Best Life Insurance App

250+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated September 2026

Every iPhone needs a few good life insurance app. We benchmark 250+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Life Insurance App (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Ethos - Insurance & WillsEthos - Insurance & WillsFree4.6★ (6.7K)NoNoSep 2026
2National Life GroupNational Life GroupFree4.5★ (592)NoNoSep 2026
3Lemonade InsuranceLemonade InsuranceFree4.8★ (86K)NoNoSep 2026
4New York LifeNew York LifeFree4.9★ (15K)NoNoSep 2026
5State Farm®State Farm®Free4.8★ (1.3M)NoNoSep 2026
6Fidelity InvestmentsFidelity InvestmentsFree4.8★ (3.3M)NoNoSep 2026
7American Family Insurance AppAmerican Family Insurance AppFree4.7★ (91K)NoNoSep 2026
8Globe LifeGlobe LifeFree2.8★ (93)NoNoSep 2026

Top Picks for Life Insurance App

Ethos - Insurance & Wills#1

Ethos - Insurance & Wills by Ethos Technologies Inc

An Ethos Technologies company
Editor's Choice
💰 Finance
4.6😐(6.7K ratings)
Free
Ethos - Insurance & Wills screenshot 1
Ethos - Insurance & Wills screenshot 2
Ethos - Insurance & Wills screenshot 3
Ethos - Insurance & Wills screenshot 4

Secure your family's future with an all-in-one platform for life insurance and estate planning. Apply for term life insurance in minutes with no medical exams and create legally solid Wills and Trusts with guided tools.

What We Love

  • 🚀 Simple and easy to use
  • 👍 Helpful for creating wills and estate planning
  • 💡 Innovative app concept
  • 🚀 Quick and efficient process
  • 👍 Useful for blended families

Room to Improve

  • 🐛 Glitchy and buggy app
  • 🔒 Privacy and security concerns
  • 👎 Limited options for blended families
  • 👎 Lack of accessibility for visually impaired users
  • 👎 Forced communication with contacts
National Life Group#2

National Life Group by National Life Group

Your policy on the go.
Strong Contender
💰 Finance
4.5😊(592 ratings)
Free
National Life Group screenshot 1
National Life Group screenshot 2
National Life Group screenshot 3
National Life Group screenshot 4

Securely access and manage your life insurance and annuity policies from your mobile device. View policy details, make payments, set up autopay, and track transactions. Stay connected with agent contact information and receive important alerts.

What We Love

  • 👍 Easy to navigate and use
  • 👍 User friendly and convenient
  • 👍 Straightforward and transparent
  • 👍 Helpful and informative
  • 👍 Provides great visibility into policies
  • 👍 Allows easy access to policy details
  • 👍 Enables self-service features

Room to Improve

  • 🐛 App crashes or freezes
  • 🐛 Login issues and errors
  • 🐛 Slow performance
  • 🐛 Outdated or incompatible with updates
  • 🔍 Limited functionality for policy changes
  • 🔍 Lack of agent responsiveness
Lemonade Insurance#3

Lemonade Insurance by Lemonade Inc.

Home, car, pet, and life
Worth Considering
💰 Finance
4.8😐(86K ratings)
Free
#99in Finance
Lemonade Insurance screenshot 1
Lemonade Insurance screenshot 2
Lemonade Insurance screenshot 3
Lemonade Insurance screenshot 4
Lemonade Insurance screenshot 5
Lemonade Insurance screenshot 6

Easily purchase and manage home, car, pet, and life insurance policies directly from your phone. Get instant quotes, file claims with AI assistance, and enjoy a socially responsible insurance experience.

What We Love

  • 🚀 Quick, seamless, and affordable
  • 👍 Fully digital experience
  • 💡 Charity donation option
  • 👍 Easy setup and user-friendly app
  • 👍 Lovely customer service
  • 🚀 Convenient and efficient claims process

Room to Improve

  • 🐛 Buggy app with crashes and login issues
  • 👎 Poor customer service and communication
  • 👎 Difficult claims process and lack of human support
  • 👎 Inconsistent coverage and denials
  • 👎 Slow response times and lack of urgency

More Life Insurance App apps to explore

FAQ about Life Insurance App

What is the best life insurance app for iPhone?
Ethos - Insurance & Wills tops our life insurance app ranking as of September 2026, with a 4.6-star average from 6.7K App Store ratings, and it's free to download.
Yes — 20 of the top life insurance app we rank are free to download, including Ethos - Insurance & Wills and National Life Group.
Ethos - Insurance & Wills has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 250+ life insurance app on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
The Ethos app is a comprehensive platform designed to simplify life insurance applications and estate planning. It allows users to apply for term life insurance quickly, often without medical exams, and provides guided tools to create legally solid Wills and Trusts.
The process involves answering a few quick health questions within the app. You can then receive an instant decision on your term life coverage. Many applicants qualify without the need for medical exams or blood draws.

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