Comparison

CEC Bank Mobile Banking vs 24pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CEC Bank Mobile Banking

Manage your finances on the go with this mobile banking app. Perform instant payments, transfers, and view your complete financial situation. Access accounts from other banks and pay bills and taxes directly from your phone.

Highlights
  • Instant payments
  • Send/request money by phone number
  • Open banking integration
  • InterCont Transfer
  • Ghiseul.ro tax payments
  • View account balances and loans
  • Foreign exchange transactions
Features
Read full description

With the CEC Bank Mobile Banking application, you hold the bank in your pocket. Balances, payments, transfers, savings, regardless of the branch schedule. The operations you need, day by day, directly on your phone. You can activate access to the online application, with no visits to the bank, if you get the "Bun Venit" Package. Or you can apply for access in any branch or via Internet Banking. Discover and use the most advanced features: • Instant payments • Send and request money simply using the phone number, instead of the IBAN • Open banking: you add your accounts from other banks in one place and initiate payments • InterCont Transfer: you can transfer your money instantly using your card from another bank • Integration with ghiseul.ro: view and pay taxes, contributions and fines You have total comfort and control: • See your complete financial situation: accounts, cards, savings, loans • Perform foreign exchange transactions at the preferential exchange rate • Pay bills and transfers • Authorization of online card payments Download the application and discover all the advantages of CEC Bank Mobile Banking!

About

24pay

This app provides a secure and fast way to make various payments directly from your phone. It functions as an e-wallet for everyday transactions, including public transport, utility bills, mobile top-ups, parking, and insurance policies.

Highlights
  • Direct, secure, and fast payments
  • Public transport ticket payment
  • Utility bill payments
  • Mobile top-up services
  • Parking fee payment
  • RCA insurance policy comparison and purchase
Read full description

24pay is Must Have App on your phone for direct, secure and fast payments. With a modern design and a user-friendly menu, 24pay App behaves like an eWallet that offers a convenient solution for daily payments. Pay for a wide range of products and services with any of the cards enrolled in the application. Public Transport Users have the possibility to pay for public transport tickets and subscriptions directly from the app, without interacting with a cashier or needing cash. Easy paying the trip, directly on the mobile phone, from the App. 24pay app is available for public transport through a modern, fast and secure payment solution in 19 main cities from Romania: Bucharest (STB), Timisoara (STPT), Cluj-Napoca (CTP Cluj), Iasi (CTP Iasi), Brasov (RATBV SA), Arad (CTP Arad), Ramnicu Valcea (ETA SA), Targu Jiu (Transloc), Piatra Neamt (TPN), Sibiu (Tursib), Baia Mare (SC Urbis SA), Resita (Transport Urban Resita), Sacele (Servicii Sacelene), Ploiesti (TCE), Roman (Solelga), Botosani (Eltrans), Constanta (CT Bus), Bacau, Sfantu Gheorghe (Sepsi Bus), Oradea (OTL). Bill Payments Users have the possibility to pay invoices from different utility suppliers directly from the app: - electricity - gas - phone and internet - financial services - water - sanitation - others The invoice can be scanned, imported or manually introduced by customer identifier (barcode, customer ID, phone number depending on the supplier). Invoice dashboard functionalities: - save templates from various providers one payment for multiple invoices - partial payment of the invoices - real time balance update for the online suppliers Mobile Top Up Users have access to complete top-up services for major mobile operators (Orange, Vodafone, Telekom). Prepaid cards can be charged directly from the application, without going to a branch and without needing cash. Parking Users have the possibility to pay for parking services directly from the app, without interacting with a cashier or needing cash. The payment is made for the entire period of occupying the parking lot (the minimum payment duration /value can be established). Prepaid Vouchers The value coupons are products with a fixed value, PIN loading type, which allow the use on different partner sites of online games and various e-money sites. RCA insurance policy Users interested in concluding a new RCA insurance policy through 24pay can compare the majority of the insurers’ offers available in Romania for motor vehicles in the following categories: passenger cars, motorhomes, motorcycles and semi-trailers. The process of issuing the policy is simple and fast, and the information can be retrieved by importing the necessary documents (driver's identity card and vehicle identity certificate), according to the legislation in force. After making the payment, the RCA policy will be available in the Wallet section of the application. Users can very easily manage the renewal of the RCA, because they receive a notification warning the expiration period of the document. Entertainment Users have the possibility to pay for relaxation and leisure services directly from the app, without interacting with a cashier or needing cash. Entertainment services available now: - massage chairs - kiddie rides Fitness Users can pay for having access to more than 350 gyms partners from the Sanopass network. About 24pay 24pay App was launched in 2018 and it’s FREE for users. In February 2022 the app was bought by PayPoint Services. 24pay eWallet allows payments by mobile phone for a wide range of services by adding the bank card Visa / Mastercard. Access to the application and confirmation of transactions is carried out by authentication with fingerprint or the 4-digit PIN24pay code.

