Best Life Insurance App

246+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated July 2026

Every iPhone needs a few good life insurance app. We benchmark 246+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Life Insurance App (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Ethos - Insurance & WillsEthos - Insurance & WillsFree4.6★ (6.7K)NoNoAug 2026
2National Life GroupNational Life GroupFree4.5★ (566)NoNoAug 2026
3Lemonade InsuranceLemonade InsuranceFree4.8★ (86K)NoNoAug 2026
4New York LifeNew York LifeFree4.9★ (15K)NoNoAug 2026
5State Farm®State Farm®Free4.8★ (1.2M)NoNoAug 2026
6The General Insurance AppThe General Insurance AppFree4.7★ (227K)NoNoAug 2026
7Esurance MobileEsurance MobileFree4.8★ (209K)NoNoAug 2026
8MassMutualMassMutualFree4.8★ (5.9K)NoNoAug 2026

Top Picks for Life Insurance App

Ethos - Insurance & Wills#1

Ethos - Insurance & Wills by Ethos Technologies Inc

An Ethos Technologies company
Editor's Choice
💰 Finance
4.6😐(6.7K ratings)
Free
Ethos - Insurance & Wills screenshot 1
Ethos - Insurance & Wills screenshot 2
Ethos - Insurance & Wills screenshot 3
Ethos - Insurance & Wills screenshot 4

Secure your family's future with an all-in-one platform for life insurance and estate planning. Apply for term life insurance in minutes with no medical exams and create legally solid Wills and Trusts with guided tools.

What We Love

  • 🚀 Simple and easy to use
  • 👍 Helpful for creating wills and estate planning
  • 💡 Innovative app concept
  • 🚀 Quick and efficient process

Room to Improve

  • 🐛 Glitchy and buggy app
  • 🔒 Privacy and security concerns
  • 👎 Limited options for blended families
National Life Group#2

National Life Group by National Life Group

Your policy on the go.
Strong Contender
💰 Finance
4.5😊(566 ratings)
Free
National Life Group screenshot 1
National Life Group screenshot 2
National Life Group screenshot 3
National Life Group screenshot 4

Securely access and manage your life insurance and annuity policies from your mobile device. View policy details, make payments, set up autopay, and track transactions. Stay connected with agent contact information and receive important alerts.

What We Love

  • 👍 Easy to navigate and use
  • 👍 User friendly and convenient
  • 👍 Straightforward and transparent
  • 👍 Helpful and informative

Room to Improve

  • 🐛 App crashes or freezes
  • 🐛 Login issues and errors
  • 🐛 Slow performance
Lemonade Insurance#3

Lemonade Insurance by Lemonade Inc.

Home, car, pet, and life
Worth Considering
💰 Finance
4.8😐(86K ratings)
Free
#93in Finance
Lemonade Insurance screenshot 1
Lemonade Insurance screenshot 2
Lemonade Insurance screenshot 3

Easily purchase and manage home, car, pet, and life insurance policies directly from your phone. Get instant quotes, file claims with AI assistance, and enjoy a socially responsible insurance experience.

What We Love

  • 🚀 Quick, seamless, and affordable
  • 👍 Fully digital experience
  • 💡 Charity donation option
  • 👍 Easy setup and user-friendly app

Room to Improve

  • 🐛 Buggy app with crashes and login issues
  • 👎 Poor customer service and communication
  • 👎 Difficult claims process and lack of human support

More Life Insurance App apps to explore

4
New York Life
New York Life
New York Life
Life Insurance & Investments
Free

Manage your life insurance policies and investments conveniently. View policy details, monitor investment performance, and make payments directly from your mobile device. Easily find agent contact information and update your preferences.

View and manage policiesMonitor investment valuesMake payments
💰 Finance
(15K)
free
5
State Farm®
State Farm®
State Farm®
Insurance & Finance
Free

Manage insurance policies, pay bills, and access coverage details. File and track claims, request roadside assistance, and view financial product information. Features include secure login, personalized reminders, and Siri integration.

Manage insurance policiesPay bills with Apple PayFile and track claims
💰 Finance
(1.2M)
free
6
The General Insurance App
The General Insurance App
The General Insurance App
See how much you can save!
Free

Manage your car insurance policy conveniently from your phone. Get quotes, make payments, access ID cards, and submit or track claims. The app offers multiple login options and a help center for support.

Obtain auto insurance quotesMake, schedule, or split paymentsAccess virtual and PDF ID cards
💰 Finance
(227K)
free
7
Esurance Mobile
Esurance Mobile
Esurance Mobile
by Esurance
Free

Manage your auto insurance policy with ease. Access your ID card, pay bills, file claims, and get roadside assistance quickly. The app features a modern design with simplified navigation for a seamless user experience.

Policy managementClaim filingID card access
💰 Finance
(209K)
free
8
MassMutual
MassMutual
MassMutual
Insurance & Financial Services
Free

Manage your life insurance and retirement accounts conveniently from your mobile device. Handle payments, review balances, access policy information, and update beneficiaries all in one place.

