Comparison

UCHOOSE vs CIMB THAI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UCHOOSE

This lifestyle application from Krungsri Consumer offers a new experience for managing credit cards, shopping with partners, paying bills, and discovering exclusive promotions and lifestyle articles. It provides convenient access to financial management and personalized deals anytime, anywhere.

Highlights
  • Credit card management
  • Shopping deals
  • Bill payments
  • Exclusive promotions
  • Lifestyle articles
Features
Read full description

พบกับประสบการณ์ใหม่ของ “UCHOOSE” ไลฟ์สไตล์แอปพลิเคชัน เวอร์ชั่นใหม่ล่าสุดจากกรุงศรีคอนซูมเมอร์ สะดวกทุกที่ ทุกเวลา กับบริการใหม่ ๆ มากมาย เช่น U Manage บริหารบัตรเครดิตได้ง่าย ๆ ด้วยปลายนิ้ว สามารถจัดการได้ด้วยตนเองตลอด 24 ชม ทุกวันทุกเวลา U Mall ประสบการณ์การช้อปปิ้งสุดคุ้มกับพันธมิตรมากมาย U Pay ให้ผู้ถือบัตรฯ ชำระค่าบัตรเครดิตในเครือกรุงศรี ผ่าน Krungsri Mobile Application U Like โปรโมชั่นสุดพิเศษจากหลากหลายหมวดร้านค้า คัดเลือกมาให้เฉพาะคุณ U Trend ตอบโจทย์ไลฟ์สไตล์ของคุณมากขึ้น ด้วยบทความที่น่าสนใจมากมาย Meet the New “UCHOOSE” Experience. The newest lifestyle application from Krungsri Consumer, offering you with; U Manage Simply manage your credit cards, anywhere, anytime. U Mall Enjoy your shopping with special deals. U Pay Pay your credit card bills with Krungsri Mobile Application. U Like Privilege exclusives for you. U Trend Lifestyle articles about food, travel, shopping, and financial tips. About UCHOOSE:
 - Website: https://www.krungsriconsumer.com/uchoose
 - Address: Krungsri Ploenchit Tower, 550 Ploenchit Road, Lumpini, Pathumwan, Bangkok 10330   เกี่ยวกับ UCHOOSE:
 - เว็บไซต์: https://www.krungsriconsumer.com/uchoose
 - ที่อยู่: อาคารกรุงศรีเพลินจิต ทาวเวอร์ 550 ถนน เพลินจิต แขวงลุมพินี เขตปทุมวัน กรุงเทพมหานคร 10330 - อีเมล: UCHOOSE.CARESERVICE@krungsri.com

About

CIMB THAI

Manage your finances on the go with this comprehensive mobile banking app. Access accounts, make transfers, invest in funds, and apply for loans and insurance. Enjoy secure and convenient access to a wide range of financial services anytime, anywhere.

Highlights
  • Account management and balance checks
  • Fund transfers (internal, cross-bank, PromptPay, QR)
  • Mutual fund and bond investments
  • Life and non-life insurance purchases
  • Personal loan and revolving credit applications
  • Secure authentication with facial recognition
Features
Read full description

