Comparison

Baudarlehen vs flateXSecure

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

Baudarlehen

Free

💰 Finance

★ 5.02 ratingsView app →

flateXSecure

Free

💰 Finance

★ 4.584 ratingsView app →

About

Baudarlehen

Manage your finances, especially for construction loans and long-term debts. This tool provides a clear overview of future installments and remaining debt, offering detailed interest and repayment plans with clear visualizations. It helps compare current interest rates and includes flexible features like special repayments and variable payment schedules.

Highlights

Detailed interest and repayment plan
Clear tabular and graphical representations
Current interest rate comparison
Consideration of special repayments
Adjustable repayment during term
Variable payment schedules

Read full description

Behalten Sie Ihre Finanzen im Griff – besonders bei Baufinanzierungen und langfristigen Darlehen. Oft fehlt ohne einen Tilgungsplan der Überblick über zukünftige Raten oder die Entwicklung der Restschuld. Das ändern wir! Ihre Vorteile auf einen Blick: • Detaillierter Zins- und Tilgungsplan: Erhalten Sie vollständige Transparenz. • Übersichtliche Darstellungen: Tabellarisch und grafisch aufbereitet. • Aktuelle Zinssätze: Übernehmen Sie aktuelle Werte direkt in Ihre Berechnung. Einfache Eingabe, präzise Ergebnisse: Geben Sie einfach den Darlehensbetrag, Sollzins und die Tilgung (in Prozent oder Euro) ein – oder alternativ die gewünschte Kreditlaufzeit. Fertig! Der Baudarlehen-Rechner erledigt den Rest für Sie. Maximale Flexibilität durch zahlreiche Funktionen: • Vergleich aktueller Zinssätze verschiedener Anbieter • Berücksichtigung von Sondertilgungen • Anpassung der Tilgung während der Laufzeit • Variable Zahlweisen (z.B. 3-monatliche Zahlung für KfW-Darlehen) • Anpassung der Zinsberechnungsmethode Und das Beste: Weitere Funktionen werden kontinuierlich entwickelt und über kostenlose Updates bereitgestellt.

About

flateXSecure

Securely authorize transactions without an iTAN card. Receive TANs directly on your smartphone or tablet via the app. Get important notifications through push messages.

Highlights

Secure transaction authorization
iTAN card alternative
Receive TANs on smartphone/tablet
Push notifications
Choose authorization method

Read full description

Mit flateXSecure geben Sie Ihre Transaktionen sicher und komfortabel ohne iTANCard frei. Ihre TAN erhalten Sie mit der App direkt auf Ihr Smartphone oder Tablet. Wichtige Benachrichtigungen werden Ihnen per Push-Funktion angezeigt. Aktivieren Sie flateXSecure zusätzlich zu Ihrer iTANCard und entscheiden Sie in Zukunft selbst, welches Verfahren Sie nutzen möchten.

Screenshots

Baudarlehen4 screens

flateXSecure4 screens

Verdict

The call

The clearest difference is rating: Baudarlehen at 5.0 against flateXSecure's 4.5. Baudarlehen also leads on update cadence (every 6 weeks vs every 5 months) and review sentiment (100% vs 85%). flateXSecure's advantage is in-app purchases (none vs 7) and ratings volume (84 vs 2). On price, ads, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Baudarlehen sells 7 one-off in-app purchases. flateXSecure asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Baudarlehen holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: flateXSecure has 84 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 100% of Baudarlehen's written reviews are positive against 85% of flateXSecure's.

UpkeepUpdate frequency

Baudarlehen ships an update every 6 weeks, flateXSecure every 5 months. The most recent releases landed on September 19, 2026 and September 24, 2026 respectively.

Scorecard6 real differences · 4 level

Baudarlehen versus flateXSecure: the parameters behind the verdict, then further details
Parameter	Baudarlehen	flateXSecure
Price	Free	Free
Rating	5.0 (2 ratings) — better	4.5 (84 ratings)
Positive reviews	100.0% of reviews — better	84.9% of reviews
Number of ratings	2	84 — better
Update frequency	Every 6 weeks — better	Every 5 months
Ads	No	No
In-app purchases	Yes	No — better
Monetization	Free	Free
Devices	iPhone, iPad	iPhone, iPad, iPod — better
Requires iOS	18.0	12.0 — better
Further details — not scored
Size	9 MB	10 MB
Age rating	4+	4+
Developer	Mihailo Celeski	flatexDEGIRO SE

Customer experience

Baudarlehen

All ratings2 ratings

Positive100.0%

Neutral0.0%

Negative0.0%

Written reviews25 reviews

Positive100.0%

Neutral0.0%

Negative0.0%

flateXSecure

All ratings84 ratings

Positive90.5%

Neutral0.0%

Negative9.5%

Written reviews53 reviews

Positive84.9%

Neutral9.4%

Negative5.7%

In-app purchases

7 purchases

Baudarlehen

One-time7

Small contribution$0.99
Obolus$0.99
Großzügig$3.99

Show 4 more

Handsome contribution$4.99
Generous contribution$8.99
Üppig$8.99
Fürstlich$17.99

None

flateXSecure

No in-app purchases

Questions

Is Baudarlehen free?

Baudarlehen is free to download, with in-app purchases available.

Is flateXSecure free?

flateXSecure is free to download, with no in-app purchases.

Which has better reviews, Baudarlehen or flateXSecure?

Baudarlehen is rated higher. Baudarlehen averages 5.0 out of 5 from 2 ratings, while flateXSecure averages 4.5 from 84 ratings.

Do Baudarlehen or flateXSecure have ads?

Neither Baudarlehen nor flateXSecure shows ads.

Which is updated more often, Baudarlehen or flateXSecure?

Baudarlehen ships an update every 6 weeks, and flateXSecure every 5 months. Most recently, Baudarlehen was updated on September 19, 2026 and flateXSecure on September 24, 2026.