BKT Smart vs Business #withKEY
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BKT Smart
Manage your banking needs conveniently and securely from your smartphone. Access account information, make payments, transfer funds, and locate branches or ATMs without visiting a physical location. Services are available in Albanian and English.
- Secure banking services
- Account and credit card management
- Utility bill payments
- Mobile top-ups
- Money transfers
- ATM and branch locator
- Exchange calculator
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BKT Smart provides fast and secure banking services for retail customers anywhere, anytime on your Smartphone, needless to go to BKT branches and have a computer. BKT Smart access is possible through an internet connection, offered by any mobile operator or Wi-Fi. To enter to BKT Smart you just need to have your Customer ID, click to register button and follow the registration steps. By using the same password you can access to BKT Smart and Internet Branch. By checking Remember Me you do not need to enter any time your Customer ID. BKT Smart provides the search for the location of ATMs or the nearest BKT branch, the Exchange Calculator and the Exchange Rate without having to login to the system. Services are provided in two languages, Albanian and English. By using BKT Smart, you can be informed and make payments about your accounts, credit cards or your utility bills. You can use electronic top up service for the needed Mobile Operator even direct by your phone contacts. You can transfer money between your accounts, toward BKT accounts, or toward accounts in other banks operating in Albania. You can open new current accounts or saving account and you can perform exchange. You can open a new deposit or can liquidate an existing one.
Business #withKEY
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The Business #withKEY application is used to provide protection for the Internet Banking system users. The Business #withKEY mobile application supports secure interaction and user authentication.
Screenshots
Verdict
The clearest difference is update cadence: BKT Smart at every 5 weeks against Business #withKEY's every 6 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BKT Smart ships an update every 5 weeks, Business #withKEY every 6 months. The most recent releases landed on October 24, 2026 and October 9, 2026 respectively.
| Parameter | BKT Smart | Business #withKEY |
|---|---|---|
| Price | Free | Free |
| Rating | 3.1 (30 ratings) — better | — |
| Positive reviews | 50.0% of reviews | — |
| Number of ratings | 30 — better | — |
| Update frequency | Every 5 weeks — better | Every 6 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 | 14.0 — better |
| Further details — not scored | ||
| Size | 209 MB | 7 MB |
| Age rating | 4+ | 4+ |
| Developer | BKT | INTESA SANPAOLO BANK ALBANIA SH.A |
In-app purchases
BKT Smart
No in-app purchases
Business #withKEY
No in-app purchases
Questions
Is BKT Smart free?
Is Business #withKEY free?
Do BKT Smart or Business #withKEY have ads?
Which is updated more often, BKT Smart or Business #withKEY?
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