Affinity Plus Mobile Banking vs Gate City Bank Mobile

The Affinity Plus mobile banking app is loaded with features to make banking and managing your money as easy as possible. • Budgets: Set and track monthly budgets for different categories. • Net Worth: Track how your account balances compare to what you owe. • Add your card to your digital wallet for quick and secure payments on the go. • When you request a replacement card through the app, you’ll get a digital version to use right away. • Activate your new debit or credit card without having to call. • Spending Analysis: See how much you’re spending, and what you’re spending it on. • Cash Flow: Track the net amount of what’s coming in vs. going out. • Savings Goals: Set a goal amount and target date, and watch your progress. • On your dashboard, you decide which accounts and features appear, and where. • Choose Spanish as your preferred language. • Link to your external accounts with the Connect button on your dashboard, and see their balances along with your Affinity Plus accounts. • Choose from a variety of Multi-factor Authentication (MFA) options by going to Menu>Settings>Security>Authentication. • Get better transaction details, with the ability to edit their name and category for easier tracking. • Business Owners and Authorized Signers can give specific account access to other staff members. • Also for Business members: Use filters to create the reports you want, and download them as the file type you need. • Deposit checks from anywhere by taking their picture with the app. • With Stash Your Cash on the Transfer screen, you can set a checking account to round up all debit card purchases to the next whole dollar, then automatically transfer the difference to your savings. • Get security alerts, and choose from up to 16 Account Alerts that help you keep track of your savings, checking, and loans with reminders and confirmations that you can customize. • Easily switch between profiles that you add by going to Menu>Settings>Manage Other Profiles. • For extra security, peace of mind, and help with budgeting, use Card Controls & Alerts to set spending limits (per transaction or monthly) for your debit and credit cards; or just get transaction alerts for awareness. • On your dashboard, get free and easy access to your credit score, your full credit report, daily credit monitoring for fraud protection, and tips on keeping a great credit rating. • Go into any of your accounts to find your MyPlus Rewards points, and to redeem them for gift cards, travel, and more. • Enroll in Bill Pay from the app, and see your eBill amounts and due dates. • iPad Multitasking so you can split your screen and use another app at the same time. • On the Transfer screen, add another member’s account so you can transfer to them; or share a code with them so they can transfer to you. • Use Balance Transfer to easily bring an external credit card balance over to your Affinity Plus credit card. • Manage all your personal, credit card and business accounts and loans, and even view your Affinity Plus mortgage. • Find nearby ATMs and branches right from the login screen. • Contact us for help. • Get a pre-login peek at balances with Quick Balance (found on the Menu screen). • Manage Bill Pay. • Log in fast with Touch ID® or Face ID®. • Check recent transactions and initiate new ones. • Schedule and edit one-time or recurring transfers. • Apply for loans and credit cards, or open another account. ©2025 Affinity Plus Federal Credit Union 175 West Lafayette Frontage Road St. Paul, MN 55107 This credit union is federally insured by the National Credit Union Administration, and is an Equal Housing Lender.

Mobile Banking That Goes Where You Go. The Gate City Bank mobile app allows you to manage your finances from anywhere, anytime! Check your account balance, transfer funds, pay bills, deposit checks and access helpful resources – all from the palm of your hand. Seamless Account Management • Track account activity and review transaction images. • Easily categorize spending and set financial goals. • Set up alerts to stay on top of transactions and account activity. • Quickly open additional accounts whenever needed. Convenient Transfers and Payments • Transfer funds between your accounts, or easily send funds to anyone with a Gate City Bank account. • Schedule automatic transfers. • Conveniently make loan payments. • Make person-to-person payments with Zelle®.* Easy Debit Card Controls • Freeze your debit card in seconds if lost or stolen. • Monitor your finances with debit card controls and alerts. • Plan ahead by adding travel plans to help prevent fraud. • Add an enrolled card to mobile wallet. • Access debit card rewards to view and redeem your points toward cash back, gift cards, travel and more! Much More • Deposit checks with ease. • View and easily export online statements and notices. • Sign up for Simply Save, Savings Link and other helpful saving tools. • Quickly find your nearest Gate City Bank location. We’re Here to Help. OnlineBanking@GateCity.Bank | 701-293-2400 or 800-423-3344 | GateCity.Bank *Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Member FDIC. Equal Housing Lender.