Comparison

Jenius vs CTBC Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Jenius

Manage your finances and daily life with a single app. Access transactions, savings, credit, and investments all in one place. Enjoy features like virtual cards, rewards, and multi-currency support for seamless global transactions.

Highlights
  • All-in-one financial management
  • Visa debit and credit cards
  • Virtual cards for online purchases
  • Rewards and point redemption
  • Multi-currency support
  • Various savings options
  • Investment features
Read full description

The simple way to manage your life/finance with an app and Visa debit and credit cards.  More than 4,000,000 users have started to build a better financial life with Jenius.   Now you can access all of your financial needs, from transactions, savings, credit, investment to financial reports in one place without switching between applications.  Ready to start simplifying your life finance?  Download Jenius, register and activate your account in no time.  With Jenius main debit card and 3 additional debit cards, you can make transactions at various Visa merchants across the world. You will also have a virtual card for movies and music streaming services, games, and other online purchases.   Interested in awesome rewards? With fully online application, management, and point redemption, Jenius Credit Card has a lot of generous offers for easier point collection. Redeem points into travel miles, points, even e-Wallet balance in real time.  Lots of benefits are available to you in one place. Discover your free cash withdrawal quota, unlimited free transfers to other bank, Yay Points redemption, vouchers, and a variety of merchant offers in Your Rewards.  If you have plans to travel around the world, 9 foreign currencies (USD, SGD, JPY, GBP, AUD, HKD, EUR, THB, CNY) are available 24/7 at Jenius app. Link them to your m-Card for international transactions with no conversions.  For transactions, you can use:  - Jenius Pay: Pay for your online shopping with just your $Cashtag  - QRIS: Scan with Jenius for quick and easy payment option  - Transfer Money: Transfer to various accounts  - Pay Bills/VA: Pay all your bills with convenience, from internet, credit card, top up mobile credit, utilities zakat, and others  Want to save up? Find your own suitable savings options:  - Dream Saver: 5 savings to help you make dreams come true  - Flexi Saver: 3 flexible savings to allocate money  - Maxi Saver: Open as many deposits as you want from your smartphone  - Cash Cow: Special savings for cashbacks and your daily transactions  - Flexi Rasa Maxi deals: Locked savings for upfront cashback   Other features that you can use:  - Top up e-Wallet: An easy way to top up e-Wallet and e-Money GoPay, OVO, LinkAja, DANA, BNI TapCash, mandiri e-money, and ShopeePay  - Pay Me: Send money requests  - Split Bill: Easily split the bill  - Flexi Cash: Cash out your flexible fund for various needs  - Investment: Grow your wealth through mutual fund and bonds  - Moneytory: Get insight for your financial report 
 Just by paying Feesible (subscription fee) for only IDR10.000 per month, you can experience the simplicity of financial management with Jenius.  Jenius is a digital banking app and part of PT Bank SMBC Indonesia is licensed and supervised by the Financial Services Authority (OJK), Bank Indonesia (BI) and member of the Indonesia Deposit Insurance Corporation (LPS).  Find out more about this new way of banking at www.jenius.com and start a new, better life with Jenius.  #ThinkUnthinkable Head Office  PT Bank SMBC Indonesia   Menara SMBC – CBD Mega Kuningan  Jl. Dr. Ide Anak Agung Gde Agung Kav 5.5-5.6  Jakarta 12950  Website: https://www.smbci.com/id/tentang-kami/segmen-usaha/jenius

