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Gate City Bank Mobile

Gate City Bank Mobile

by Gate City Bank

12K ratings
181 reviews
📊 Productivity
💰 Finance
Free

Details

Released
September 24, 2018
Updated
October 27, 2026

Features

Developer

Gate City Bank
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Gate City Bank Mobile screenshot #1 for iPhone
Gate City Bank Mobile screenshot #2 for iPhone
Gate City Bank Mobile screenshot #3 for iPhone
Gate City Bank Mobile screenshot #4 for iPhone
iphone
ipad
📌Ready
Reviews summary↘︎
⭐181
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📝2+ tags
Tags↘︎
🔄6+ apps
Alternatives↘︎
❓5 answered
FAQ↘︎
📦~ in 4 weeks
Updates frequency↘︎
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About

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, pay bills, deposit checks, and control your debit card. Access account activity, set alerts, and find bank locations.

✓Check account balances and transaction history
✓Transfer funds between accounts and to others
✓Pay bills and schedule automatic payments
✓Deposit checks remotely
✓Freeze debit cards and set transaction alerts
✓Access debit card rewards and mobile wallet
✓Find nearby bank locations
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What users say about Gate City Bank Mobile

Reviews of Gate City Bank Mobile are mixed: the Finance app is rated 4.8/5 from 12K App Store ratings. What users like most: easy to use, responsive and fast. Top complaints: crashes and freezes, slow loading times. Summarized from real user reviews.

Positive things

  • 👍Easy to use
  • 🚀Responsive and fast
  • 💳Convenient mobile banking features
  • 🤝Excellent customer service
  • 💰No fees
  • 🏦Great bank overall

Negative things

  • 🐛Crashes and freezes
  • ⏱️Slow loading times
  • 🔒Login issues and security concerns
  • 🤔Confusing UI changes
  • 🔍Missing features from old app
  • 🤯Frustrating user experience
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What's New in Gate City Bank Mobile

4023.0.1

October 27, 2026

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

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User reviews

Most RecentHighest RatedLowest Rated

It’s fine for a first bank.

For the time I’ve used Gate City everything has been relatively satisfactory except for the extreme overdraft fee’s which I’m sure every bank has. Of course a process of a business day give or take to enter my money from my check to my account but without fail my account gets charged within the hour to ensure they can ring me out for a free thirty two dollars for being a whole fourteen cents under. Overdrafts are a bit extreme but I get it’s the way banks make their money, and I’m sure it’s all over the terms of service. Fine for an entrance level bank, maybe move on to a different main bank when you can.
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TSTien Shenhan

EXCEPTIONAL SERVICE

I moved 3 times from North Dakota, 8 Years in Minnesota, Seattle and now in Massachusetts!
I WILL NEVER NEVER CHANGE BANK! Gate City BANK is the BANK IN THE WORLD!!!!!!
IMIrene Mills

Love this app!

This is such an easy app to navigate. It literally takes me seconds to look at my accounts. Moving money takes seconds. If I have an issue with anything, customer service has always been very helpful.
JNJane from ND

Happy for the service

Happy for the service on line
Iijemo

Best top notch bank and great online app. Top tier customer service services representative

If you looking for banking where you are not just a number . choose gatecity bank .
STSugar tale
See 176 more reviews

User experience

🐞

Reported Bugs

4 issues

Login screen not working

Bug

Mobile deposit not functioning

Bug

Frequent crashes and freezes

Bug

Inconsistent account information

Bug
✨

Requested Features

5 requests

Bring back old app design

Feature

Improve mobile deposit functionality

Feature

Add passcode/biometric login options

Feature

Enhance account management tools

Feature

Integrate Zelle payments

Feature

FAQ

What can I do with the Gate City Bank mobile app?

The app allows you to manage your finances from anywhere. You can check account balances, review transaction history, transfer funds between accounts, pay bills, deposit checks, and control your debit card. It also provides access to helpful resources and bank locations.

How do I transfer money using the app?

You can easily transfer funds between your own Gate City Bank accounts. The app also allows you to send funds to other individuals with a Gate City Bank account and make person-to-person payments using Zelle®. You can also schedule automatic transfers for convenience.

What are the debit card controls available?

The app offers robust debit card controls, including the ability to freeze your card instantly if it's lost or stolen. You can also monitor your finances with debit card alerts, add travel plans to prevent fraud, add your card to a mobile wallet, and access rewards points for redemption.

Is there a cost to use the Gate City Bank mobile app?

Based on the provided information, the app is free to download and use. There are no mentioned subscription fees or costs associated with its core banking functionalities.

What if I lose my debit card?

If you lose your debit card, you can immediately freeze it within the Gate City Bank mobile app. This helps to prevent unauthorized transactions. You can also set up alerts to monitor your card activity and add travel plans to notify the bank of your upcoming trips.