Screenshots

CEC Bank Mobile Banking4 screens
24pay3 screens

Verdict

The call

The clearest difference is rating: CEC Bank Mobile Banking at 4.8 against 24pay's 3.4. CEC Bank Mobile Banking also leads on review sentiment (37% vs 22%) and ratings volume (131 vs 27). 24pay's advantage is update cadence (every 10 days vs monthly). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CEC Bank Mobile Banking holds the better App Store score, 4.8 against 3.4. Both are backed by a comparable volume of ratings — 131 and 27 respectively. Written reviews point the same way: 37% of CEC Bank Mobile Banking's written reviews are positive against 22% of 24pay's.

UpkeepUpdate frequency

CEC Bank Mobile Banking ships an update monthly, 24pay every 10 days. The most recent releases landed on September 23, 2026 and September 10, 2026 respectively.

Scorecard4 real differences · 6 level
CEC Bank Mobile Banking versus 24pay: the parameters behind the verdict, then further details
ParameterCEC Bank Mobile Banking24pay
PriceFreeFree
Rating4.8 (131 ratings) — better3.4 (27 ratings)
Positive reviews36.8% of reviews — better21.7% of reviews
Number of ratings131 — better27
Update frequencyMonthlyEvery 10 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone
Requires iOS17.4 — better18.0
Further details — not scored
Size200 MB124 MB
Age rating4+4+
DeveloperCEC Bank S.A.PTPOnline SRL

Customer experience

CEC Bank Mobile Banking

All ratings131 ratings
Positive94.7%
Neutral0.8%
Negative4.6%
Written reviews76 reviews
Positive36.8%
Neutral5.3%
Negative57.9%

24pay

All ratings27 ratings
Positive59.3%
Neutral3.7%
Negative37.0%
Written reviews129 reviews
Positive21.7%
Neutral10.1%
Negative68.2%

In-app purchases

None

CEC Bank Mobile Banking

No in-app purchases

None

24pay

No in-app purchases

Questions

Is CEC Bank Mobile Banking free?
CEC Bank Mobile Banking is free to download, with no in-app purchases.
Is 24pay free?
24pay is free to download, with no in-app purchases.
Which has better reviews, CEC Bank Mobile Banking or 24pay?
CEC Bank Mobile Banking is rated higher. CEC Bank Mobile Banking averages 4.8 out of 5 from 131 ratings, while 24pay averages 3.4 from 27 ratings.
Do CEC Bank Mobile Banking or 24pay have ads?
Neither CEC Bank Mobile Banking nor 24pay shows ads.
Which is updated more often, CEC Bank Mobile Banking or 24pay?
CEC Bank Mobile Banking ships an update monthly, and 24pay every 10 days. Most recently, CEC Bank Mobile Banking was updated on September 23, 2026 and 24pay on September 10, 2026.

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