BKT Smart vs ProCredit MobileSign
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BKT Smart
Manage your banking needs conveniently and securely from your smartphone. Access account information, make payments, transfer funds, and locate branches or ATMs without visiting a physical location. Services are available in Albanian and English.
- Secure banking services
- Account and credit card management
- Utility bill payments
- Mobile top-ups
- Money transfers
- ATM and branch locator
- Exchange calculator
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BKT Smart provides fast and secure banking services for retail customers anywhere, anytime on your Smartphone, needless to go to BKT branches and have a computer. BKT Smart access is possible through an internet connection, offered by any mobile operator or Wi-Fi. To enter to BKT Smart you just need to have your Customer ID, click to register button and follow the registration steps. By using the same password you can access to BKT Smart and Internet Branch. By checking Remember Me you do not need to enter any time your Customer ID. BKT Smart provides the search for the location of ATMs or the nearest BKT branch, the Exchange Calculator and the Exchange Rate without having to login to the system. Services are provided in two languages, Albanian and English. By using BKT Smart, you can be informed and make payments about your accounts, credit cards or your utility bills. You can use electronic top up service for the needed Mobile Operator even direct by your phone contacts. You can transfer money between your accounts, toward BKT accounts, or toward accounts in other banks operating in Albania. You can open new current accounts or saving account and you can perform exchange. You can open a new deposit or can liquidate an existing one.
ProCredit MobileSign
Securely authorize transactions and documents for various banking services. This application works in conjunction with other ProCredit apps to authenticate your access and approve actions, requiring only your smartphone and internet access.
- Securely authorize transactions
- Authenticate access to banking services
- No additional hardware token needed
- Uses smartphone/tablet for authorization
- QR code device registration
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Dear clients, Get the ProCredit MobileSign app to securely authorize transactions and documents using various ProCredit services. Use the ProCredit MobileSign app to securely access ProCredit’s banking applications and services. Use it to authorize transactions or to authenticate your access (when requested). Please note that MobileSign is primarily a security application and is used in conjunction with other ProCredit applications, not stand-alone. How it works Individual ProCredit applications will prompt you to install or use the MobileSign application. For example, you may be asked to use the application to read an on-screen QR code to register your device. Transactions appear within the application for your approval. Requirements You need your ProCredit MobileSign app and Internet access on your smartphone. Features - Easily authorise transactions - No additional token or 3rd party device is required. Just your smartphone/tablet
Screenshots
Verdict
The clearest difference is review sentiment: BKT Smart at 50% against ProCredit MobileSign's 0%. BKT Smart also leads on update cadence (every 5 weeks vs every 6 months) and ratings volume (30 vs 4). ProCredit MobileSign's advantage is rating (4.0 vs 3.1) and iOS requirement (11.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ProCredit MobileSign holds the better App Store score, 4.0 against 3.1. That said, the two scores are not equally well evidenced: BKT Smart has 30 ratings behind it against 4, so its average is the more settled of the two. Written reviews complicate that: 50% of BKT Smart's written reviews are positive against 0% of ProCredit MobileSign's, so the app with the better star average is not the one people write more warmly about.
BKT Smart ships an update every 5 weeks, ProCredit MobileSign every 6 months. Both last shipped on October 24, 2026.
| Parameter | BKT Smart | ProCredit MobileSign |
|---|---|---|
| Price | Free | Free |
| Rating | 3.1 (30 ratings) | 4.0 (4 ratings) — better |
| Positive reviews | 50.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 30 — better | 4 |
| Update frequency | Every 5 weeks — better | Every 6 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 | 11.0 — better |
| Further details — not scored | ||
| Size | 209 MB | 56 MB |
| Age rating | 4+ | 4+ |
| Developer | BKT | QUIPU GmbH |
Customer experience
BKT Smart
ProCredit MobileSign
In-app purchases
BKT Smart
No in-app purchases
ProCredit MobileSign
No in-app purchases
Questions
Is BKT Smart free?
Is ProCredit MobileSign free?
Which has better reviews, BKT Smart or ProCredit MobileSign?
Do BKT Smart or ProCredit MobileSign have ads?
Which is updated more often, BKT Smart or ProCredit MobileSign?
Other comparisons
