vs Affinity Plus Mobile Banking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
North Memorial FCU
This financial institution helps members of the healthcare community build strong financial futures. It offers services for various needs, from car loans to retirement accounts, supporting members' dreams and goals.
- Financial planning
- Retirement accounts
- Car loans
- Serving healthcare community
- Building financial futures
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Thanks for looking at North Memorial FCU! What began as the North Memorial Hospital Employees Federal Credit Union in 1964 has flourished into North Memorial Federal Credit Union, a strong, healthy, stable financial institution. We are dedicated to serving the Healthcare Community. Today we still carry out the tradition of people-helping-people by building strong financial futures. From your very first car to your retirement account, you can turn to North Memorial FCU for all your financial needs. If you have a dream, a destination, a passion--we can help you build it.
Affinity Plus Mobile Banking
Manage your finances with comprehensive tools for budgeting, spending analysis, and savings goals. Securely handle payments, activate cards, and monitor your credit score. Supports business accounts with advanced reporting and user access controls.
- Budget tracking
- Net worth calculation
- Digital wallet integration
- Card activation and replacement
- Spending analysis
- Savings goals
- Credit score monitoring
- Check deposit
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The Affinity Plus mobile banking app is loaded with features to make banking and managing your money as easy as possible. • Budgets: Set and track monthly budgets for different categories. • Net Worth: Track how your account balances compare to what you owe. • Add your card to your digital wallet for quick and secure payments on the go. • When you request a replacement card through the app, you’ll get a digital version to use right away. • Activate your new debit or credit card without having to call. • Spending Analysis: See how much you’re spending, and what you’re spending it on. • Cash Flow: Track the net amount of what’s coming in vs. going out. • Savings Goals: Set a goal amount and target date, and watch your progress. • On your dashboard, you decide which accounts and features appear, and where. • Choose Spanish as your preferred language. • Link to your external accounts with the Connect button on your dashboard, and see their balances along with your Affinity Plus accounts. • Choose from a variety of Multi-factor Authentication (MFA) options by going to Menu>Settings>Security>Authentication. • Get better transaction details, with the ability to edit their name and category for easier tracking. • Business Owners and Authorized Signers can give specific account access to other staff members. • Also for Business members: Use filters to create the reports you want, and download them as the file type you need. • Deposit checks from anywhere by taking their picture with the app. • With Stash Your Cash on the Transfer screen, you can set a checking account to round up all debit card purchases to the next whole dollar, then automatically transfer the difference to your savings. • Get security alerts, and choose from up to 16 Account Alerts that help you keep track of your savings, checking, and loans with reminders and confirmations that you can customize. • Easily switch between profiles that you add by going to Menu>Settings>Manage Other Profiles. • For extra security, peace of mind, and help with budgeting, use Card Controls & Alerts to set spending limits (per transaction or monthly) for your debit and credit cards; or just get transaction alerts for awareness. • On your dashboard, get free and easy access to your credit score, your full credit report, daily credit monitoring for fraud protection, and tips on keeping a great credit rating. • Go into any of your accounts to find your MyPlus Rewards points, and to redeem them for gift cards, travel, and more. • Enroll in Bill Pay from the app, and see your eBill amounts and due dates. • iPad Multitasking so you can split your screen and use another app at the same time. • On the Transfer screen, add another member’s account so you can transfer to them; or share a code with them so they can transfer to you. • Use Balance Transfer to easily bring an external credit card balance over to your Affinity Plus credit card. • Manage all your personal, credit card and business accounts and loans, and even view your Affinity Plus mortgage. • Find nearby ATMs and branches right from the login screen. • Contact us for help. • Get a pre-login peek at balances with Quick Balance (found on the Menu screen). • Manage Bill Pay. • Log in fast with Touch ID® or Face ID®. • Check recent transactions and initiate new ones. • Schedule and edit one-time or recurring transfers. • Apply for loans and credit cards, or open another account. ©2025 Affinity Plus Federal Credit Union 175 West Lafayette Frontage Road St. Paul, MN 55107 This credit union is federally insured by the National Credit Union Administration, and is an Equal Housing Lender.
Screenshots
Verdict
The clearest difference is review sentiment: North Memorial FCU at 100% against Affinity Plus Mobile Banking's 68%. North Memorial FCU also leads on iOS requirement (8.0 vs 16.0). Affinity Plus Mobile Banking's advantage is ratings volume (68K vs 2) and rating (4.8 vs 4.5). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Affinity Plus Mobile Banking holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: Affinity Plus Mobile Banking has 68K ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 100% of North Memorial FCU's written reviews are positive against 68% of Affinity Plus Mobile Banking's, so the app with the better star average is not the one people write more warmly about.
North Memorial FCU ships an update every 3 months, Affinity Plus Mobile Banking every 2 months. The most recent releases landed on October 24, 2026 and November 3, 2026 respectively.
| Parameter | North Memorial FCU | Affinity Plus Mobile Banking |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (2 ratings) | 4.8 (68K ratings) — better |
| Positive reviews | 100.0% of reviews — better | 68.1% of reviews |
| Number of ratings | 2 | 68K — better |
| Update frequency | Every 3 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Apple Watch |
| Requires iOS | 8.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 100 MB | 33 MB |
| Age rating | 17+ | 4+ |
| Developer | NORTH MEMORIAL FEDERAL CREDIT UNION | Affinity Plus Federal Credit Union |
Customer experience
North Memorial FCU
Affinity Plus Mobile Banking
Bugs and requests
North Memorial FCU
Not enough reviews yet to summarise bugs or requests.
Affinity Plus Mobile Banking
Reported bugs
5 issues- App frequently crashes when trying to deposit checks
- Login issues and inability to reset password
- Pending transactions not showing correctly
- Inconsistent app behavior across devices
- Inability to access certain account features
Requested features
5 requests- Add dark mode option
- Improve mobile check deposit reliability
- Allow easier toggling between multiple accounts
- Streamline login and authentication process
- Provide more customization options
In-app purchases
North Memorial FCU
No in-app purchases
Affinity Plus Mobile Banking
No in-app purchases
Questions
Is North Memorial FCU free?
Is Affinity Plus Mobile Banking free?
Which has better reviews, North Memorial FCU or Affinity Plus Mobile Banking?
Do North Memorial FCU or Affinity Plus Mobile Banking have ads?
Which is updated more often, North Memorial FCU or Affinity Plus Mobile Banking?
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