Be Express Pay vs CIMB THAI
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Be Express Pay
Turn your smartphone or tablet into a secure payment device. Accept various debit and credit cards for merchandise and services. Become a merchant and enjoy the benefits of easy payment processing.
- Accepts VISA, MasterCard, JCB, Unionpay, TPN
- Supports debit and credit cards
- Transforms iOS devices into payment terminals
- Secure payment processing
- Easy to use interface
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"Make a sale anywhere, anytime. Keep your business simple … and flexible.” Be Express Pay helps to transform your iOS smartphone/tablet into a payment device that is always easy to use, convenient, and completely secure. Just download the Be Express Pay app and connect a mPOS reader to your iPhone or iPad, you can start accepting payment for merchandise and services from VISA MasterCard JCB Unionpay and TPN both debit and credit cards, Become a Bangkok Bank credit card accepting merchant and reap the benefits of this service today!
CIMB THAI
Manage your finances on the go with this comprehensive mobile banking app. Access accounts, make transfers, invest in funds, and apply for loans and insurance. Enjoy secure and convenient access to a wide range of financial services anytime, anywhere.
- Account management and balance checks
- Fund transfers (internal, cross-bank, PromptPay, QR)
- Mutual fund and bond investments
- Life and non-life insurance purchases
- Personal loan and revolving credit applications
- Secure authentication with facial recognition
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CIMB THAI is CIMB THAI Bank’s mobile banking application that is multi-functional and responds to your today’s lifestyle, with easy and safe access to a diverse range of financial facilities anytime and anywhere, just like you have your own bank alongside you. Get to know more about CIMB THAI which will bring you services of your choice and preference. CIMB THAI is compatible with iOS version 14 and later. Easy, convenient, and safe registration through various channels. - Authenticate yourself with your deposit account number and facial recognition and 6-digit PIN or activation code provided by CIMB Thai Care Center for deposit customers or using the loan account number for loan customers. - For new customer, Able to authenticate yourself via NDID on CIMB THAI application for Speed D Plus Savings by CIMB Thai Bank account opening. Full-fledged savings deposit, current deposit, and fixed deposit accounts (excluding Phermkha Sabai Jai Fixed Account and joint account). - Check your account details and balance. - Open Speed D Plus Savings by CIMB Thai Bank by yourself anywhere. - View retroactive account movement. Diverse channels of fund transfer. - Fund transfer between CIMB THAI accounts. - Fund transfer cross-bank with destination bank account number. - Fund transfer via PromptPay. - QR scan or QR code picture use for cross-bank fund transfer and receipt of fund. - Check slip by QR scanning on slip or slip picture with QR code. - Cross-border QR payment linkage between Thailand and Malaysia and between Thailand and Indonesia Investment services are available for you anytime, anywhere. - Check details of mutual fund account instantly. - Access Mutual Fund Investment through Subscription, Redemption and Switching with over 400 funds from leading 13 AMCs. - Conduct Client Suitability Test. - View three-year historical fund transactions. - Primary bond and Secondary bond subscription service with quality investment grade bond, variety of qualify selective bond, and easy to management your assets via CIMB my Bond. You can simply make a transaction yourself and view historical statement. Note: Investments involve risks. Investors should carefully study and understand the investment products, including their features, conditions, returns, and risks before making any investment decisions. Life and Non-Life Insurance Services - View a summary of your life insurance policies - Purchase life and non-life insurance directly from insurance providers via the CIMB THAI App Note: Policyholders should carefully review and understand the terms, coverage, benefits, and exclusions of the insurance policy before making a decision. Convenient access to loan services and facilities. - Apply Personal Installment Loan: PersonalCash via CIMB THAI App - Apply Revolving Credit: ExtraCash via CIMB THAI App - Remark: Borrow when necessary and within your means *Terms and conditions are subject to change without prior notice **Loan applicants must be Thai citizens only. Other services - Easier access to service with Passcode, Fingerprint or Face ID. - Register for PromptPay service by having your citizen ID number and/or mobile number linked to your account on CIMB THAI application. - Make bill payment more easily through QR code / barcode scanning. Stay tuned for our new and upcoming financial products and services that will cater to the lifestyle of today here at CIMB THAI. More Information Website: https://www.cimbthai.com/ Facebook: https://www.facebook.com/CIMBThai Line: http://line.me/ti/p/~@cimbthai CIMB Thai Bank Public Company Limited is a financial institution regulated by the Bank of Thailand (BOT), the Securities and Exchange Commission (SEC), and the Office of Insurance Commission (OIC). Head Office: 44 Langsuan Road, Lumphini, Pathum Wan, Bangkok 10330, Thailand
Screenshots
Verdict
The clearest difference is rating: CIMB THAI at 2.8 against Be Express Pay's 1.0. CIMB THAI also leads on update cadence (every 3 weeks vs every 7 months) and ratings volume (4 vs 1). Be Express Pay's advantage is monetization model (free vs ad-supported). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CIMB THAI holds the better App Store score, 2.8 against 1.0. Both are backed by a comparable volume of ratings — 1 and 4 respectively.
Be Express Pay ships an update every 7 months, CIMB THAI every 3 weeks. The most recent releases landed on July 4, 2026 and September 16, 2026 respectively.
| Parameter | Be Express Pay | CIMB THAI |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (1 ratings) | 2.8 (4 ratings) — better |
| Positive reviews | — | 0.0% of reviews |
| Number of ratings | 1 | 4 — better |
| Update frequency | Every 7 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 — better | 14.0 |
| Further details — not scored | ||
| Size | 22 MB | 633 MB |
| Age rating | 4+ | 4+ |
| Developer | Bangkok Bank Public Company Limited | CIMB Thai Bank Public Company Limited |
Customer experience
Be Express Pay
CIMB THAI
In-app purchases
Be Express Pay
No in-app purchases
CIMB THAI
No in-app purchases









