BKT Smart vs BEK
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BKT Smart
Manage your banking needs conveniently and securely from your smartphone. Access account information, make payments, transfer funds, and locate branches or ATMs without visiting a physical location. Services are available in Albanian and English.
- Secure banking services
- Account and credit card management
- Utility bill payments
- Mobile top-ups
- Money transfers
- ATM and branch locator
- Exchange calculator
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BKT Smart provides fast and secure banking services for retail customers anywhere, anytime on your Smartphone, needless to go to BKT branches and have a computer. BKT Smart access is possible through an internet connection, offered by any mobile operator or Wi-Fi. To enter to BKT Smart you just need to have your Customer ID, click to register button and follow the registration steps. By using the same password you can access to BKT Smart and Internet Branch. By checking Remember Me you do not need to enter any time your Customer ID. BKT Smart provides the search for the location of ATMs or the nearest BKT branch, the Exchange Calculator and the Exchange Rate without having to login to the system. Services are provided in two languages, Albanian and English. By using BKT Smart, you can be informed and make payments about your accounts, credit cards or your utility bills. You can use electronic top up service for the needed Mobile Operator even direct by your phone contacts. You can transfer money between your accounts, toward BKT accounts, or toward accounts in other banks operating in Albania. You can open new current accounts or saving account and you can perform exchange. You can open a new deposit or can liquidate an existing one.
BEK
Access your bank account and perform financial transactions 24/7 from your phone. Manage accounts, make national and international transfers, and pay bills conveniently from anywhere with internet access.
- Account overview
- Transaction history
- National and international transfers
- Utility and customs payments
- Photo Pay for utility bills
- POS account management
- Credit card management
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M-banking është shërbim elektronik, i sigurt, i shpejtë, i lehtë dhe efikas, i cili ju mundëson qasje në llogarinë tuaj dhe kryerjen e shërbimeve bankare përmes telefonit tuaj 24 orë në ditë, 7 ditë në javë. Me këtë shërbim ju kurseni kohën tuaj duke i kryer transaksionet bankare në çdo vend dhe në çdo kohë, nga shtëpia apo zyra juaj, mjafton që të keni qasje në internet. M-banking ju mundëson: · Pasqyrën e saktë të të gjitha mjeteve me të cilat dispononi në llogarinë tuaj · Pasqyrën e llogarisë rrjedhëse, kredive, mbitërheqjeve dhe depozitave tuaja · Realizimin e transferteve kombëtare dhe ndërkombëtare në valuta të ndryshme · Kryerjen e të gjitha llojeve të pagesave komunale (ujë, telefon, etj.) · Kryerjen e pagesave të doganës · Realizimin e Gyro pagesave me Photo Pay (rrymë, TPL, TPL+, etj) · Menaxhimin e llogarive të POS · Menaxhimin e kredit kartelave tuaja
Screenshots
Verdict
The clearest difference is rating: BEK at 4.8 against BKT Smart's 3.1. On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BEK holds the better App Store score, 4.8 against 3.1. Both are backed by a comparable volume of ratings — 28 and 29 respectively.
| Parameter | BKT Smart | BEK |
|---|---|---|
| Price | Free | Free |
| Rating | 3.1 (28 ratings) | 4.8 (29 ratings) — better |
| Positive reviews | 50.0% of reviews | — |
| Number of ratings | 28 | 29 — better |
| Update frequency | Every 5 weeks | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 14.0 — better |
| Further details — not scored | ||
| Size | 190 MB | 73 MB |
| Age rating | 4+ | 17+ |
| Developer | BKT | BANKA EKONOMIKE SH.A. |
Customer experience
BKT Smart
BEK
In-app purchases
BKT Smart
No in-app purchases
BEK
No in-app purchases