CIMB THAI is CIMB THAI Bank’s mobile banking application that is multi-functional and responds to your today’s lifestyle, with easy and safe access to a diverse range of financial facilities anytime and anywhere, just like you have your own bank alongside you.  Get to know more about CIMB THAI which will bring you services of your choice and preference.  CIMB THAI is compatible with iOS version 14 and later. Easy, convenient, and safe registration through various channels. - Authenticate yourself with your deposit account number and facial recognition and 6-digit PIN or activation code provided by CIMB Thai Care Center for deposit customers or using the loan account number for loan customers. - For new customer, Able to authenticate yourself via NDID on CIMB THAI application for Speed D Plus Savings by CIMB Thai Bank account opening. Full-fledged savings deposit, current deposit, and fixed deposit accounts (excluding Phermkha Sabai Jai Fixed Account and joint account).  - Check your account details and balance. - Open Speed D Plus Savings by CIMB Thai Bank by yourself anywhere. - View retroactive account movement. Diverse channels of fund transfer. - Fund transfer between CIMB THAI accounts. - Fund transfer cross-bank with destination bank account number. - Fund transfer via PromptPay. - QR scan or QR code picture use for cross-bank fund transfer and receipt of fund. - Check slip by QR scanning on slip or slip picture with QR code. - Cross-border QR payment linkage between Thailand and Malaysia and between Thailand and Indonesia Investment services are available for you anytime, anywhere. - Check details of mutual fund account instantly. - Access Mutual Fund Investment through Subscription, Redemption and Switching with over 400 funds from leading 13 AMCs. - Conduct Client Suitability Test. - View three-year historical fund transactions. - Primary bond and Secondary bond subscription service with quality investment grade bond, variety of qualify selective bond, and easy to management your assets via CIMB my Bond. You can simply make a transaction yourself and view historical statement. Note: Investments involve risks. Investors should carefully study and understand the investment products, including their features, conditions, returns, and risks before making any investment decisions. Life and Non-Life Insurance Services - View a summary of your life insurance policies - Purchase life and non-life insurance directly from insurance providers via the CIMB THAI App Note: Policyholders should carefully review and understand the terms, coverage, benefits, and exclusions of the insurance policy before making a decision. Convenient access to loan services and facilities. - Apply Personal Installment Loan: PersonalCash via CIMB THAI App - Apply Revolving Credit: ExtraCash via CIMB THAI App - Remark: Borrow when necessary and within your means *Terms and conditions are subject to change without prior notice **Loan applicants must be Thai citizens only. Other services  - Easier access to service with Passcode, Fingerprint or Face ID. - Register for PromptPay service by having your citizen ID number and/or mobile number linked to your account on CIMB THAI application. - Make bill payment more easily through QR code / barcode scanning. Stay tuned for our new and upcoming financial products and services that will cater to the lifestyle of today here at CIMB THAI. More Information Website: https://www.cimbthai.com/ Facebook: https://www.facebook.com/CIMBThai Line: http://line.me/ti/p/~@cimbthai CIMB Thai Bank Public Company Limited is a financial institution regulated by the Bank of Thailand (BOT), the Securities and Exchange Commission (SEC), and the Office of Insurance Commission (OIC). Head Office: 44 Langsuan Road, Lumphini, Pathum Wan, Bangkok 10330, Thailand

Screenshots

UCHOOSE4 screens
CIMB THAI4 screens

Verdict

The call

The clearest difference is rating: UCHOOSE at 4.8 against CIMB THAI's 2.8. UCHOOSE also leads on review sentiment (41% vs 0%) and ratings volume (45 vs 4). CIMB THAI's advantage is ads (none vs shown) and monetization model (ad-supported vs free with in-app purchases). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

UCHOOSE holds the better App Store score, 4.8 against 2.8. That said, the two scores are not equally well evidenced: UCHOOSE has 45 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 41% of UCHOOSE's written reviews are positive against 0% of CIMB THAI's.

UpkeepUpdate frequency

UCHOOSE ships an update fortnightly, CIMB THAI every 3 weeks. The most recent releases landed on September 1, 2026 and September 16, 2026 respectively.

Scorecard5 real differences · 5 level
UCHOOSE versus CIMB THAI: the parameters behind the verdict, then further details
ParameterUCHOOSECIMB THAI
PriceFreeFree
Rating4.8 (45 ratings) — better2.8 (4 ratings)
Positive reviews40.7% of reviews — better0.0% of reviews
Number of ratings45 — better4
Update frequencyFortnightly — betterEvery 3 weeks
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesAd-supported — better
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better14.0
Further details — not scored
Size374 MB633 MB
Age rating4+4+
DeveloperAyudhya Capital Services Company LimitedCIMB Thai Bank Public Company Limited

Customer experience

UCHOOSE

All ratings45 ratings
Positive95.6%
Neutral2.2%
Negative2.2%
Written reviews59 reviews
Positive40.7%
Neutral8.5%
Negative50.8%

CIMB THAI

All ratings4 ratings
Positive25.0%
Neutral25.0%
Negative50.0%
Written reviews2 reviews
Positive0.0%
Neutral50.0%
Negative50.0%

In-app purchases

None

UCHOOSE

No in-app purchases

None

CIMB THAI

No in-app purchases

Questions

Is UCHOOSE free?
UCHOOSE is free to download, with no in-app purchases.
Is CIMB THAI free?
CIMB THAI is free to download, with no in-app purchases.
Which has better reviews, UCHOOSE or CIMB THAI?
UCHOOSE is rated higher. UCHOOSE averages 4.8 out of 5 from 45 ratings, while CIMB THAI averages 2.8 from 4 ratings.
Do UCHOOSE or CIMB THAI have ads?
UCHOOSE shows ads; CIMB THAI does not.
Which is updated more often, UCHOOSE or CIMB THAI?
UCHOOSE ships an update fortnightly, and CIMB THAI every 3 weeks. Most recently, UCHOOSE was updated on September 1, 2026 and CIMB THAI on September 16, 2026.

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