mBandhan vs Chola LAP
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
mBandhan
Manage your finances with this secure mobile banking app. Access account information, transfer funds in real-time, and perform various banking services from your device. Enjoy a user-friendly interface with enhanced security features for convenient banking anytime, anywhere.
- Account information access
- Real-time fund transfers
- Chequebook ordering
- Account detail updates
- Interest and TDS certificate downloads
- Debit card management
- Secure login options
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mBandhan - The Mobile Banking App Experience the power of banking at your fingertips with the mBandhan app, a secure and user-friendly mobile banking application from Bandhan Bank Limited. With over 200 features designed to enhance your digital banking experience, the mBandhan app lets you bank anytime, anywhere, with ease and convenience. 1. Access Account Information: Stay connected to your finances with the mBandhan app. Gain instant access to your current accounts, savings accounts, cash credit accounts and loan accounts along with fixed and recurring deposits. Check your balances, review transaction history, and pre-close your deposits online, with funds instantly credited to your selected account. 2. Real-Time Funds Transfers: Seamlessly transfer funds between your own accounts and beneficiary accounts, both within Bandhan Bank and with other banks, in real time. Enjoy the convenience of managing your funds effortlessly. Add and delete beneficiaries for Bandhan Bank and other bank transfers with just a few taps. 3. Comprehensive Services: The mBandhan app offers a range of convenient services to simplify your banking experience. You can order a new chequebook online, update your account details such as email, PAN, and address, submit Form 15GH, view and download interest, balance, and TDS certificates, check the status of your cheques, and easily mark stop payments on your cheques. Additionally, you can view a list of your debit cards and hotlist them online if needed. 4. Enhanced Security: Your safety and security are our top priorities. The mBandhan app ensures complete protection of your access through multiple factors of authentication. Bank with confidence, knowing that your information and transactions are secure. Highlights of the mBandhan app: • Simple registration and secure login options with mPIN, Touch ID, Face ID, etc. • 360° view of accounts and transactions at a glance • Easy booking and closing of FD and RD • Seamless payments and fund transfer using 6-digit mPIN • Effortless tracking and categorisation of spends • Personalised insurance and mutual fund offerings • Download account statements, order cheque book, track repayments, avail Form 15 G/H and other interest certificates • Enjoy such 200 banking services from the comfort of your home • Personalised deals and offers across categories
Chola LAP
This app provides comprehensive financial services for loan against property, catering to both existing and prospective customers. Manage your loan accounts, access statements, and find branch information with ease.
- Loan account management
- Payment and disbursement details
- Request interest certificates
- Account statements
- Branch locator
- Product information
- FAQ section
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Cholamandalam Investment and Finance Company Limited (Chola), incorporated in 1978 as the financial services arm of the Murugappa Group. Chola commenced business as an equipment financing company and has today emerged as a comprehensive financial services provider offering vehicle finance, home loans, Loan Against Property, SME loans, investment advisory services, stock broking and a variety of other financial services to customers. Chola operates from 1098 branches across India . Cholamandalam Customer facing App is a one stop shop for all the informational and transactional services related to loan against property. The app offers a wide range of services for existing as well as prospective customers. The app is quick, easy and convenient to use It enables existing customers to access all their loan account related information like accounts summary, payment details, disbursement details coupled with the flexibility to request for Interest certificates, statements of accounts and disbursement. Also, options like Branch Locator, product details and FAQ (frequently asked questions) make managing your loans an extremely easy task.
Screenshots
Verdict
The clearest difference is rating: Chola LAP at 5.0 against mBandhan's 4.0. Chola LAP also leads on update cadence (daily vs every 3 months) and iOS requirement (10.0 vs 15.6). mBandhan's advantage is review sentiment (18% vs 0%). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Chola LAP holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 2 and 1 respectively. Written reviews complicate that: 18% of mBandhan's written reviews are positive against 0% of Chola LAP's, so the app with the better star average is not the one people write more warmly about.
mBandhan ships an update every 3 months, Chola LAP daily. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.
| Parameter | mBandhan | Chola LAP |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (2 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 17.5% of reviews — better | 0.0% of reviews |
| Number of ratings | 2 — better | 1 |
| Update frequency | Every 3 months | Daily — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.6 | 10.0 — better |
| Further details — not scored | ||
| Size | 104 MB | 25 MB |
| Age rating | 4+ | 4+ |
| Developer | Bandhan Bank Limited | Cholamandalam investment and finance company limited |
Customer experience
mBandhan
Chola LAP
In-app purchases
mBandhan
No in-app purchases
Chola LAP
No in-app purchases
Questions
Is mBandhan free?
Is Chola LAP free?
Which has better reviews, mBandhan or Chola LAP?
Do mBandhan or Chola LAP have ads?
Which is updated more often, mBandhan or Chola LAP?
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