BKT Smart vs A8 Digital

BKT Smart provides fast and secure banking services for retail customers anywhere, anytime on your Smartphone, needless to go to BKT branches and have a computer. BKT Smart access is possible through an internet connection, offered by any mobile operator or Wi-Fi. To enter to BKT Smart you just need to have your Customer ID, click to register button and follow the registration steps. By using the same password you can access to BKT Smart and Internet Branch. By checking Remember Me you do not need to enter any time your Customer ID. BKT Smart provides the search for the location of ATMs or the nearest BKT branch, the Exchange Calculator and the Exchange Rate without having to login to the system. Services are provided in two languages, Albanian and English. By using BKT Smart, you can be informed and make payments about your accounts, credit cards or your utility bills. You can use electronic top up service for the needed Mobile Operator even direct by your phone contacts. You can transfer money between your accounts, toward BKT accounts, or toward accounts in other banks operating in Albania. You can open new current accounts or saving account and you can perform exchange. You can open a new deposit or can liquidate an existing one.

Transform Your Financial Institution with A8 Digital A8 Digital is a premier, enterprise-grade configurable digital banking platform designed specifically for forward-thinking banks, credit unions, and financial institutions. Powered by the revolutionary AUTON8 enterprise no-code orchestration engine, A8 Digital enables institutional leaders to rapidly launch, manage, and evolve end-to-end personal and business banking experiences across all digital touchpoints—without the cost, complexity, and delays of traditional custom development. Instead of deploying a rigid, static mobile application, your institution gains a complete engagement, workflow, and orchestration platform. A8 Digital bridges the gap between beautiful customer-centric front-ends and complex back-office ecosystems, allowing CIOs, Product Owners, and Transformation Leaders to configure journeys in real-time. KEY PLATFORM CAPABILITIES 1.⁠ ⁠Enterprise No-Code Orchestration (Powered by AUTON8) Configure. Don’t Code: Design, test, and deploy onboarding, servicing, payments, and lending journeys via an intuitive, visual journey builder. Dynamic Business Rules & Decisioning: Implement complex business logic and risk assessment frameworks directly through the orchestration engine. End-to-End API Orchestration: Seamlessly connect front-office customer experiences with core banking systems, CRMs, payment networks, and document management systems. 2.⁠ ⁠Rapid White-Label Deployment & Branding Instant Brand Alignment: Configure visual themes, logos, color palettes, and typography across the entire platform without rebuilding or resubmitting applications. Multi-Brand Multi-Tenancy: Manage multiple digital banking brands or sub-entities from a single, unified codebase and platform infrastructure. 3.⁠ ⁠Comprehensive Product Breadth Deliver a complete financial ecosystem out of the box, spanning both retail and commercial segments: Personal Banking: High-performance transaction accounts, high-yield savings, term deposits, credit cards, personal loans, real-time payments/transfers, and comprehensive customer self-service. Business Banking: Commercial transaction accounts, business savings, business lending, corporate credit cards, multi-user access permissions, multi-level approval workflows, and specialized business servicing. 4.⁠ ⁠Advanced Digital Onboarding & Origination Onboard Every Customer Type: Remove friction with fully compliant, automated onboarding journeys tailored for individuals, joint applicants, sole traders, companies, trusts, partnerships, and associations. Built-in Verification Ecosystem: Seamlessly orchestrate KYC, identity verification, document uploads, and instant automated decisioning. 5.⁠ ⁠Frictionless Digital Lending & Credit Accelerate Time-to-Value: Digitially optimize the entire lending lifecycle—encompassing personal loans, business lines of credit, and complex mortgage origination. Automated Processing: Move instantly from application to assessment, credit decisioning, automated settlement, and post-origination loan servicing. 6.⁠ ⁠Automated Customer Servicing & Back-Office Efficiency Connect Front to Back Office: Go beyond the user interface. Automate repetitive back-office processes, trigger real-time customer notifications, and enable deep self-service capabilities (including recurring payments and card management) via automated workflows. 7.⁠ ⁠Bank-Grade Governance, Security & Compliance WHY LEADING BANKS CHOOSE A8 DIGITAL In a market crowded with legacy mobile app vendors and rigid front-end overlays, A8 Digital stands out as a true digital banking engagement platform. Positioned strategically to outperform traditional systems (such as Temenos Infinity, Backbase, NCR Digital Banking, SDK.finance, or Finastra), A8 Digital empowers your business teams to innovate at the speed of thought.