Manage life insurance and retirement accountsHandle payments and premiumsReview account balances and policy info
💰 Finance
(5.9K)
free with in-app purchases
9
American Family Insurance App
American Family Insurance App
American Family Insurance App
Manage your Insurance Needs
Free

Manage your home, car, and umbrella insurance policies conveniently on the go. Access policy details, make payments, file claims, and get roadside assistance. Secure login options are available.

View insurance policies and account detailsAccess proof of insurance instantlySet up and manage payments, including auto-pay
💰 Finance
(91K)
free
10
Globe Life
Globe Life
Globe Life
by Globe Life
Free

Manage your insurance policies with ease. Pay bills, update personal information, explore coverage options, and connect with customer service. This free app simplifies policy management for current and prospective customers.

Pay monthly premiumsAccept additional coverageSet up one-time payments
💰 Finance
(23)
free
11
MetLife US App
MetLife US App
MetLife US App
by MetLife
Free

Manage your MetLife benefits efficiently with this app. Access dental and disability coverage details, find providers, and track claims. Securely access your information and update personal details on the go.

Access dental coverage and claimsFind and book dentist appointmentsReview disability claim information
💼 Business
(25K)
free
12
Connect & Reliant General
Connect & Reliant General
Connect & Reliant General
Auto Insurance
Free

Manage your auto insurance policy on the go. Access policy details, make payments, view your digital ID card, and report claims instantly. Stay informed about your coverage and manage account settings 24/7 from your phone.

Policy dashboard with coverage detailsSecure and quick payment processingInstant access to digital ID card
💰 Finance
(1)
free
13
Life Insurance Quotes by IXN
Life Insurance Quotes by IXN
Life Insurance Quotes by IXN
by Insurance Experts Network LLC
Free

Compare life insurance quotes from over 100 carriers across all 50 states. Agents can sign up for a free account to access powerful tools. Get up-to-date policy information, including fees and AMBest ratings.

100+ CarriersUp-to-date QuotesIncludes Policy Fees
💰 Finance
(6)
free
14
Life Insurance Practice Test.
Life Insurance Practice Test.
Life Insurance Practice Test.
Insurance Exam & Certification
Free

Prepare for insurance license exams with over 600 practice questions and cloud-based updates. This app uses a proven "chunking" method to simplify complex topics, making studying more effective and stress-free. It offers a guarantee to refund your upgrade if you don't pass your exam.

600+ updated practice questionsCloud-based updatesEffective Learning Strategy (ELS)
📚 Education
(1)
free with in-app purchases
15
Northwestern Mutual
Northwestern Mutual
Northwestern Mutual
by Northwestern Mutual
Free

Manage your investment and insurance accounts, make payments, and track your net worth. Consolidate all your financial accounts in one place to monitor spending and view your overall financial health.

View investment performance and transactionsAccess insurance policy detailsMake premium payments
💰 Finance
(11K)
free
16
OneLife OneApp
OneLife OneApp
OneLife OneApp
by The OneLife Company S.A.
Free
📊 Productivity
(0)
17
FredLoya
FredLoya
FredLoya
by Evolve 7 Digital Media, LLC
Free

Easily manage all your insurance needs from anywhere with this application. It offers tools to handle your insurance quickly and efficiently, whether you are at home or on the move.

Manage insurance needsHandle insurance quicklyEfficient insurance management
🔧 Utilities
(13)
free
18
Sanima Reliance Life Insurance
Sanima Reliance Life Insurance
Sanima Reliance Life Insurance
Your Insurance Expert
Free
💼 Business
(0)
19
Fabric by Gerber Life
Fabric by Gerber Life
Fabric by Gerber Life
Life insurance, wills & more
Free

Secure your family's financial future with accessible term life insurance, investment options for children, and free legal will creation. This app offers a convenient, all-in-one platform for essential financial planning and protection.

Term life insuranceInvesting for kidsFree legal wills
💰 Finance
(500)
free with in-app purchases
20
My Super Star App
My Super Star App
My Super Star App
by StarLife Assurance
Free

This app helps life insurance sales executives onboard clients efficiently. Manage your client base, track policy statuses, and provide excellent service directly from your mobile device.

Client onboardingLife insurance policy managementClient base management
💼 Business
(1)
free

FAQ about Life Insurance App

What is the best life insurance app for iPhone?
Ethos - Insurance & Wills tops our life insurance app ranking as of July 2026, with a 4.6-star average from 6.7K App Store ratings, and it's free to download.
Yes — 20 of the top life insurance app we rank are free to download, including Ethos - Insurance & Wills and National Life Group.
Ethos - Insurance & Wills has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 246+ life insurance app on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The Ethos app is a comprehensive platform designed to simplify life insurance applications and estate planning. It allows users to apply for term life insurance quickly, often without medical exams, and provides guided tools to create legally solid Wills and Trusts.
The process involves answering a few quick health questions within the app. You can then receive an instant decision on your term life coverage. Many applicants qualify without the need for medical exams or blood draws.

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