Ethos - Insurance & Wills

Ethos - Insurance & Wills

An Ethos Technologies company

6.7K ratings
94 reviews
Free
With Ads

Details

  • Released
  • Updated
  • July 17, 2017
  • May 5, 2026

Features

Ethos - Insurance & Wills screenshot #1 for iPhone
Ethos - Insurance & Wills screenshot #2 for iPhone
Ethos - Insurance & Wills screenshot #3 for iPhone
Ethos - Insurance & Wills screenshot #4 for iPhone
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About

Secure your family's future with an all-in-one platform for life insurance and estate planning. Apply for term life insurance in minutes with no medical exams and create legally solid Wills and Trusts with guided tools.

Instant life insurance decisions
No medical exams required
Integrated Wills and Trusts
Attorney-designed estate planning tools
Affordable rates
Guided application process
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What users say

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What's New in Ethos

7.3.2

May 5, 2026

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User reviews

App and website both erroring out

Terrible experience. App and website have you answer a series of questions and at the end- it makes you wait forever for a result and ends up erroring out multiple times.

Doesn’t work

Nothing about this app works at all, in fact, I can’t even get into it because it will not recognize information that the website will. I’ve reached out to the Ethos team multiple times now and spent accumulative 20 hours on hold. They do not care, they will not help you, and there is nobody on the opposite side who can do anything at all really. I will be switching providers shortly. I’m pretty sure this entire thing is a scam.
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Not a fan of the App

Useless app if you already have a policy

Maybe it’s great 🤷🏽‍♂️

I’m sure the app and service is great but I probably will never know. So they ask for a phone number to log in for estate planning, no Passkeys, no Authenticator, no email just a phone number. When I put in a phone number I get a prompt saying it “doesn’t match any account” Not only do they use the most spoofable spammed account possible but then it doesn’t work. If they spent just a little bit of that ad money on User Experience . . .
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Garbage

The app is hot garbage and as others point out the trial is a scam. Also once you finalize stuff, I for the life of me can’t figure out how to download load the documents to notarize

User experience

🐞

Reported Bugs

5 issues

Issues with saving life insurance policy information

Bug

Problems with opening and accessing final documents

Bug

Freezing and crashing on certain screens

Bug

Incorrect display of relationship status

Bug

Inability to delete or edit certain information

Bug

Requested Features

5 requests

Add option to leave assets to charities

Feature

Improve customization options for asset distribution

Feature

Integrate advanced directive functionality

Feature

Provide different language options

Feature

Add ability to easily edit and update information

Feature

FAQ

What does the Ethos app do?

The Ethos app is a comprehensive platform designed to simplify life insurance applications and estate planning. It allows users to apply for term life insurance quickly, often without medical exams, and provides guided tools to create legally solid Wills and Trusts.

How does the life insurance application process work?

The process involves answering a few quick health questions within the app. You can then receive an instant decision on your term life coverage. Many applicants qualify without the need for medical exams or blood draws.

What are the costs associated with using Ethos?

The app offers competitive rates for life insurance, aiming to be affordable for most budgets. While the application and guided planning tools are accessible, specific costs for insurance policies and any premium services would be detailed during the application process.

Is the estate planning information legally sound?

Yes, the estate planning tools, including Wills and Trusts, are designed by attorneys and tailored to your specific state laws. This ensures that your legal documents are robust and legally binding.

Who is this app best suited for?

This app is ideal for individuals who want to protect their family's future without the traditional complexities and delays. It's designed for those seeking an efficient, modern, and affordable solution for both life insurance and estate planning.