About

CTBC Mobile

Features
Read full description

CTBC Mobile manage your CTBC Bank account on the move, whenever and wherever you happen to be, with this personal banking app. CTBC Mobile offers banking and informational services to make a simple banking experience easily, conveniently and securely. Its features range from simple fund transfer up to payment transactions. **CONSOLIDATED ACCOUNT SUMMARY** Access to all of your CTBC Bank personal banking accounts in a consolidated view **TRANSACTION HISTORY** Search recent and past transactions from all of your accounts **REAL-TIME FUND TRANSFER** Online fund transfer within CTBC Bank accounts and to account in all banks in Indonesia among ATM Prima Network **BILL PAYMENTS AND BUYING TRANSACTIONS** Easily conduct regular payments to take the hassle out of paying bills – phone, electricity, water/utilities, internet. Conveniently also to buy train tickets, prepaid phone and electricity pulses. **ATM AND BRANCHES ACCESS** Find ATMs and branches near your current location or search by city, state or zip code with our built in location searcher. To use CTBC Mobile app, you must have: - Banking account with CTBC Bank - An active mobile number from Indonesian GSM provider (please ensure that this number is registered in CTBC Bank system) - Internet connection (via WiFi or mobile phone data packet) CTBC Mobile works only when user has downloaded the iOS apps to their mobile devices from App Store. The application will require you to: - Do the Registration process through all CTBC Bank branches or self registration through the CTBC Bank website. - Activate your mobile banking User-ID - Accept the terms and conditions and create your own password of Mobile PIN to access CTBC Mobile. - After the activation process is successful, you will be directed to main menu and enjoy all CTBC Mobile features. - Password and PIN are needed to access and authorize financial transactions through CTBC Mobile. SECURITY AND HELPDESK CTBC Mobile is a free-to-download banking application. Your mobile network carrier may charge access fees and charges depending upon your individual access activities. CTBC Bank is committed to protecting your privacy and security from Online and Mobile fraud. The technical security includes state-of-the-art encryption technology, firewalls and secure logon to protect your accounts from unauthorized users of online and mobile banking transactions. For more assistance and information about CTBC Mobile, please visit www.ctbcbank.co.id or Call CTBC at 0807 122 1111.

Screenshots

Jenius4 screens
CTBC Mobile3 screens

Verdict

The call

The clearest difference is update cadence: Jenius at weekly against CTBC Mobile's every 5 months. CTBC Mobile's advantage is iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Jenius ships an update weekly, CTBC Mobile every 5 months. The most recent releases landed on October 19, 2026 and October 11, 2026 respectively.

Scorecard2 real differences · 8 level
Jenius versus CTBC Mobile: the parameters behind the verdict, then further details
ParameterJeniusCTBC Mobile
PriceFreeFree
Rating3.5 (124 ratings) — better—
Positive reviews38.3% of reviews—
Number of ratings124 — better—
Update frequencyWeekly — betterEvery 5 months
AdsNoNo
In-app purchasesNoNo
MonetizationSubscription—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.113.0 — better
Further details — not scored
Size190 MB62 MB
Age rating12+4+
DeveloperPT. Bank SMBC Indonesia TbkPT Bank CTBC Indonesia

Bugs and requests

Jenius

Reported bugs

12 issues
  • Login automatically logs out immediately after
  • PIN verification fails despite correct input
  • Session expires during PIN creation
  • Face ID/Touch ID recognition failures
  • App crashes when inviting users or accessing features
Show 7 more
  • Failed top-ups charged but funds not received
  • History and upcoming transfers disappearing
  • Credit card not working despite proper expiry dates
  • App crashes after device unlinking
  • Loading screens freeze indefinitely
  • Chat disconnects during customer service interactions
  • Balance deductions without successful transaction completion

Requested features

9 requests
  • Flexible device switching without excessive security barriers
  • Credit card visibility in app interface
  • Improved video call verification settings for KTP focus
  • Dark mode option
  • 1Password password manager compatibility
Show 4 more
  • Better clipboard paste functionality
  • Additional currency support (AUD)
  • Improved notification system for card activation
  • Simplified login process with multiple authentication options

CTBC Mobile

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Jenius

No in-app purchases

None

CTBC Mobile

No in-app purchases

Questions

Is Jenius free?
Jenius is free to download, with no in-app purchases.
Is CTBC Mobile free?
CTBC Mobile is free to download, with no in-app purchases.
Do Jenius or CTBC Mobile have ads?
Neither Jenius nor CTBC Mobile shows ads.
Which is updated more often, Jenius or CTBC Mobile?
Jenius ships an update weekly, and CTBC Mobile every 5 months. Most recently, Jenius was updated on October 19, 2026 and CTBC Mobile on October 11, 2026.

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