FireLight eApp™ vs Ethos

As an advisor, it is key to be able to capture business anytime, anywhere, no matter if you’re selling Annuities, Life, Long Term Care or Mutual Funds products. FireLight® is an electronic application platform that simplifies the application process, providing advisors a step-by-step guided process to gather all required form information to be submitted to the carrier. The FireLight eApp by Insurance Technologies provides advisors immediate and secure account access to capture client data on up-to-date carrier applications as well as client signatures, expediting the sales application process. Features: • Easy check out, check in application package process • Required data field display • Real-time form completion display • Signature capture • Application history tracking How the FireLight eApp works: 1. Check out an existing application from the FireLight web portal. 2. Complete data entry and capture client signature. 3. Check in the application to the FireLight web portal to submit for final processing. A network connection is needed to check out and check in an application, but once the application is checked out, all data entry and signatures can be done offline. While an application is checked out all data is stored securely. This app can only be activated by authorized FireLight users whose firm or carriers are a licensed FireLight client with Insurance Technologies. To submit applications electronically using the FireLight eApp obtain an access pin from your FireLight web access or speak with your home office to determine if your firm is a licensed FireLight client. To start using the FireLight eApp: 1. Log in to your FireLight web portal with existing credentials. 2. Go to My Preferences. 3. Under Mobile Access, click Add New Device. 4. An Access Pin will be provided. 5. Enter the Access Pin and Create a Device Name (e.g., Work iPad) to activate FireLight eApp (you will only be required to enter the Access Pin during initial setup of the app).

Protect Your Family’s Future in Minutes Stop putting it off. Ethos is the modern, all-in-one platform that combines Life Insurance and Estate Planning into a single, seamless experience. No medical exams, no weeks of waiting, and no expensive attorney fees. Just total peace of mind before your lunch break is over. Why 100,000+ Families Trust Ethos Life insurance should be a relief to have, not a burden to get. We’ve replaced the "old way" of doing things with smarter technology and a human-centric approach. • Instant Decisions: Apply for term life insurance in minutes. Most people qualify with no medical exams or blood draws. • Total Coverage: We go beyond the policy. Get integrated Wills and Trusts to ensure your legacy is handled exactly how you want. • Legally Solid: Our estate planning tools are designed by attorneys and tailored to your specific state laws. • Zero Pressure: No pushy agents, no stacks of paperwork. Just the protection you need, on your terms. How It Works (It’s that simple) 1. Apply: Answer a few quick health questions in the app. 2. Get Covered: Receive an instant decision on your term life coverage. 3. Plan Your Legacy: Use our guided tools to create your Will or Trust at your own pace. 4. Finalize: Print, sign, and breathe easy. Your family is protected. One App. Total Security. • Affordable for All: We believe financial security is a right. Our competitive rates fit almost any budget. • Guided Process: You don't need to be a lawyer or a financial expert. We walk you through every step. • Secure & Private: Your data is encrypted and protected with bank-level security. Don’t leave your family’s future to chance. Download Ethos today and check "Protect Family" off your list for good.