Jenius vs BRImo BRI
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Jenius
Manage your finances and daily life with a single app. Access transactions, savings, credit, and investments all in one place. Enjoy features like virtual cards, rewards, and multi-currency support for seamless global transactions.
- All-in-one financial management
- Visa debit and credit cards
- Virtual cards for online purchases
- Rewards and point redemption
- Multi-currency support
- Various savings options
- Investment features
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The simple way to manage your life/finance with an app and Visa debit and credit cards. More than 4,000,000 users have started to build a better financial life with Jenius. Now you can access all of your financial needs, from transactions, savings, credit, investment to financial reports in one place without switching between applications. Ready to start simplifying your life finance? Download Jenius, register and activate your account in no time. With Jenius main debit card and 3 additional debit cards, you can make transactions at various Visa merchants across the world. You will also have a virtual card for movies and music streaming services, games, and other online purchases. Interested in awesome rewards? With fully online application, management, and point redemption, Jenius Credit Card has a lot of generous offers for easier point collection. Redeem points into travel miles, points, even e-Wallet balance in real time. Lots of benefits are available to you in one place. Discover your free cash withdrawal quota, unlimited free transfers to other bank, Yay Points redemption, vouchers, and a variety of merchant offers in Your Rewards. If you have plans to travel around the world, 9 foreign currencies (USD, SGD, JPY, GBP, AUD, HKD, EUR, THB, CNY) are available 24/7 at Jenius app. Link them to your m-Card for international transactions with no conversions. For transactions, you can use: - Jenius Pay: Pay for your online shopping with just your $Cashtag - QRIS: Scan with Jenius for quick and easy payment option - Transfer Money: Transfer to various accounts - Pay Bills/VA: Pay all your bills with convenience, from internet, credit card, top up mobile credit, utilities zakat, and others Want to save up? Find your own suitable savings options: - Dream Saver: 5 savings to help you make dreams come true - Flexi Saver: 3 flexible savings to allocate money - Maxi Saver: Open as many deposits as you want from your smartphone - Cash Cow: Special savings for cashbacks and your daily transactions - Flexi Rasa Maxi deals: Locked savings for upfront cashback Other features that you can use: - Top up e-Wallet: An easy way to top up e-Wallet and e-Money GoPay, OVO, LinkAja, DANA, BNI TapCash, mandiri e-money, and ShopeePay - Pay Me: Send money requests - Split Bill: Easily split the bill - Flexi Cash: Cash out your flexible fund for various needs - Investment: Grow your wealth through mutual fund and bonds - Moneytory: Get insight for your financial report Just by paying Feesible (subscription fee) for only IDR10.000 per month, you can experience the simplicity of financial management with Jenius. Jenius is a digital banking app and part of PT Bank SMBC Indonesia is licensed and supervised by the Financial Services Authority (OJK), Bank Indonesia (BI) and member of the Indonesia Deposit Insurance Corporation (LPS). Find out more about this new way of banking at www.jenius.com and start a new, better life with Jenius. #ThinkUnthinkable Head Office PT Bank SMBC Indonesia Menara SMBC – CBD Mega Kuningan Jl. Dr. Ide Anak Agung Gde Agung Kav 5.5-5.6 Jakarta 12950 Website: https://www.smbci.com/id/tentang-kami/segmen-usaha/jenius
BRImo BRI
This mobile banking app offers a comprehensive suite of financial services, enabling users to manage accounts, make domestic and international transfers, invest, and access lifestyle services. It provides features like real-time cashback and easy access to customer support.
- Digital account registration (domestic & international)
- International transfers and QR payments abroad
- Lifestyle and entertainment purchases
- Investment products (pension funds, gold, stocks)
- Daily transactions (bills, top-ups, QRIS)
- Cardless cash deposits
- Real-time cashback
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BRImo merupakan mobile banking favorit masyarakat Indonesia dengan total 41,3 juta pengguna hingga saat ini. Dirancang untuk memfasilitasi berbagai transaksi keuangan nasabah kapan saja dan di mana saja, BRImo hadir dengan berbagai fitur unggulan yang memenuhi kebutuhan finansial dan gaya hidup dalam satu aplikasi. Nikmati pengalaman finansial yang serba mudah dan serba bisa hanya dengan BRImo. Jangan sampai ketinggalan untuk merasakan kemudahan layanan BRImo yang banyak dipilih oleh jutaan pengguna! • Registrasi dari Dalam dan Luar Negeri BRImo memungkinkan pendaftaran akun BRI dan buka rekening secara full digital tanpa perlu kartu debit, baik dari dalam maupun luar negeri. Nasabah dapat mendaftar menggunakan nomor HP dari 11 negara, termasuk Jepang, Korea Selatan, Hong Kong, USA, Saudi Arabia, UAE, Kuwait, Malaysia, Taiwan, Singapura, dan Timor Leste. Proses pendaftaran menjadi lebih fleksibel dan mudah. • Transaksi Antar Negara BRImo memudahkan nasabah yang memiliki kebutuhan transaksi internasional melalui fitur transfer ke lebih dari 160 negara. Selain