Gate City Bank Mobile

Gate City Bank Mobile

by Gate City Bank

10K ratings
172 reviews
Free
With Ads

Details

  • Released
  • Updated
  • September 24, 2018
  • June 25, 2026

Features

Gate City Bank Mobile screenshot #1 for iPhone
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Gate City Bank Mobile screenshot #3 for iPhone
Gate City Bank Mobile screenshot #4 for iPhone
Gate City Bank Mobile screenshot #5 for iPhone
Gate City Bank Mobile screenshot #6 for iPhone
Gate City Bank Mobile screenshot #7 for iPhone
Gate City Bank Mobile screenshot #8 for iPhone
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About

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, pay bills, deposit checks, and control your debit card. Access account activity, set alerts, and find bank locations.

Check account balances and transaction history
Transfer funds between accounts and to others
Pay bills and schedule automatic payments
Deposit checks remotely
Freeze debit cards and set transaction alerts
Access debit card rewards and mobile wallet
Find nearby bank locations
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What users say

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What's New in Gate City Bank Mobile

4021.2.0

June 25, 2026

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

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User reviews

Frustrating

This new app is so frustrating. When I am trying to log into my business app, it will randomly force me to verify the app and will try to call my home phone or my business phone, both of which our landline’s. If I am not at home and or at work and trying to do some business I cannot. So frustrating.
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Grateful

So appreciate the kindness and patience with me as I do my banking business with Gate City Bank.

Doesn’t work with VPN… Again

I’ve been using this app for a couple of years now and for the most part I’ve been very pleased with it. However from time to time when they perform an app update various portions of the app stop working if you’re using a VPN. With the latest update the app won’t even load with the VPN turned on. The website still seems to work but in the meantime the app has become useless since you have to disable your security for the app to work. I’m using the McCafee VPN with an iPhone 17 Pro Max
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App review

I have to keep logging in every time I want to use the app. I’m now traveling and I have to verify my identity since I have to constantly sign in and I’m unable to. Good app good job 👍👍👍

Last update made it worse than ever.

I can’t do immediate transfers anymore which caused me to wind up with hundreds of dollars of NSF fees. I presume this was done on purpose by these scum bags. I talked to the bank and they would only refund 4 of them, so they basically stole $128 from me because they changed the app with no notice. Not to mention the app CONSTANTLY makes me verify my identity no matter how many times I click “remember this device.” Also, don’t bank on the app to EVER inform you you’re overdrawn. It legitimately will not tell you for 2-3 days. Again, I assume this is done on purpose to steal your money.
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User experience

🐞

Reported Bugs

4 issues

Login screen not working

Bug

Mobile deposit not functioning

Bug

Frequent crashes and freezes

Bug

Inconsistent account information

Bug

Requested Features

5 requests

Bring back old app design

Feature

Improve mobile deposit functionality

Feature

Add passcode/biometric login options

Feature

Enhance account management tools

Feature

Integrate Zelle payments

Feature

FAQ

What can I do with the Gate City Bank mobile app?

The app allows you to manage your finances from anywhere. You can check account balances, review transaction history, transfer funds between accounts, pay bills, deposit checks, and control your debit card. It also provides access to helpful resources and bank locations.

How do I transfer money using the app?

You can easily transfer funds between your own Gate City Bank accounts. The app also allows you to send funds to other individuals with a Gate City Bank account and make person-to-person payments using Zelle®. You can also schedule automatic transfers for convenience.

What are the debit card controls available?

The app offers robust debit card controls, including the ability to freeze your card instantly if it's lost or stolen. You can also monitor your finances with debit card alerts, add travel plans to prevent fraud, add your card to a mobile wallet, and access rewards points for redemption.

Is there a cost to use the Gate City Bank mobile app?

Based on the provided information, the app is free to download and use. There are no mentioned subscription fees or costs associated with its core banking functionalities.

What if I lose my debit card?

If you lose your debit card, you can immediately freeze it within the Gate City Bank mobile app. This helps to prevent unauthorized transactions. You can also set up alerts to monitor your card activity and add travel plans to notify the bank of your upcoming trips.