itu, BRImo mendukung pembayaran menggunakan QR di luar negeri (Singapura), memberikan kemudahan bertransaksi saat bepergian. • Lifestyle dan Entertainment BRImo menyediakan berbagai layanan gaya hidup serta hiburan seperti pembelian voucher game, streaming, tiket BRI Liga 1, hingga pemesanan dan pembayaran tiket transportasi termasuk pesawat, semuanya dalam satu aplikasi. • Investasi BRImo menyediakan beragam pilihan produk investasi bagi nasabah, mulai dari dana pensiun hingga emas. Bekerja sama dengan Pegadaian, BRImo menawarkan layanan jual, beli, dan cicil emas. Nasabah dapat mengelola investasinya dengan mudah melalui dashboard KSEI dan akses langsung ke BRIGHTS untuk pembelian saham. • Transaksi Sehari-Hari BRImo memudahkan berbagai transaksi harian, mulai dari pembayaran tagihan dan cicilan, top up e-wallet dan pulsa/paket data, hingga pembayaran QRIS dengan sumber dana kartu kredit. BRImo juga memungkinkan setor tunai tanpa kartu di ATM BRI, memberikan kemudahan ekstra dalam mengelola keuangan. Dapatkan BRIpoin setiap kali bertransaksi dan tukarkan poin tersebut dengan berbagai e-voucher menarik. • Layanan Pelanggan yang Mudah Diakses BRImo menyediakan layanan Contact BRI bebas pulsa, serta fitur chat dalam aplikasi untuk pengaduan transaksi, memastikan nasabah mendapatkan bantuan dengan cepat dan efisien. • Cashback Realtime BRImo menjadi satu-satunya aplikasi mobile banking yang menawarkan cashback secara realtime untuk berbagai transaksi finansial, memberikan nilai tambah bagi setiap transaksi yang dilakukan. Jangan lewatkan kesempatan untuk menikmati berbagai manfaat eksklusif hanya di BRImo! Butuh Bantuan? Hubungi Layanan Pelanggan BRI: * Telepon: 1500017 * Email: callbri@bri.co.id Ingin Tahu Lebih Banyak? Temukan informasi lengkap tentang BRI dan layanan lainnya: * Website: bri.co.id * Facebook: BRIofficialpage * Instagram: @bankbri_id * X: @kontakBRI * Youtube: @BANK_BRI
Screenshots
Verdict
The clearest difference is rating: BRImo BRI at 4.7 against Jenius's 3.5. BRImo BRI also leads on monetization model (free vs subscription) and review sentiment (67% vs 38%). Jenius's advantage is update cadence (weekly vs every 3 weeks). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BRImo BRI holds the better App Store score, 4.7 against 3.5. Both are backed by a comparable volume of ratings — 124 and 529 respectively. Written reviews point the same way: 38% of Jenius's written reviews are positive against 67% of BRImo BRI's.
Jenius ships an update weekly, BRImo BRI every 3 weeks. The most recent releases landed on October 14, 2026 and October 11, 2026 respectively.
| Parameter | Jenius | BRImo BRI |
|---|---|---|
| Price | Free | Free |
| Rating | 3.5 (124 ratings) | 4.7 (529 ratings) — better |
| Positive reviews | 38.3% of reviews | 66.6% of reviews — better |
| Number of ratings | 124 | 529 — better |
| Update frequency | Weekly — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Subscription | Free — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.1 | 13.0 — better |
| Further details — not scored | ||
| Size | 187 MB | 418 MB |
| Age rating | 12+ | 4+ |
| Developer | PT. Bank SMBC Indonesia Tbk | PT. Bank Rakyat Indonesia (Persero) Tbk. |
Customer experience
Jenius
BRImo BRI
User reviews
Jenius
From 124 App Store ratingsWhat we love
- 💰 Free transfers between banks
- 🌍 International transactions supported
- 👍 User-friendly interface design
- 💡 Innovative digital banking solution
- 📱 Easy money transfers using username only
Room to improve
- 🐢 Extremely slow app performance
- 🔐 Overly restrictive security/device requirements
- 📵 Frequent login failures and session timeouts
- 🐛 Persistent crashes and bugs
- ❌ Non-functional features after updates
BRImo BRI
From 529 App Store ratingsWhat we love
- 👍 Convenient mobile banking
- 🚀 Fast and efficient transactions
- 💳 Supports credit card payments
Room to improve
- 🐛 Frequent crashes and errors
- ⚠️ Unreliable server connectivity
- 🔒 Security issues with login
Bugs and requests
Jenius
Reported bugs
12 issues- Login automatically logs out immediately after
- PIN verification fails despite correct input
- Session expires during PIN creation
- Face ID/Touch ID recognition failures
- App crashes when inviting users or accessing features
Show 7 moreShow fewer
- Failed top-ups charged but funds not received
- History and upcoming transfers disappearing
- Credit card not working despite proper expiry dates
- App crashes after device unlinking
- Loading screens freeze indefinitely
- Chat disconnects during customer service interactions
- Balance deductions without successful transaction completion
Requested features
9 requests- Flexible device switching without excessive security barriers
- Credit card visibility in app interface
- Improved video call verification settings for KTP focus
- Dark mode option
- 1Password password manager compatibility
Show 4 moreShow fewer
- Better clipboard paste functionality
- Additional currency support (AUD)
- Improved notification system for card activation
- Simplified login process with multiple authentication options
BRImo BRI
Reported bugs
3 issues- Unable to register credit card users
- Signature feature not working
- Compatibility issues with iOS 14
Requested features
3 requests- Dark mode option
- English language support
- Username display for login
In-app purchases
Jenius
No in-app purchases
BRImo BRI
No in-app purchases







